Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and contract underwriting services for mortgage lenders. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings, Inc.

Enact Holdings, Inc.

Marsh McLennan is a professional services firm focusing on risk, strategy, and people. The firm combines experts from four global businesses — Marsh, Guy Carpenter, Mercer, and Oliver Wyman — to support organizations and enhance societal resilience.

Marsh McLennan

SolaX Power specializes in solar inverters, battery systems, and EV chargers. The products include microinverters, energy storage inverters, string inverters, and energy storage solutions.

SolaX Power

Genworth

At Enact Mortgage Insurance, we understand that there’s no place like home. That’s why we bring our deep expertise, insightful offerings and extra-mile service to work every day to help lenders put more people in homes and keep them there.

*Enact insurers include Enact Mortgage Insurance Corporation and Enact Mortgage Insurance Corporation of North Carolina*

Enact Mortgage Insurance

Congratulations to Enact's Enterprise Analytics team for being recognized as a 2023 OnCon Icon "Top 50 Data & Analytics Team" Award winner! This award recognizes the top Data & Analytics teams in the world, and Enact is proud to be among this year's honorees. Check out the full list of winners here: https://lnkd.in/epgRg-P8

Ready for your next act in #Audit? #EnactMI is #hiring. We welcome all qualified candidates to apply for our open Senior #IT Auditor role. For more information, check out the job posting here --> https://lnkd.in/eUnpuNZd

Save time and strengthen your borrower relationships when you achieve first pass approval on a #MI application for non-delegated loans. Get helpful tips and download a checklist of required documentation for these loans in our latest blog here: https://lnkd.in/gRfwwwc3

We are proud to announce that Enact's #nontraditionalcredit product has been named a winner of Profiles in Diversity Journal's 2023 Innovations in Diversity Award. Congratulations to all of the winners, and thank you for your efforts in creating innovative solutions to foster diversity, equity, and inclusion.

When you're talking to #borrowers considering #MI to finance a home, remind them that MI may help them get into a home faster and won't be part of their monthly mortgage payment forever. It's cancelable! Get a refresher on MI cancellation and termination today by watching the video below:

In observation of Thanksgiving, the ActionCenter will be closed on Thursday, 11/23 and Friday, 11/24. We will be back in action on Monday, 11/27.

Are you prepared to help prospective buyers navigate homeownership hurdles? In the November edition of National Mortgage Professional, #EnactMI Director of Customer Education Mary Kay Scully shares how loan officers can help prospective buyers get ready to buy: https://lnkd.in/g7df8vZV

We've had some new faces join the #EnactMI team over the last several weeks. Please join us in giving a warm welcome to Priya Kanda, Khanh Doan, Jacob Wubbenhorst, CPA, Murat O., and Matthew Pender. Welcome, all, we're so glad to have you onboard!

Quality #underwriting is always in demand! If your business is experiencing growth or fluctuations in loan volume due to today’s #mortgage marketplace, you may want to consider how contract underwriting services may be a great addition to your team. Learn more in our latest blog: https://lnkd.in/g8X_5q64

The #EnactMI December training calendar is live! This month's courses will cover the NAR 2023 Profile of Homebuyers and Sellers and reviewing tax form Schedule E for rental income. Have your NMLS ID handy and sign up here: bit.ly/3O3V2At

Metric
Company Name	Enact Holdings, Inc.	Marsh McLennan	SolaX Power
Symbol	ACT
MSH ID	COM:ENACTMI	COM:MARSHMCLENNAN	COM:SOLAXPOWER
Market	STOCKS	PRIVATE	PRIVATE
Sector	Financial Services	Commercial & Professional Services	Technology
Industry	Insurance - Specialty	Professional Services	Renewable Energy
Country	US	US	CN
Stage
Employee Count	465
Website	enactmi.com	marshmclennan.com	solaxpower.com
LinkedIn	enact-mortgage-insurance	marshmclennan	solaxpowerglobal
Founders

Metric
Market Cap	4.81B
Enterprise Value
Monthly Web Traffic		396.11K	128.69K
Web Traffic Growth		-0.22	-0.50
Valuation
Raised Capital

Metric
Revenue	1.15B
Revenue (LTM)
Revenue (NTM)
Gross Profit	1.15B
EBITDA
Operating Income	930.54M
Net Income	665.51M
EPS	4.14
Diluted EPS	4.11
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.78
EBITDA Margin
Net Profit Margin	0.58
Return on Equity	0.15
Return on Assets	0.11
Return on Capital Employed	0.16

COM:ENACTMI

Enact Holdings, Inc.

Last Close

34.39

22/11 21:00

Market Cap

4.81B

Beta: -

Volume Today

183.30K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	6.82
P/B Ratio	1.00
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	4.86
EV Multiple	30.59

Metric
Days Sales Outstanding	14.26
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.19

Metric
Operating Cash Flow	632.04M
Free Cash Flow	632.04M
Cash Flow to Debt	0.94
Operating Cash Flow/Sales	0.60
Free Cash Flow Yield	0.14

Metric
Cash & Equivalents	615.68M
Accounts Receivable	-3.33M
Inventory	-5.95B
Goodwill
Debt to Capitalization	0.14
Debt to Assets	0.12
Current Ratio
Quick Ratio	14.42

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue