Equitas Small Finance Bank Limited provides various banking products and services to for individuals and corporates, as well as micro, small, and medium enterprises. The company operates through Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed deposit products; and savings, salary, business, current, and TASC accounts. The company also provides loans against property; gold, home, used car, business, and MSME loans; vehicle finance, merchant overdraft, MSME loans monitoring services; overdraft against deposits; financing products for agri business; investment services; general, life, and health insurances; pension schemes; payments and collection solutions; retail forex services; fund transfer services; and debit cards. In addition, it provides online, mobile, and doorstep banking services. It has 869 banking outlets and 339 ATMs in India. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India. Equitas Small Finance Bank Limited is a subsidiary of Equitas Holdings Limited.

Equitas Small Finance Bank Limited

Equitas Small Finance Bank provides personal, business, loans, and NRI banking services.

Metric
Company Name	Equitas Small Finance Bank Limited
Symbol	EQUITASBNK
MSH ID	COM:EQUITASBANK
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	IN
Stage
Employee Count	20.56K
Website	equitasbank.com
LinkedIn
Founders

Metric
Market Cap	1.22B
Enterprise Value
Monthly Web Traffic	1.37M
Web Traffic Growth	0.21
Valuation
Raised Capital

Metric
Revenue	742.02M
Revenue (LTM)
Revenue (NTM)
Gross Profit	742.02M
EBITDA	15.87M
Operating Income
Net Income	94.33M
EPS	0.08
Diluted EPS	0.08
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.45
EBITDA Margin	0.02
Net Profit Margin	0.18
Return on Equity	0.14
Return on Assets	0.02
Return on Capital Employed	0.05

COM:EQUITASBANK

Equitas Small Finance Bank

Last Close

63.39

25/11 09:40

Market Cap

103.72B

Beta: -

Volume Today

3.03M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	15.07
P/B Ratio	2.15
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.44
EV Multiple	72.96

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.12

Metric
Operating Cash Flow	122.16M
Free Cash Flow	79.24M
Cash Flow to Debt	0.04
Operating Cash Flow/Sales	0.02
Free Cash Flow Yield	-0.07

Metric
Cash & Equivalents	422.54M
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization	0.27
Debt to Assets	0.06
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.00
R&D to Revenue
SG&A to Revenue	0.07