Ethos Life Insurance is a modern and ethical life insurance company that provides affordable, accessible, and instant life insurance protection. Founded in 2016 by Peter Colis and Lingke Wang, the company aims to simplify the life insurance process and make it more affordable for families.

Ethos Life Insurance

Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. 

We leverage deep technology and data science to streamline the life insurance process, making it more accessible and convenient. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes! We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. Our full-stack technology platform is the backbone of family financial health.

We make getting life insurance easier, faster and better for everyone. 

Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, Robert Downey Jr and others. This year, we were named on CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. We are scaling quickly and looking for passionate people to protect the next million families!

Google Ventures

Sequoia Capital

IA Capital Group

SoftBank Vision Fund

Roc Nation

Accel

Arrive

General Catalyst

Glade Brook Capital Partners

GoldenArc Capital

Dreamers VC

Vetamer

FootPrint Coalition

Ethos

Happy New Year! To kick off 2024, get to know Ashwath Muralidharan, Head of Consumer Product here at Ethos. Read about what Ash has worked on this year, how he inspires and shows leadership within his team, and his recent travels! https://lnkd.in/gwBu9AVA

Interested in joining Ash's team? Learn more about our career opportunities here. https://lnkd.in/gZ5-ekc

#insurtech #productmanagement #employeespotlight

Are you an insurtech professional looking for a fast-paced, purpose-driven, and growing company? Apply to join our amazing SAM team here at Ethos!

Get to know Nichole Myers, Chief Underwriter here at Ethos.  Read about how Nichole started her underwriting career, why she joined Ethos, and even her first job! https://lnkd.in/gShqBNus

Interested in joining Nichole's team? Learn more about our career opportunities here. https://lnkd.in/gZ5-ekc

#insurtech #underwriting #employeespotlight

Get to know Sachin Kulkarni, Director of Product Management here at Ethos. Read about Sachin's proudest accomplishment this year, why he loves working at Ethos, and even the last book he read! https://lnkd.in/geZ8hvDg

Interested in joining Sachin's team? Learn more about our career opportunities here. https://lnkd.in/gZ5-ekc

Get to know Lani Oshima, Principal Product Manager here at Ethos. Lani joined Ethos in March 2021 to optimize our consumer experience. Read about what makes Ethos unique, how she inspires her team, and even her last vacation! https://lnkd.in/gdCdQphD 

Interested in joining Lani's team? Learn more about our career opportunities here. https://lnkd.in/gZ5-ekc

Get to know Kunal Anand, Senior Product Manager here at Ethos. Kunal joined Ethos in July 2022 to build our B2B products. Read about why he joined Ethos, what he loves most about working here, and even the last book he’s read! https://lnkd.in/g7qkHRSJ

Interested in joining Kunal's team? Learn more about our career opportunities here. https://lnkd.in/gZ5-ekc

In this week’s episode, Peter welcomes J.C. Brueckner, the US CEO of SCOR Global Life Americas, a significant player in the reinsurance industry. The discussion centers on the evolving reinsurance market, the shift from a commodity-driven business to one focused on partnerships, and the impact of data and technology in shaping the industry. Join Peter and J.C. as they also discuss how SCOR has approached closing the insurance gap and leveraging partnerships to meet the needs of the uninsured and underinsured. A conversation you definitely don't want to miss: https://bit.ly/45mxQVa

In our newest episode of What’s Your Ethos?, Peter sits down with Barry Clarkson, CEO of Equis Financial and managing partner of Integrity Marketing Group LLC. With over 40 years of experience in the industry, Barry has built a successful business focusing on the needs of middle-income families in their most vulnerable moments. He discusses his experiences with Equis Financial, the challenges faced in this market, and the strategies employed to provide comprehensive coverage and services. Listen here: https://bit.ly/3Y96mji

Get to know Ankur Mishra, Senior Director, Platform here at Ethos. Ankur Mishra joined Ethos in March 2019 to lead Insurance Platform as Director of Software Engineering. Read about what inspires him, his favorite accomplishments, the impact he's making here at Ethos, and even the last book he’s read! https://lnkd.in/gpXEggTf

Interested in joining Ankur’s team? Learn more about our career opportunities here. https://lnkd.in/gZ5-ekc

Metric
Company Name	Ethos Life Insurance
Symbol
MSH ID	COM:ETHOSLIFE
Market	PRIVATE
Sector	Financial Services
Industry	Insurance
Country	US
Stage
Employee Count	507
Website	ethoslife.com
LinkedIn	ethoslife
Founders

Metric
Market Cap	4.00B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score	53.37
28-Day Growth Score	55.46
90-Day Growth Score	61.42
365-Day Growth Score	84.03

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:ETHOSLIFE

Ethos Life Insurance

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue