Fineros Technology provides end-to-end payment industry services, software, hardware, and security for non-financial and financial institutions, supporting card and card-less transactions. self-described as delivering a high level of expertise, maintenance, and support.

Fineros Technology

Dimply provides a customer experience platform designed specifically for financial services, allowing businesses to create personalized financial experiences through embedded user interfaces and real-time data integration.

Dimply

Appian Corporation provides low-code automation platform in the United States and internationally. The company's platform automates the creation of forms, workflows, data structures, reports, user interfaces, and other software elements that are needed to be manually coded. The company also offers professional and customer support services. It serves to financial services, government, life sciences, insurance, manufacturing, energy, healthcare, telecommunications, and transportation industries. The company was incorporated in 1999 and is headquartered in McLean, Virginia.

Marc Wilson

Robert Kramer

Matthew Calkins

Michael Beckley

Appian Corporation

AvidXchange Holdings, Inc. provides accounts payable (AP) automation software and payment solutions for middle market businesses and their suppliers in North America. The company offers AP automation software, a SaaS-based solution that automates and digitizes capture, review, approval, and payment of invoices for buyers; the AvidPay network that connects two-sided payments with buyers and suppliers; and cash flow manager that provides cash management solutions. Its platform offers electronic invoice capture, workflow routing, and automated payments solutions. The company markets its solutions through direct salesforces; strategic channel partnerships; and software and technology business partners. It serves real estate, homeowners associations, construction, financial services, healthcare facilities, social services, education, and media sectors. The company was incorporated in 2000 and is headquartered in Charlotte, North Carolina.

Metric
Company Name	Fineros Technology	Dimply	Appian Corporation	AvidXchange Holdings, Inc.
Symbol			APPN	AVDX
MSH ID	COM:FINEROS	AI:DIMPLY	COM:APPIAN	COM:AVIDXCHANGE
Market	PRIVATE	PRIVATE	STOCKS	STOCKS
Sector	Financial Services & Finance	Technology	Technology	Technology
Industry	Fintech	Financial Technology	Software - Infrastructure	Software - Infrastructure
Country	US	IE	US	US
Stage
Employee Count			2.24K	1.60K
Website	fineros.com	dimply.ai	appian.com	avidxchange.com
LinkedIn			appian-corporation	avidxchange-inc-
Founders

Metric
Market Cap	2.37B	2.50B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	545.36M	380.72M
Revenue (LTM)
Revenue (NTM)
Gross Profit	402.04M	223.50M
EBITDA	-80.90M	-10.76M
Operating Income	-107.97M	-46.67M
Net Income	-111.44M	-47.33M
EPS	-1.52	-0.23
Diluted EPS	-1.52	-0.23
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.74	0.67
Operating Profit Margin	-0.15	-0.05
EBITDA Margin	-0.15	-0.03
Net Profit Margin	-0.19	-0.03
Return on Equity	-1.40	-0.02
Return on Assets	-0.18	-0.01
Return on Capital Employed	-0.31	-0.02

FINE

COM:FINEROS

Fineros Technology

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-16.95	-33.54
P/B Ratio	33.82	3.51
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	5.12	6.90
EV Multiple	-27.10	361.31

Metric
Days Sales Outstanding	92.70	51.40
Days Payables Outstanding	15.07	56.29
Days Inventory Outstanding	87.25
Operating Cycle	202.08	55.35
Cash Conversion Cycle	186.35	17.90
Asset Turnover	1.04	0.20

Metric
Operating Cash Flow	-110.44M	8.45M
Free Cash Flow	-120.08M	-9.85M
Cash Flow to Debt	-0.17	0.58
Operating Cash Flow/Sales	-0.09	0.11
Free Cash Flow Yield	-0.05	-0.01

Metric
Cash & Equivalents	149.35M	406.97M
Accounts Receivable	-1.87M	-8.29M
Inventory	34.26M
Goodwill	27.11M	165.92M
Debt to Capitalization	1.21	0.18
Debt to Assets	0.47	0.07
Current Ratio	1.19	1.32
Quick Ratio	1.24	1.36

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.08	0.11
R&D to Revenue	0.30	0.26
SG&A to Revenue	0.21	0.29