Fintech in Nordics provides information and resources related to the fintech industry in Nordic countries, including news, events, and job opportunities.

Fintech in Nordics

Lunar is a digital challenger bank that offers a mobile-based banking app providing a range of financial services including insurance, savings, budgets, loans, and investments. It operates a banking license and launched a challenger bank providing free accounts and a subscription-based service called Lunar Premium.

Ken Villum Klausen

Lunar

Anyfin is a for-profit company that uses new technology to develop fair, simple, and smart financial services. They aim to help individuals improve their financial situation by offering lower interest rates and fees for part-payments, credit cards, and private loans. Anyfin also provides services to help users keep track of subscriptions and plan their finances. Their headquarters is located in Stockholm, Sweden.

Filip Polhem

Sven Perkmann

Mikael Hussain

Anyfin

Billogram provides billing and payment solutions aimed at increasing control over the billing process and enhancing customer interactions during transactions.

Metric
Company Name	Fintech in Nordics	Lunar	Anyfin	Billogram
Symbol
MSH ID	COM:FINTECHNORDICS	APP:LUNAR	COM:ANYFIN	COM:BILLOGRAM
Market	PRIVATE	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance	Fintech	Commercial & Professional Services
Industry	Fintech	Financial Services & Finance	Financial Technology	Financial Services & Finance
Country	SE	DK	SE	SE
Stage		Venture Round
Employee Count		568	101
Website	fintechnordics.com	lunar.app	anyfin.com	billogram.com
LinkedIn		lunarbank	anyfin
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic	210.83K	106.42K
Web Traffic Growth	-0.35	1.61
Valuation
Raised Capital	25.71M

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

FINT

COM:FINTECHNORDICS

Fintech in Nordics

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

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Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

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Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue