Flagstar Bancorp, Inc. operates as a savings and loan holding company for Flagstar Bank, FSB that provides commercial and consumer banking services to consumer, commercial, and government customers in the United States. It operates in three segments: Community Banking, Mortgage Originations, and Mortgage Servicing. The Community Banking segment offers various products, such as checking and savings accounts, money market accounts, certificates of deposit, consumer and commercial loans, commercial real estate loans, home builder finance loans, and warehouse lines of credit. It also provides other financial services, including consumer and corporate card services, customized treasury management solutions, merchant services, and capital markets services, such as loan syndications, and investment and insurance products and services. This segment serves consumer, business, and mortgage lending customers through its branch banking, business and commercial banking, government banking, and warehouse lending. The Mortgage Originations segment originates, acquires, and sells one-to-four family residential mortgage loans through mortgage branches, call centers, the Internet, and third-party counterparties. The Mortgage Servicing segment offers services and subservices mortgage and other consumer loans; and services loans for its loans held-for-investment and loans held-for-sale portfolios, as well as noninterest-bearing escrow services. As of December 31, 2021, the company operated 158 full service banking branches; and mortgages through a wholesale network of brokers and correspondents in 50 states, as well as 83 retail locations and 3 call centers in 28 states. Flagstar Bancorp, Inc. was founded in 1987 and is headquartered in Troy, Michigan.

Flagstar Bancorp, Inc.

Capri Global Capital Limited, a non-banking financial company, provides financial services in India. It offers home loans; micro, small, and medium enterprises (MSME) loans; housing loans; construction finance for real estate developers; small business loans for women; emergency credit line guarantee scheme for businesses and MSMEs; and gold loans, as well as indirect lending and car loan distribution services. The company was formerly known as Money Matters Financial Services Limited and changed its name to Capri Global Capital Limited in July 2013. Capri Global Capital Limited was incorporated in 1994 and is based in Mumbai, India.

Capri Global Capital Limited

Flagstar Bank is a financial institution providing banking, mortgage, and lending services to individuals and businesses across the United States.

Metric
Company Name	Flagstar Bancorp, Inc.	Capri Global Capital Limited
Symbol	FBC	CGCL
MSH ID	COM:FLAGSTAR	IN:CAPRILOANS
Market	STOCKS	STOCKS
Sector	Financial Services	Financial Services
Industry	Banks - Regional	Financial - Credit Services
Country	US	IN
Stage
Employee Count	4.91K	7.60K
Website	flagstar.com	capriloans.in
LinkedIn
Founders

Metric
Market Cap		2.15B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	1.51B	249.88M
Revenue (LTM)
Revenue (NTM)
Gross Profit	1.51B	64.65M
EBITDA	837M	41.15M
Operating Income	753M	30.78M
Net Income	533M	32.99M
EPS	10.10	0.04
Diluted EPS	9.96	0.04
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1	0.34
Operating Profit Margin	0.50	0.23
EBITDA Margin	0.55	0.16
Net Profit Margin	0.35	0.14
Return on Equity	0.22	0.14
Return on Assets	0.02	0.02
Return on Capital Employed	0.03	0.03

COM:FLAGSTAR

Flagstar Bank

Last Close

37.11

30/11 21:00

Volume Today

18.82M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	10.76	16.10
P/B Ratio	0.77
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		9.62
EV Multiple	-3.14	45.52

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle		23.57
Cash Conversion Cycle
Asset Turnover	0.06	0.16

Metric
Operating Cash Flow	-1.18B	-436.83M
Free Cash Flow	-1.21B	-444.84M
Cash Flow to Debt	-0.32	0.02
Operating Cash Flow/Sales	-0.78	0.14
Free Cash Flow Yield		0.02

Metric
Cash & Equivalents	1.05B	75.52M
Accounts Receivable		-796.32K
Inventory
Goodwill	147M
Debt to Capitalization	0.57	0.78
Debt to Assets	0.19
Current Ratio	0.88
Quick Ratio	1.52	92.24

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.44