FNCB Bancorp, Inc. operates as the bank holding company for FNCB Bank that provides retail and commercial banking services to individuals, businesses, local governments, and municipalities in Northeastern Pennsylvania. The company offers checking, savings, money market, and certificate of deposit products. It also provides residential mortgage loans, and home equity term loans and lines of credit; construction, land acquisition, and development loans; commercial real estate loans; commercial and industrial loans; consumer loans, such as secured and unsecured installment loans, automobile financing, lines of credit, and overdraft protection loans; state and political subdivision loans and leases; and purchased loans. In addition, the company offers debit cards; mobile and telephone banking, check imaging, and electronic statement services; remote deposit capture, merchant, treasury, and purchasing card services; and wealth management services. As of January 28, 2022, it operated 17 community offices located in Lackawanna, Luzerne, and Wayne Counties. The company was formerly known as First National Community Bancorp, Inc. and changed its name to FNCB Bancorp, Inc. in October 2016. FNCB Bancorp, Inc. was founded in 1910 and is headquartered in Dunmore, Pennsylvania.

FNCB Bancorp, Inc.

Peoples Security Bank & Trust provides personal and business banking services, including checking, savings, loans, and investment management services. The bank is self-described as a community bank.

Metric
Company Name	FNCB Bancorp, Inc.
Symbol	FNCB
MSH ID	COM:FNCB
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	201
Website	fncb.com
LinkedIn
Founders

Metric
Market Cap	133.62M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	88.67M
Revenue (LTM)
Revenue (NTM)
Gross Profit	83.34M
EBITDA	-2.60M
Operating Income	18.34M
Net Income	12.98M
EPS	0.66
Diluted EPS	0.66
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.97
Operating Profit Margin	0.37
EBITDA Margin	-0.03
Net Profit Margin	0.22
Return on Equity	0.11
Return on Assets	0.01
Return on Capital Employed	0.03

COM:FNCB

Peoples Security Bank & Trust

Last Close

6.41

28/06 20:00

Market Cap

133.62M

Beta: -

Volume Today

82.42K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	8.31
P/B Ratio	1.03
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.88
EV Multiple	1.37

Metric
Days Sales Outstanding	43.15
Days Payables Outstanding	126.07
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.04

Metric
Operating Cash Flow	15.76M
Free Cash Flow	15.51M
Cash Flow to Debt	0.10
Operating Cash Flow/Sales	0.29
Free Cash Flow Yield	0.12

Metric
Cash & Equivalents	107.87M
Accounts Receivable	-1.13M
Inventory	-114.95M
Goodwill
Debt to Capitalization	0.63
Debt to Assets	0.10
Current Ratio	520.29
Quick Ratio	54.98

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.28