Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom, the United States, and internationally. The company offers small business loans, recovery loan schemes, and business finance solutions to small and medium enterprises. It also provides flexipay and flexipay card solutions. The company acts as a special purpose bankruptcy remote entity that issues loan payment dependent debt securities to accredited investors. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.

Sam Hodges

Samir Desai

Alex Tonelli

James Meekings

Andrew Mullinger

Funding Circle Holdings plc

Finceler8 provides business development and sales acceleration services for Fintech companies aiming to engage with financial markets and institutions. It facilitates introductions and connections with key decision-makers while optimizing sales strategies.

Finceler8

Future FinTech Group Inc. is a financial service and financial technology company that provides online shopping platforms, supply chain financing services, and blockchain-based technology applications.

Future FinTech Group Inc.

The Hofmeister Fintech Sales Method is a method focusing on fintech sales strategies.

The Hofmeister Fintech Sales Method

Funding Circle UK

Funding Circle is a small business loans platform, matching small businesses who want to borrow with investors who want to lend in the U.K. and U.S.Looking for a new opportunity?  We are growing quickly and are looking for bright, driven, and passionate people to join our team and help us build a better financial world. Come join us!

Metric
Company Name	Funding Circle Holdings plc	Finceler8	Future FinTech Group Inc.	The Hofmeister Fintech Sales Method
Symbol	FCH
MSH ID	COM:FUNDINGCIRCLE	COM:FINCELER8	COM:FTFT	COM:HOFMEISTERMETHOD
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services	Commercial & Professional Services	Financial Services & Finance	Commercial & Professional Services
Industry	Financial - Credit Services	Financial Services	Financial Technology	Financial Services
Country	GB	GB	US	US
Stage
Employee Count	1.10K
Website	fundingcircle.com	finceler8.com	ftft.com	hofmeistermethod.com
LinkedIn	funding-circle-usa
Founders

Metric
Market Cap	4.12M
Enterprise Value
Monthly Web Traffic	195.63K
Web Traffic Growth	-0.29
Valuation
Raised Capital	323.50M

Metric
Revenue	207.70M
Revenue (LTM)
Revenue (NTM)
Gross Profit	182.21M
EBITDA	-7.52M
Operating Income	-28.80M
Net Income	-48.80M
EPS	-0.14
Diluted EPS	-0.14
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.81
Operating Profit Margin	-0.01
EBITDA Margin	-0.04
Net Profit Margin	2.69
Return on Equity	2.60
Return on Assets	1.78
Return on Capital Employed	-0.01

COM:FUNDINGCIRCLE

Funding Circle

Last Close

131.50

25/11 09:24

Market Cap

3.23M

Beta: -

Volume Today

63.71K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-14.91
P/B Ratio	0.36
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.17
EV Multiple	-19.25

Metric
Days Sales Outstanding
Days Payables Outstanding	194.15
Days Inventory Outstanding
Operating Cycle	21.81
Cash Conversion Cycle	21.81
Asset Turnover	0.82

Metric
Operating Cash Flow	-32.49M
Free Cash Flow	-48.04M
Cash Flow to Debt	-0.60
Operating Cash Flow/Sales	-0.15
Free Cash Flow Yield	-0.23

Metric
Cash & Equivalents	282.11M
Accounts Receivable	-17.20M
Inventory
Goodwill
Debt to Capitalization	0.24
Debt to Assets	0.17
Current Ratio	4.38
Quick Ratio	4.83

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.03
R&D to Revenue
SG&A to Revenue