Airwallex is a multinational financial technology company offering financial services and software as a service (SaaS). Founded in 2015 in Melbourne, Australia and currently based in Singapore, the company provides cross-border payments and financial services to businesses through a proprietary banking network and its API. It also offers business accounts, expense cards, and payroll services.

Airwallex

bunq B.V. is an internationally operating Dutch bank and fintech company with a European banking license granted by De Nederlandsche Bank. It offers banking services and financial services to residents and businesses in European countries.

bunq B.V.

Citi is a global financial services company that provides a wide range of banking and financial products and services to consumers, corporations, governments and institutions.

Citi

G-EMx Technologies provides multi-currency global accounts and facilitates international transfers, borderless cards, and foreign exchange conversions. The company focuses on simplifying payments for cross-border businesses trading in multiple currencies.

G-EMx Technologies

G-EMx Technologies provides multi-currency global accounts, international transfers, borderless cards, and foreign exchange conversions, designed for cross-border businesses trading in multiple currencies.

Gemx Technologies | 369 followers on LinkedIn. One-stop payments platform for businesses  | A financial services platform offering business owners a global payments solution and business enabling services.

Founder, CEO - Fintech, PaaS

Asmadi Ahmad

Gemx Technologies

Sherzod Hasanov

Driven Professional | Emerging Fintech Enthusiast | Personal Assistant to CEO

Rafidah Rahman

Vice-President of Nanyang Technological University Hall of Residence 2 | Year 3 Economics Student

Dani Aqil Bin Azman

𝐆𝐄𝐌𝐱 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬 𝐄𝐱𝐩𝐥𝐨𝐫𝐞𝐬 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐏𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩𝐬 𝐀𝐜𝐫𝐨𝐬𝐬 𝐓𝐮𝐫𝐤𝐢𝐜 𝐒𝐭𝐚𝐭𝐞𝐬 𝐚𝐭 𝐓𝐮𝐫𝐤𝐢𝐬𝐡 𝐓𝐫𝐚𝐝𝐞 𝐅𝐚𝐢𝐫! 💯 Our CEO, Mr. Asmadi Ahmad (2nd from left), recently represented GEMx at the prestigious Turkish Trade Fair in Istanbul, connecting with leaders from 13 nations, including Azerbaijan, Kazakhstan, and Uzbekistan, to discuss regional growth and innovation. 💡 🎯 During his panel session, Mr.Asmadi highlighted GEMx’s expansion into Uzbekistan and explored collaboration opportunities across the Turkic states. 🌍 From fostering partnerships to advancing cross-border financial solutions, GEMx is making strides in supporting business growth in Central Asia. Mr Asmadi was accompanied by GEMx CTO/COO Mr Noor Asreen. 🗒 Interested in learning more? Head to our blog here - https://lnkd.in/g58inPQM to read the full story and dive into GEMx's vision for the region. ------------------------------- ------------------------------- #GEMxTechnologies #TurkishTradeFair #TurkicStates #BusinessExpansion #CentralAsia #DigitalFinance #Innovation #Uzbekistan #Azerbaijan

🌍 𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐒𝐌𝐄𝐬 𝐰𝐢𝐭𝐡 𝐆-𝐄𝐌𝐱 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐖𝐚𝐥𝐥𝐞𝐭 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐘𝐨𝐮𝐫 𝐆𝐚𝐭𝐞𝐰𝐚𝐲 𝐭𝐨 𝐒𝐞𝐚𝐦𝐥𝐞𝐬𝐬 𝐈𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 💯 📃Navigating the international payments ecosystem can be daunting, with a network of payment processors, gateways, banks, and security measures all working behind the scenes. Handling these complexities alone can take time away from growth for small and medium-sized businesses. 🌐 With G-EMx's digital wallet solution, SMEs can connect seamlessly to this global network, enabling secure, efficient cross-border transactions without the headache. As a trusted partner in the international payments landscape, G-EMx simplifies transactions, enhances security, and ensures smooth business-to-customer connections worldwide. 🔎 Discover how G-EMx is empowering SMEs to reach new markets effortlessly and efficiently! To find out more, email us at admin@g-emx.com or visit our website at https://g-emx.com ---------------------------------------------- #FutureOfFinance #FintechInnovation #GlobalPayments #GEmxTransactions #NextGenPayments #InvestInTheFuture #FinancialRevolution #SeamlessTransactions

POLL : Going Global? Let’s Talk Payments! As an SME, expanding internationally brings new challenges, especially when it comes to payments. What’s the biggest hurdle you face? 📉 Exchange Rate Fluctuations 🔒 Security & Fraud Prevention 🚀 Payment Processing Speed 📃 Compliance & Regulations Tap on our Story and let us know! Your feedback helps us create solutions that meet your needs. Let us make global payments easier, faster, and more secure. ----------------------------------------- #GlobalPayments #SMETips #PaymentSolutions #GEMxTechnologies #FintechForBusiness #InternationalBusiness

𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐑𝐞𝐯𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐓𝐫𝐞𝐧𝐝𝐬, 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬, 𝐚𝐧𝐝 𝐖𝐡𝐚𝐭 𝐈𝐭 𝐌𝐞𝐚𝐧𝐬 𝐟𝐨𝐫 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 🌏 Digital payments are transforming how we do business, and Asia is leading the charge! From mobile wallets to crypto and Buy Now, Pay Later options, these trends are reshaping consumer expectations and creating new growth opportunities. 💯 🤔 Curious about what’s driving these changes and how SMEs can thrive in this digital landscape? Our latest blog breaks down key insights on the future of payments, the role of technology, and why security and convenience are at the forefront of customer demands. ℹReady to dive in? Tap the link in our bio to read the full article and discover how G-EMx Technologies can help you stay ahead in the fast-evolving world of digital payments! Read More: https://lnkd.in/gVKTn39H ------------------------------- #DigitalPayments #Fintech #BusinessTrends #GEMxTechnologies #FutureOfPayments #SMEGrowth #finance #payments #crossborder

𝐎𝐜𝐭𝐨𝐛𝐞𝐫 𝟐𝟎𝟐𝟒 𝐄𝐜𝐨𝐧𝐨𝐦𝐢𝐜 𝐒𝐡𝐢𝐟𝐭𝐬: 𝐈𝐬 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐏𝐫𝐞𝐩𝐚𝐫𝐞𝐝? 💯 The global economy is in flux—currencies are fluctuating, and inflation is on the rise. For businesses that operate globally, financial flexibility is more critical than ever! 📢 𝐇𝐞𝐫𝐞’𝐬 𝐰𝐡𝐲: Without a flexible payment solution, your international transactions could become more expensive, and you may face delays that could hurt your bottom line. But there’s good news… With GEMx’s global payment solutions, you can stay ahead of these economic changes. Protect your cash flow, avoid costly transaction fees, and navigate currency shifts with confidence. 📈 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐬𝐚𝐟𝐞𝐠𝐮𝐚𝐫𝐝 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬? Contact us today to explore flexible, real-time payment solutions that fit your needs! To find out more, connect with us at admin@g-emx.com or by visiting our website at https://g-emx.com --------------------------------- #GlobalPayments #CurrencyFluctuations #BusinessProtection #EconomicShifts #PaymentSolutions #GEMxTechnologies #FinTech #ePaymentSolutions #Business #SMEs

𝐂𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝟑 𝐘𝐞𝐚𝐫𝐬 𝐨𝐟 𝐆𝐫𝐨𝐰𝐭𝐡 𝐚𝐭 𝐆𝐄𝐌𝐱 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬! What began as a small team with big dreams has now flourished into a dynamic team of 10, with our sights set on global horizons! At GEMx, we're dedicated to empowering businesses through customized financing solutions, e-payment options, and a suite of tools designed to help businesses expand and boost productivity. On 27th September, we took a moment to celebrate our journey with a gratitude tea break, reflecting on our achievements and envisioning the exciting future ahead. Here’s to our incredible team, our valued clients, and the road to making a worldwide impact! ------------------------------------------------ #GEMxTechnologies #3YearsStrong #TeamGrowth #Anniversay #FinTech #ePaymentSolutions #ExpandingHorizons #GlobalImpact #CentralAsia #InnovationJourney

🚀 𝐓𝐡𝐫𝐨𝐰𝐛𝐚𝐜𝐤 𝐭𝐨 𝐚𝐧 𝐈𝐧𝐜𝐫𝐞𝐝𝐢𝐛𝐥𝐞 𝐀𝐬𝐢𝐚 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐒𝐡𝐨𝐰 𝟐𝟎𝟐𝟒 𝐰𝐢𝐭𝐡 𝐆𝐄𝐌𝐱 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬! 🎉 A huge THANK YOU to our amazing clients, visitors, and partners who made the event such a phenomenal success! 🙌 Your engagement, from live demos to insightful discussions, has fueled our passion to reshape the future of global payments. As we look back on two unforgettable days of innovation, connection, and inspiration, we’re excited about the bright future we’re building together! 💥 But this is just the beginning! Stay tuned for our upcoming updates and events as we continue transforming global payment strategies hand in hand. 🌍💼 See you at the next milestone! Let’s succeed together! ----------------------------------------------- #Throwback #GEMxTechnologies #GEMx #AsiaBusinessShow2024 #GlobalBusiness #FinTechInnovation #SuccessTogether

𝐅𝐮𝐞𝐥 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐆𝐫𝐨𝐰𝐭𝐡: 𝐇𝐨𝐰 𝐆𝐄𝐌𝐱 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬 𝐋𝐨𝐚𝐧𝐬 𝐄𝐦𝐩𝐨𝐰𝐞𝐫 𝐒𝐌𝐄𝐬 💡 Is your business in need of flexible financing to smooth out cash flow or support day-to-day operations? GEMx Technologies has you covered with our tailored business loans designed specifically for SMEs in industries like manufacturing, construction, and wholesale trading. 🌏 Our financing solutions ensure you have the working capital to cover business operations, inventory purchases, and cash flow management—without relying solely on trade receivables. 💱 🗺 Whether it's local or overseas suppliers ,we have the tools to keep your business running smoothly. 📢 Ready to take control of your cash flow? To learn how GEMx Technologies can help you access the funds needed to fuel your business growth and tackle financial challenges, read more - https://lnkd.in/gcmy5bUe ---------------------------------- #GEMx #Loans #Financing #BusinessLoans #SMEGrowth #TradeFinancing #CashFlowManagement #WorkingCapital #BusinessOperations #GEMXTechnologies #SMEFunding #Fintech #FlexibleFinancing

𝐂𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝟑 𝐘𝐞𝐚𝐫𝐬 𝐨𝐟 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐆𝐫𝐨𝐰𝐭𝐡 𝐚𝐭 𝐆𝐄𝐌x 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬! 🎉 It’s been an incredible journey of empowering businesses with cutting-edge fintech solutions, from seamless cross-border payments to tailored financing for SMEs. 🚀💡 Over the last three years, we’ve helped businesses in industries like manufacturing, construction, and trade manage cash flow and optimize their operations. As we mark our 3rd anniversary, we want to thank our amazing clients, partners, and supporters. Your trust has allowed us to continuously push boundaries and deliver solutions that keep businesses thriving globally. 🌍💸 But we’re just getting started! The future of fintech is bright, and we’re excited to continue innovating, building, and growing alongside you. Here’s to many more years of success together! 🥂✨ 👉 Stay tuned for exciting updates, new features, and celebrations this month! Let’s keep revolutionizing the way businesses handle payments and growth. #GEMXAnniversary #3YearsStrong #FintechInnovation #BusinessGrowth #GlobalPayments #ThankYou #BusinessSuccess

Metric
Company Name	Airwallex	bunq B.V.	Citi
Symbol
MSH ID	COM:AIRWALLEX	COM:BUNQ	COM:CITI
Market	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Financial Services	Financial Services & Finance
Industry	Financial Services & Finance	Finance, IT	Banking and Financial Services
Country	HK	NL	US
Stage
Employee Count	1.20K	455	9
Website	airwallex.com	bunq.com	citi.com
LinkedIn	airwallex	bunq
Founders

Metric
Market Cap		1.84B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score	54.81	45.80
28-Day Growth Score	13.93	51.68
90-Day Growth Score	45.63	47.99
365-Day Growth Score	89.93	42.34

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

G-EM

COM:G-EMX

G-EMx Technologies

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue