G-EMx Technologies provides multi-currency global accounts and facilitates international transfers, borderless cards, and foreign exchange conversions. The company focuses on simplifying payments for cross-border businesses trading in multiple currencies.

G-EMx Technologies

The Charles Schwab Corporation, together with its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates in two segments, Investor Services and Advisor Services. The Investor Services segment provides retail brokerage, investment advisory, banking and trust, retirement plan, and other corporate brokerage services; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; and retail investor and mutual fund clearing services, as well as compliance solutions. The Advisor Services segment offers custodial, trading, banking, and support services; and retirement business and corporate brokerage retirement services. This segment provides brokerage accounts with equity and fixed income, margin lending, options, and futures and forex trading; cash management capabilities comprising third-party certificates of deposit; third-party and proprietary mutual funds; plus mutual fund trading and clearing services; and exchange-traded funds (ETFs), including proprietary and third-party ETFs. It also offers advice solutions, such as managed portfolios of proprietary and third-party mutual funds and ETFs, separately managed accounts, customized personal advice for tailored portfolios, and specialized planning and portfolio management. In addition, this segment provides banking products and services, including checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust services comprising trust custody services, personal trust reporting services, and administrative trustee services. As of December 31, 2021, the Company had approximately 400 domestic branch offices in 48 states and the District of Columbia, as well as locations in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. The Charles Schwab Corporation was incorporated in 1971 and is headquartered in Westlake, Texas.

Charles Schwab

The Charles Schwab Corporation

Stellar empowers builders to unlock human and economic potential. It combines a decentralized blockchain network with a global ecosystem of innovators to create opportunities.

Stellar

Circle is a community platform designed for building communities, events, and courses under individual brands, self-described as an all-in-one solution.

Sean Neville

Jeremy Allaire

Circle

G-EMx Technologies provides multi-currency global accounts, international transfers, borderless cards, and foreign exchange conversions, designed for cross-border businesses trading in multiple currencies.

Gemx Technologies | 369 followers on LinkedIn. One-stop payments platform for businesses  | A financial services platform offering business owners a global payments solution and business enabling services.

Founder, CEO - Fintech, PaaS

Asmadi Ahmad

Gemx Technologies

Sherzod Hasanov

Driven Professional | Emerging Fintech Enthusiast | Personal Assistant to CEO

Rafidah Rahman

Vice-President of Nanyang Technological University Hall of Residence 2 | Year 3 Economics Student

Dani Aqil Bin Azman

𝐆𝐄𝐌𝐱 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬 𝐄𝐱𝐩𝐥𝐨𝐫𝐞𝐬 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐏𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩𝐬 𝐀𝐜𝐫𝐨𝐬𝐬 𝐓𝐮𝐫𝐤𝐢𝐜 𝐒𝐭𝐚𝐭𝐞𝐬 𝐚𝐭 𝐓𝐮𝐫𝐤𝐢𝐬𝐡 𝐓𝐫𝐚𝐝𝐞 𝐅𝐚𝐢𝐫! 💯 Our CEO, Mr. Asmadi Ahmad (2nd from left), recently represented GEMx at the prestigious Turkish Trade Fair in Istanbul, connecting with leaders from 13 nations, including Azerbaijan, Kazakhstan, and Uzbekistan, to discuss regional growth and innovation. 💡 🎯 During his panel session, Mr.Asmadi highlighted GEMx’s expansion into Uzbekistan and explored collaboration opportunities across the Turkic states. 🌍 From fostering partnerships to advancing cross-border financial solutions, GEMx is making strides in supporting business growth in Central Asia. Mr Asmadi was accompanied by GEMx CTO/COO Mr Noor Asreen. 🗒 Interested in learning more? Head to our blog here - https://lnkd.in/g58inPQM to read the full story and dive into GEMx's vision for the region. ------------------------------- ------------------------------- #GEMxTechnologies #TurkishTradeFair #TurkicStates #BusinessExpansion #CentralAsia #DigitalFinance #Innovation #Uzbekistan #Azerbaijan

🌍 𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐒𝐌𝐄𝐬 𝐰𝐢𝐭𝐡 𝐆-𝐄𝐌𝐱 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐖𝐚𝐥𝐥𝐞𝐭 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐘𝐨𝐮𝐫 𝐆𝐚𝐭𝐞𝐰𝐚𝐲 𝐭𝐨 𝐒𝐞𝐚𝐦𝐥𝐞𝐬𝐬 𝐈𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 💯 📃Navigating the international payments ecosystem can be daunting, with a network of payment processors, gateways, banks, and security measures all working behind the scenes. Handling these complexities alone can take time away from growth for small and medium-sized businesses. 🌐 With G-EMx's digital wallet solution, SMEs can connect seamlessly to this global network, enabling secure, efficient cross-border transactions without the headache. As a trusted partner in the international payments landscape, G-EMx simplifies transactions, enhances security, and ensures smooth business-to-customer connections worldwide. 🔎 Discover how G-EMx is empowering SMEs to reach new markets effortlessly and efficiently! To find out more, email us at admin@g-emx.com or visit our website at https://g-emx.com ---------------------------------------------- #FutureOfFinance #FintechInnovation #GlobalPayments #GEmxTransactions #NextGenPayments #InvestInTheFuture #FinancialRevolution #SeamlessTransactions

POLL : Going Global? Let’s Talk Payments! As an SME, expanding internationally brings new challenges, especially when it comes to payments. What’s the biggest hurdle you face? 📉 Exchange Rate Fluctuations 🔒 Security & Fraud Prevention 🚀 Payment Processing Speed 📃 Compliance & Regulations Tap on our Story and let us know! Your feedback helps us create solutions that meet your needs. Let us make global payments easier, faster, and more secure. ----------------------------------------- #GlobalPayments #SMETips #PaymentSolutions #GEMxTechnologies #FintechForBusiness #InternationalBusiness

𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐑𝐞𝐯𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐓𝐫𝐞𝐧𝐝𝐬, 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬, 𝐚𝐧𝐝 𝐖𝐡𝐚𝐭 𝐈𝐭 𝐌𝐞𝐚𝐧𝐬 𝐟𝐨𝐫 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 🌏 Digital payments are transforming how we do business, and Asia is leading the charge! From mobile wallets to crypto and Buy Now, Pay Later options, these trends are reshaping consumer expectations and creating new growth opportunities. 💯 🤔 Curious about what’s driving these changes and how SMEs can thrive in this digital landscape? Our latest blog breaks down key insights on the future of payments, the role of technology, and why security and convenience are at the forefront of customer demands. ℹReady to dive in? Tap the link in our bio to read the full article and discover how G-EMx Technologies can help you stay ahead in the fast-evolving world of digital payments! Read More: https://lnkd.in/gVKTn39H ------------------------------- #DigitalPayments #Fintech #BusinessTrends #GEMxTechnologies #FutureOfPayments #SMEGrowth #finance #payments #crossborder

𝐎𝐜𝐭𝐨𝐛𝐞𝐫 𝟐𝟎𝟐𝟒 𝐄𝐜𝐨𝐧𝐨𝐦𝐢𝐜 𝐒𝐡𝐢𝐟𝐭𝐬: 𝐈𝐬 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐏𝐫𝐞𝐩𝐚𝐫𝐞𝐝? 💯 The global economy is in flux—currencies are fluctuating, and inflation is on the rise. For businesses that operate globally, financial flexibility is more critical than ever! 📢 𝐇𝐞𝐫𝐞’𝐬 𝐰𝐡𝐲: Without a flexible payment solution, your international transactions could become more expensive, and you may face delays that could hurt your bottom line. But there’s good news… With GEMx’s global payment solutions, you can stay ahead of these economic changes. Protect your cash flow, avoid costly transaction fees, and navigate currency shifts with confidence. 📈 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐬𝐚𝐟𝐞𝐠𝐮𝐚𝐫𝐝 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬? Contact us today to explore flexible, real-time payment solutions that fit your needs! To find out more, connect with us at admin@g-emx.com or by visiting our website at https://g-emx.com --------------------------------- #GlobalPayments #CurrencyFluctuations #BusinessProtection #EconomicShifts #PaymentSolutions #GEMxTechnologies #FinTech #ePaymentSolutions #Business #SMEs

𝐂𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝟑 𝐘𝐞𝐚𝐫𝐬 𝐨𝐟 𝐆𝐫𝐨𝐰𝐭𝐡 𝐚𝐭 𝐆𝐄𝐌𝐱 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬! What began as a small team with big dreams has now flourished into a dynamic team of 10, with our sights set on global horizons! At GEMx, we're dedicated to empowering businesses through customized financing solutions, e-payment options, and a suite of tools designed to help businesses expand and boost productivity. On 27th September, we took a moment to celebrate our journey with a gratitude tea break, reflecting on our achievements and envisioning the exciting future ahead. Here’s to our incredible team, our valued clients, and the road to making a worldwide impact! ------------------------------------------------ #GEMxTechnologies #3YearsStrong #TeamGrowth #Anniversay #FinTech #ePaymentSolutions #ExpandingHorizons #GlobalImpact #CentralAsia #InnovationJourney

🚀 𝐓𝐡𝐫𝐨𝐰𝐛𝐚𝐜𝐤 𝐭𝐨 𝐚𝐧 𝐈𝐧𝐜𝐫𝐞𝐝𝐢𝐛𝐥𝐞 𝐀𝐬𝐢𝐚 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐒𝐡𝐨𝐰 𝟐𝟎𝟐𝟒 𝐰𝐢𝐭𝐡 𝐆𝐄𝐌𝐱 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬! 🎉 A huge THANK YOU to our amazing clients, visitors, and partners who made the event such a phenomenal success! 🙌 Your engagement, from live demos to insightful discussions, has fueled our passion to reshape the future of global payments. As we look back on two unforgettable days of innovation, connection, and inspiration, we’re excited about the bright future we’re building together! 💥 But this is just the beginning! Stay tuned for our upcoming updates and events as we continue transforming global payment strategies hand in hand. 🌍💼 See you at the next milestone! Let’s succeed together! ----------------------------------------------- #Throwback #GEMxTechnologies #GEMx #AsiaBusinessShow2024 #GlobalBusiness #FinTechInnovation #SuccessTogether

𝐅𝐮𝐞𝐥 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐆𝐫𝐨𝐰𝐭𝐡: 𝐇𝐨𝐰 𝐆𝐄𝐌𝐱 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬 𝐋𝐨𝐚𝐧𝐬 𝐄𝐦𝐩𝐨𝐰𝐞𝐫 𝐒𝐌𝐄𝐬 💡 Is your business in need of flexible financing to smooth out cash flow or support day-to-day operations? GEMx Technologies has you covered with our tailored business loans designed specifically for SMEs in industries like manufacturing, construction, and wholesale trading. 🌏 Our financing solutions ensure you have the working capital to cover business operations, inventory purchases, and cash flow management—without relying solely on trade receivables. 💱 🗺 Whether it's local or overseas suppliers ,we have the tools to keep your business running smoothly. 📢 Ready to take control of your cash flow? To learn how GEMx Technologies can help you access the funds needed to fuel your business growth and tackle financial challenges, read more - https://lnkd.in/gcmy5bUe ---------------------------------- #GEMx #Loans #Financing #BusinessLoans #SMEGrowth #TradeFinancing #CashFlowManagement #WorkingCapital #BusinessOperations #GEMXTechnologies #SMEFunding #Fintech #FlexibleFinancing

𝐂𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝟑 𝐘𝐞𝐚𝐫𝐬 𝐨𝐟 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐆𝐫𝐨𝐰𝐭𝐡 𝐚𝐭 𝐆𝐄𝐌x 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐞𝐬! 🎉 It’s been an incredible journey of empowering businesses with cutting-edge fintech solutions, from seamless cross-border payments to tailored financing for SMEs. 🚀💡 Over the last three years, we’ve helped businesses in industries like manufacturing, construction, and trade manage cash flow and optimize their operations. As we mark our 3rd anniversary, we want to thank our amazing clients, partners, and supporters. Your trust has allowed us to continuously push boundaries and deliver solutions that keep businesses thriving globally. 🌍💸 But we’re just getting started! The future of fintech is bright, and we’re excited to continue innovating, building, and growing alongside you. Here’s to many more years of success together! 🥂✨ 👉 Stay tuned for exciting updates, new features, and celebrations this month! Let’s keep revolutionizing the way businesses handle payments and growth. #GEMXAnniversary #3YearsStrong #FintechInnovation #BusinessGrowth #GlobalPayments #ThankYou #BusinessSuccess

Metric
Company Name	G-EMx Technologies	The Charles Schwab Corporation	Stellar	Circle
Symbol		SCHW
MSH ID	COM:G-EMX	COM:SCHWAB	ORG:STELLAR	SO:CIRCLE
Market	PRIVATE	STOCKS	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Financial Services	Technology	Technology
Industry	Fintech	Financial - Capital Markets	Blockchain	Information Technology & Services
Country	SG	US		US
Stage			Seed
Employee Count		32.60K		999
Website	g-emx.com	schwab.com	stellar.org	circle.so
LinkedIn	gemx-technologies	charles-schwab		circle-internet-financial
Founders

Metric
Market Cap	132.64B
Enterprise Value
Monthly Web Traffic		468.67K	1.36M
Web Traffic Growth		-0.20	0.45
Valuation
Raised Capital		3M

Metric
Revenue		9.43B
Revenue (LTM)
Revenue (NTM)
Gross Profit		800M
EBITDA		498M
Operating Income		-3.96B
Net Income		5.07B
EPS		2.78
Diluted EPS		2.77
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		0.66
Operating Profit Margin		0.27
EBITDA Margin		0.05
Net Profit Margin		0.46
Return on Equity		0.13
Return on Assets		0.01
Return on Capital Employed		0.01

G-EM

COM:G-EMX

G-EMx Technologies

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		22.51
P/B Ratio		55.60
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		11.56
EV Multiple		23.84

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle		1.63K
Cash Conversion Cycle		1.22K
Asset Turnover		0.05

Metric
Operating Cash Flow		-4.17B
Free Cash Flow		-4.87B
Cash Flow to Debt		0.23
Operating Cash Flow/Sales		0.81
Free Cash Flow Yield		0.04

Metric
Cash & Equivalents		43.34B
Accounts Receivable		-2.13B
Inventory
Goodwill		11.95B
Debt to Capitalization		0.59
Debt to Assets		0.08
Current Ratio		8.31
Quick Ratio		1.49K

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.01
R&D to Revenue
SG&A to Revenue		0.40