Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.

Mark Shaw

Marcus Ryu

John Raguin

Guidewire Software, Inc.

GuideLite provides an AI assistant platform aimed at enhancing customer interactions and organizational efficiency, self-described as a Next Gen AI platform for customer success.

GuideLite

Coya provides digital insurance solutions, allowing users to take out, adjust, and report claims on their insurance seamlessly through an app. self-described as flexible and affordable.

Coya

Ornikar is a French online driving school and insurance provider offering services for learning to drive, obtaining a driver's license, and auto insurance.

Ornikar

Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. We combine digital, core, analytics, and machine learning to deliver our platform as a cloud service. More than 540 insurers in 40 countries, from new ventures to the largest and most complex in the world, run on Guidewire.

As a partner to our customers, we continually evolve to enable their success. We are proud of our unparalleled implementation track record, with 1,000+ successful projects, supported by the largest R&D team and partner ecosystem in the industry. Our marketplace provides hundreds of applications that accelerate integration, localization, and innovation.

For more information, please visit http://www.guidewire.com/ and follow us on Twitter and LinkedIn.

Metric
Company Name	Guidewire Software, Inc.	GuideLite	Coya	Ornikar
Symbol	GWRE
MSH ID	COM:GUIDEWIRE	AI:GUIDELITE	COM:COYA	COM:ORNIKAR
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Technology	Technology	Financial Services & Finance	Consumer Services
Industry	Software - Application	Artificial Intelligence	Insurance	Education and Insurance
Country	US	US	DE	FR
Stage
Employee Count	3.40K			101
Website	guidewire.com	guidelite.ai	coya.com	ornikar.com
LinkedIn	guidewire-software	guidelite-ai		ornikar
Founders

Metric
Market Cap	11.40B
Enterprise Value
Monthly Web Traffic		2.23M
Web Traffic Growth		-0.09
Valuation
Raised Capital

Metric
Revenue	980.50M
Revenue (LTM)
Revenue (NTM)
Gross Profit	583.36M
EBITDA	-30.26M
Operating Income	-52.57M
Net Income	-6.10M
EPS	-0.07
Diluted EPS	-0.07
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.59
Operating Profit Margin	-0.05
EBITDA Margin	-0.03
Net Profit Margin	-0.01
Return on Equity	-0.00
Return on Assets	-0.00
Return on Capital Employed	-0.04

COM:GUIDEWIRE

Guidewire Software

Last Close

199.86

22/11 21:00

Market Cap

11.40B

Beta: -

Volume Today

485.03K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-131.48
P/B Ratio	7.59
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	16.21
EV Multiple	-148.54

Metric
Days Sales Outstanding	80.49
Days Payables Outstanding	16.73
Days Inventory Outstanding	0.00
Operating Cycle	87.50
Cash Conversion Cycle	69.55
Asset Turnover	0.47

Metric
Operating Cash Flow	203.14M
Free Cash Flow	184.61M
Cash Flow to Debt	0.47
Operating Cash Flow/Sales	0.21
Free Cash Flow Yield	0.00

Metric
Cash & Equivalents	547.99M
Accounts Receivable	20.31M
Inventory
Goodwill	372.21M
Debt to Capitalization	0.40
Debt to Assets	0.25
Current Ratio	3.72
Quick Ratio	3.25

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.16
R&D to Revenue	0.28
SG&A to Revenue	0.23