H2O Securities is a specialized water equipment leasing company that addresses the growing funding gap for water infrastructure globally. It provides leasing solutions to various stakeholders in the water sector, including Original Equipment Manufacturers and Engineering Procurement Companies.

H2O Securities

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

First Citizens BancShares, Inc.

A venture capital fund that invests in private technology companies.

Goldcrest Capital

JR Capital provides equipment financing and working capital solutions, offering approvals for financing needs through a one-page application.

Metric
Company Name	H2O Securities	First Citizens BancShares, Inc.	Goldcrest Capital	JR Capital
Symbol		FCNCA
MSH ID	COM:H2O-SECURITIES	COM:FIRSTCITIZENS	COM:GOLDCREST	COM:JRWCAP
Market	PRIVATE	STOCKS	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Financial Services	Financial Services & Finance	Financial Services & Finance
Industry	Water Infrastructure Financing	Banks - Regional	Venture Capital	Financial Services
Country	US	US		US
Stage
Employee Count		15.71K
Website	h2o-securities.com	firstcitizens.com	goldcrest.com	jrwcap.com
LinkedIn
Founders

Metric
Market Cap	25.17B
Enterprise Value
Monthly Web Traffic		27.12K
Web Traffic Growth		-0.74
Valuation
Raised Capital

Metric
Revenue		11.59B
Revenue (LTM)
Revenue (NTM)
Gross Profit		8.06B
EBITDA		971M
Operating Income		971M
Net Income		11.47B
EPS		785.18
Diluted EPS		784.55
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		0.84
Operating Profit Margin		0.25
EBITDA Margin		0.08
Net Profit Margin		1.14
Return on Equity		0.57
Return on Assets		0.05
Return on Capital Employed		0.03

COM:H2O-SECURITIES

H2O Securities

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		1.99
P/B Ratio		1.09
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		2.37
EV Multiple		15.19

Metric
Days Sales Outstanding		102.45
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover		0.06

Metric
Operating Cash Flow		2.71B
Free Cash Flow		1.28B
Cash Flow to Debt		0.09
Operating Cash Flow/Sales		0.28
Free Cash Flow Yield		0.06

Metric
Cash & Equivalents		34.52B
Accounts Receivable
Inventory		-4.20B
Goodwill		346M
Debt to Capitalization		0.64
Debt to Assets		0.18
Current Ratio		1.91
Quick Ratio		0.68

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.00
R&D to Revenue
SG&A to Revenue		0.34