HES FinTech provides online lending software and loan automation systems that allow financial service companies to accelerate loan origination, manage credit risks, and improve decision-making through machine learning and automation.

HES FinTech

CreditSnap provides an omnichannel platform that streamlines the lending and account opening processes. The platform enables soft inquiries with no credit impact, instant loan offers, and facilitates real-time onboarding.

CreditSnap

Newgen Capital is an investment brand that focuses on early-stage venture capital funds, actively participating as a limited partner in various funds, according to self-described characteristics.

Newgen Capital

Oracle Corporation offers products and services that address enterprise information technology environments worldwide. Its Oracle cloud software as a service offering include various cloud software applications, including Oracle Fusion cloud enterprise resource planning (ERP), Oracle Fusion cloud enterprise performance management, Oracle Fusion cloud supply chain and manufacturing management, Oracle Fusion cloud human capital management, Oracle Advertising, and NetSuite applications suite, as well as Oracle Fusion Sales, Service, and Marketing. The company also offers cloud-based industry solutions for various industries; Oracle application licenses; and Oracle license support services. In addition, it provides cloud and license business' infrastructure technologies, such as the Oracle Database, an enterprise database; Java, a software development language; and middleware, including development tools and others. The company's cloud and license business' infrastructure technologies also comprise cloud-based compute, storage, and networking capabilities; and Oracle autonomous database, MySQL HeatWave, Internet-of-Things, digital assistant, and blockchain. Further, it provides hardware products and other hardware-related software offerings, including Oracle engineered systems, enterprise servers, storage solutions, industry-specific hardware, virtualization software, operating systems, management software, and related hardware services; and consulting and customer services. The company markets and sells its cloud, license, hardware, support, and services offerings directly to businesses in various industries, government agencies, and educational institutions, as well as through indirect channels. Oracle Corporation was founded in 1977 and is headquartered in Austin, Texas.

Metric
Company Name	HES FinTech	CreditSnap	Newgen Capital	Oracle Corporation
Symbol				ORCL
MSH ID	COM:HESFINTECH	COM:CREDITSNAP	COM:NEWGENVC	COM:ORACLE
Market	PRIVATE	PRIVATE	PRIVATE	STOCKS
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance	Technology
Industry	Fintech	FinTech	Venture Capital	Software - Infrastructure
Country	US	US	CN	US
Stage
Employee Count		11		159K
Website	hesfintech.com	creditsnap.com	newgenvc.com	oracle.com
LinkedIn			newgen-vc	oracle
Founders

Metric
Market Cap			391.53B
Enterprise Value
Monthly Web Traffic	1.05K	205	32.15M
Web Traffic Growth		0.72	-0.04
Valuation
Raised Capital

Metric
Revenue				52.96B
Revenue (LTM)
Revenue (NTM)
Gross Profit				34.81B
EBITDA				22.21B
Operating Income				16.07B
Net Income				10.47B
EPS				3.81
Diluted EPS				3.71
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin				0.76
Operating Profit Margin				0.30
EBITDA Margin				0.42
Net Profit Margin				0.20
Return on Equity				2.96
Return on Assets				0.08
Return on Capital Employed				0.14

COM:HESFINTECH

HES FinTech

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio				31.57
P/B Ratio				73.09
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio				9.16
EV Multiple				18.54

Metric
Days Sales Outstanding				48.10
Days Payables Outstanding				27.83
Days Inventory Outstanding				7.67
Operating Cycle				74.31
Cash Conversion Cycle				13.44
Asset Turnover				0.38

Metric
Operating Cash Flow				18.67B
Free Cash Flow				11.81B
Cash Flow to Debt				0.23
Operating Cash Flow/Sales				0.36
Free Cash Flow Yield				0.03

Metric
Cash & Equivalents				10.45B
Accounts Receivable				-965M
Inventory
Goodwill				62.23B
Debt to Capitalization				0.94
Debt to Assets				0.66
Current Ratio				0.79
Quick Ratio				0.72

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue				0.07
R&D to Revenue				0.18
SG&A to Revenue				0.03