IDFC First Bank Limited provides various banking, and financial products and services to corporates, individuals, multi- national companies, SMEs/entrepreneurs, financial institutions, and the government in India. It operates through Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company provides savings, corporate salary, current, and business accounts; fixed and recurring deposits; debit, credit, and prepaid cards; and payment services. It also offers personal, consumer durable, home, car, two-wheeler, equipment hypothecation, business, working capital, professional, term, and micro enterprise loans, as well as loan against property and loans for women. In addition, the company provides corporate linked finance products, including sales bill/purchase bill/invoice discounting, vendor finance, dealer finance, and factoring/receivables purchase; treasury and capital market services; and trade finance and services comprising import-export solutions, bank guarantees, remittances, etc. Further, it offers investment services consisting of mutual funds, gold bonds, demat and trading account, and investment linked insurance solutions; term, health, motor, home, travel, business, and pradhan mantri insurance products, as well as savings and annuity plans; and mobile, Internet banking, and customer care services. Additionally, the company provides cash management services; investment banking services; and investment management solutions. As of March 31, 2022, it operated 641 branches, 203 asset service branches, 719 ATMs and recyclers, and 601 rural business correspondent branches. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was incorporated in 2014 and is based in Mumbai, India.

IDFC First Bank Limited

3i Partners is a venture capital fund that provides support to aspiring deep tech founders from India by leveraging the expertise of Indian-origin technology entrepreneurs and executives from the US.

3i Partners

IDFC FIRST Bank provides personal banking services, loans, accounts, credit cards, and investment solutions.

Metric
Company Name	IDFC First Bank Limited	3
Symbol	IDFCFIRSTB
MSH ID	COM:IDFCFIRSTBANK	NET:3IPARTNERS
Market	STOCKS	PRIVATE
Sector	Financial Services	Financial Services & Finance
Industry	Banks - Regional	Venture Capital
Country	IN	IN
Stage
Employee Count	35.35K
Website	idfcfirstbank.com	3ipartners.net
LinkedIn
Founders

Metric
Market Cap	6.54B
Enterprise Value
Monthly Web Traffic	14.97M
Web Traffic Growth	-0.08
Valuation
Raised Capital

Metric
Revenue	4.28B
Revenue (LTM)
Revenue (NTM)
Gross Profit	4.28B
EBITDA	74.47M
Operating Income
Net Income	347.38M
EPS	0.05
Diluted EPS	0.05
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.52
EBITDA Margin	0.02
Net Profit Margin	0.12
Return on Equity	0.23
Return on Assets	0.01
Return on Capital Employed	0.05

COM:IDFCFIRSTBANK

IDFC FIRST Bank

Last Close

64.15

25/11 09:40

Market Cap

553.89B

Beta: -

Volume Today

23.43M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	19.36
P/B Ratio	2.11
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.26
EV Multiple	22.26

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.10

Metric
Operating Cash Flow	671.55M
Free Cash Flow	509.38M
Cash Flow to Debt	0.00
Operating Cash Flow/Sales	0.00
Free Cash Flow Yield	0.00

Metric
Cash & Equivalents	-1.47B
Accounts Receivable
Inventory
Goodwill	16.49M
Debt to Capitalization	0.61
Debt to Assets	0.20
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.00
R&D to Revenue
SG&A to Revenue	0.01