We are a leading fintech in Europe and Latin America. Our main offering is focused on providing finance solutions to retail customers. The company is among the fastest growing fintech companies in Europe and the only one Spanish one included at FT 1000. Besides, ID Finance is also the first carbon-neutral financial technology firm in the region.

The company is consistently profitable and since its inception in 2015, we have processed over 9 million credit applications. In 2021 ID Finance launched Plazo, the first Spanish credit-led challenger bank. It is currently offering a free Mastercard debit card which comes with one of the most attractive cashbacks in the country. Besides, it is expanding its services to a wide range of purchase and credit solutions.

Our proprietary technology allows us to analyse vast amounts of data, including behavioural biometrics, identifies anomalies and increases efficiency of risk assessment by 50%. Machine learning and artificial intelligence are at the core of our business, from optimising marketing campaigns to improving customer service experience.

Our headquarters are located in Barcelona, Spain, with further offices in Mexico City, Mexico, and an engineering office in Warszawa, Poland. Our 400+ employees are at the cutting-edge of fintech innovation. Our culture is inclusive, international and above all entrepreneurial. We are constantly setting ourselves new challenges.

We have ambitious goals for further rapid growth in Europe and Latin America and we are excited about the opportunity ahead. Interested in joining us for the journey?

Get in touch with us: careers@idfinance.com

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🌎 In commemoration of #InternationalDownSyndromeDay, the team at ID Finance Mexico had the chance to visit the Mosaic Down Foundation I.A.P.

🤗 There, they offered us a brief tour of one of their facilities, allowing us to join their mission to forge paths towards inclusion, education, and love, celebrating the abilities and talents of everyone.

❤ They left us with our hearts filled with love and hugs, reinforcing our belief that every person is unique and that together, we create a more colorful and vibrant society.

🤝 Because at ID Finance, diversity is our essence, inclusion is what we do. Together, we build a better world!
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🌎En conmemoración del Día Internacional de la #Trisomía21 (#SíndromedeDown), el equipo de ID Finance México tuvo la oportunidad de visitar la Fundación Mosaico Down I.A.P.
 
🤗 Allí, nos brindaron un breve recorrido por una de sus instalaciones, permitiéndonos sumarnos a su misión, que es abrir caminos hacia la inclusión, la educación y el amor, celebrando las habilidades y talentos de todos. 
 
❤ Nos dejaron con el corazón lleno de amor y abrazos, reafirmando nuestra creencia de que cada persona es única y que juntos, tejemos una sociedad más colorida y vibrante.
 
🤝 Porque en ID Finance, diversidad es lo que somos, inclusión es lo que hacemos. ¡Juntos, construimos un mundo mejor!

#IDFinanceMexico #solidarios #unmundomejor #fintech #talento #InternationalDownSyndromeDay

En ID Finance uno de los principios de liderazgo inherentes a nuestra cultura corporativa es "lidera con el ejemplo" porque estamos convencidos de que el #esfuerzo, el #compromiso y el trabajo en equipo son valores imprescindibles para alcanzar el #éxito como empresa.

🤗Por ello, cada trimestre, nuestro Recognition Program premia el desempeño de las personas y los equipos que más han destacado por su dedicación excepcional, su #compañerismo y su actitud ante cualquier reto.
 
🏆Excellence Award Mexico: David Silva
🏆Best Player Award Mexico: Citlali Cuaxospa.
🏆Best Team Award Mexico: Customer Service
🏆Excellence Award Spain:  Támara Spir
🏆Best Player Award Spain: Joana Rovira
🏆Best Team Award Spain: Operations team
🏆Excellence Award Mexico-Spain: Angel Morales R
🏆Best Player Award Mexico-Spain: Sergio Adir Lona Berumen

¡Enhorabuena a todos/as!
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At #IDFinance, leading by example is one of our core #leadership principles. We believe that #effort, #commitment, and #teamwork are essential values for achieving success as a company.

🤗Therefore, our quarterly Recognition Program rewards the achievements of those who consistently demonstrate exceptional dedication, teamwork and a can-do attitude.

🏆Excellence Award Mexico: David Silva
🏆Best Player Award Mexico: Citlali Cuaxospa
🏆Best team Award Mexico: Customer Service
🏆Excellence Award Spain: Tamara Spir
🏆Best Player Award Spain: Joana Rovira
🏆Best team Award Spain: Operations team
🏆Excellence Award Mexico-Spain: Angel Morales
🏆Best Player Award Mexico-Spain: Sergio Adir

#RecognitionProgramm #IDFinance #IDF #Spain #Mexico #PeopleFirst

🚶‍♂️For the third year in a row, the #IDFinance Barcelona team participated in Magic Line Sant Joan de Déu, the solidarity walk organised by San Juan de Dios to support for those in need.

💪With great enthusiasm, they walked the 12 kilometres of the Mediterranean route that connects Barcelona and Badalona.

ID Finance is committed to corporate social responsibility, supporting initiatives like #MagicLineSJD that reflect our shared values of solidarity, cooperation, and teamwork.

💙 Many thanks to our "magicliners" for walking for those who need it most!
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🚶‍♂️Por tercer año consecutivo, el equipo de ID Finance Barcelona se ha unido a Magic Line, la caminata solidaria que organiza San Juan de Dios en favor de las personas que se encuentran en situación de vulnerabilidad.

💪Con gran entusiasmo, recorrieron los 12 kilómetros que forman parte de la ruta mediterránea que conecta Barcelona con Badalona.

Un año más, en ID Finance demostramos nuestro compromiso social participando en iniciativas como Magic Line, que promueve valores que consideramos tan importantes como la solidaridad, la colaboración y el trabajo en equipo.

💙 ¡Muchas gracias a nuestros “magicliners” por caminar por quienes más lo necesitan! 

#SomosLoQueCompartimos
 
#ResponsabilidadSocial #Compañerismo #CSR #Teamwork

📋 Carla G., Head of Growth at #IDFinance, analyzes the potential of blockchain technology for the Fintech sector in an article included in the new report published by EAE Business School Barcelona, "Blockchain: the technological revolution that is changing the world."​
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👩‍🏫In it, Carla addresses how blockchain technology is driving a paradigm shift, with the Fintech sector being one of the ones with the most potential to harness its benefits.​
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"Blockchain technology, concerning identity verification and Know Your Customer (KYC) processes, offers much more efficient ways to securely store customer information. In fact, cryptographic decentralization and encryption not only reduce the risks of fraud in data management but also in financial transactions," she explains .​
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Thank you, Dorina Nicoara-Popescu (PhD) and Virginia Mijes Martin for inviting ID Finance to contribute!​
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🔎 Check out the full report at this link: bit.ly/3TmYaeB (🌐ES)​
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📋 Carla Guerrero, Head of Growth en ID Finance, analiza el potencial de la tecnología blockchain para el sector Fintech en un artículo recogido en el último informe publicado por EAE Business School Barcelona “Blockchain: la revolución tecnológica que está cambiando el mundo”. ​
 
👩‍🏫En él, Carla aborda cómo la tecnología blockchain está impulsando un cambio de paradigma, siendo el sector Fintech uno de los que más potencial tiene para aprovechar sus beneficios. ​

"La tecnología blockchain en lo que respecta a la verificación de la identidad y los procesos KYC (Know Your Customer) ofrece vías mucho más eficientes de almacenar con seguridad la información de los clientes. De hecho, la descentralización y la encriptación criptográficas no sólo reducen los riesgos de fraude en la gestión de datos, sino también en las transacciones financieras", explica . ​

¡Gracias Dorina Nicoara-Popescu y Virginia Mijes Martín por invitarnos a participar en esta iniciativa!​

🔎Consulta el informe completo pinchando en este link: bit.ly/3TmYaeB (🌐ES) ​

#fintech #blockchain #idfinance #eae 

👩‍🏫 On Friday, March 8th, International Women's Day, our #IDFinance Barcelona office held a new edition of #COOLtural Friday, dedicated to exploring the lives of women who have left an indelible mark on history.

📜Led by Andreu Garcia Molina, we travelled through time to delve into the lives of emblematic female figures who, thanks to their courage and bravery, have marked a turning point in history.

Despite living centuries apart in vastly different countries and contexts, these remarkable women share a legacy of groundbreaking achievements, often overlooked in history books.

👑 We are referring to women such as Isabella the Catholic, Queen of Castile and Aragon; Catherine II of Russia, empress of Russia; Mary Tudor, Queen of England; or Cixí the last Chinese empress.

🤗 Many thanks Andreu for this fascinating talk that invited us to reflect on the crucial role that women have played in world history.

➡️ Click here to watch our interview with Andreu: https://lnkd.in/ddT8YxJp

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👩‍🏫 El pasado viernes 8 de marzo, Día Internacional de la Mujer, en nuestra oficina de ID Finance Barcelona celebramos una nueva edición del COOLtural Friday, dedicado a explorar la vida de las mujeres que han dejado una huella imborrable en la historia.

📜 De la mano de Andreu Garcia Molina, viajamos en el tiempo para conocer la vida de figuras femeninas emblemáticas que han marcado un antes y un después gracias a su valentía y coraje.

👑 Hablamos de mujeres como Isabel la Católica, Reina de Castilla y Aragón; Catalina II de Rusia, emperatriz de Rusia; María Tudor, Reina de Inglaterra; o Cixí, la última emperatriz china. 

Y es que, aunque a nuestras protagonistas les separan siglos de diferencia y han vivido en países y contextos distintos, les debemos importantes logros que, a veces, pueden pasar desapercibidos en los libros de historia.

🤗 Muchas gracias Andreu por esta interesantísima charla que nos invitó a reflexionar sobre el papel crucial que las mujeres han desempeñado en la historia mundial.

➡️No te pierdas nuestra entrevista con Andreu y haz click aquí: https://lnkd.in/ddT8YxJp

#WomenInHistory #Womenleadership #igualdaddegénero #IDF #IDFSpain #mujeresenlahistoria #liderazgofemenino 


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ID Finance is a financial services company that specializes in online lending and data science. The company leverages proprietary technologies and advanced analytics to provide personal and business loans to customers in emerging markets.

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