iLending is a national leader in car refinancing, specializing in auto loan refinancing and not offering auto purchase loans. Established in 2006, the company partners with a network of 50-plus banks, credit unions, and other lenders to provide auto loan refinancing, including cash-back auto refinancing. The application process is all online, including uploading documents, and allows pre-qualification using a soft credit check. iLending works with borrowers of all credit types, with a minimum credit score requirement of 560 on the FICO scale.

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