InBankshares, Corp provides a range of banking and mortgage services to individual and business customers. The company provides business and personal checking and savings accounts, as well as credit cards. It also offers business lending, including equipment term, owner occupied real estate, small business administration, investor real estate, and construction loans, as well working capital lines of credit. In addition, the company provides personal lending services, such as vehicle, residential construction, and lot loans, as well as home equity lines of credit; merchant services; and treasury management services comprising payments, receivables, fraud protection, and online and mobile banking. It operates a network of eight branches and two loan production offices. The company was formerly known as FFP Group, Inc. InBankshares, Corp was incorporated in 2017 and is headquartered in Greenwood Village, Colorado.

InBankshares, Corp

InBank is an independent commercial bank growing throughout the Colorado Front Range and serving southern Colorado and northern New Mexico markets. InBank offers a full suite of commercial, business, personal and private banking solutions with a focus on personalized service, technology and local decision-making. 

InBank was built on the entrepreneurial spirit and is led by a management team of seasoned banking executives and experienced bankers. We are delivering a new generation of highly personalized banking services with a robust technology platform and a sharp focus on certainty of execution. 

InBank committed to creating an environment for customers and associates that is honest and authentic and have pledged to live the following core values.

Commitment  Innovation  Responsibility Teamwork  Happiness  Authenticity

InBank is the wholly-owned subsidiary of InBankshares, Corp (OTCQX:INBC), a Colorado headquartered bank holding company.

InBank

Celebrating Black History Month and honoring the achievements, history and heritage of African Americans.

Fabulous spending time with friends from InBank in my hometown Pueblo with Rebecca Diaz, Andrew Trainor and Tony Colarelli

It is with great pleasure that we announce the addition of Michael Katz, CFA as Chief Credit Officer for InBank. Mike joins us with over 30 years of banking and financial institution experience and will oversee culture and protocols for credit approval and credit administration at InBank. From CEO Ed Francis: “We are fortunate to be adding Mike to our executive team in the role of Chief Credit Officer. His deep relationships and experience in C&I lending combined with his 30 years of doing business in the Denver Metro Area will add significantly to the depth our executive team.” Read the news: https://lnkd.in/gBS-HaFN

All InBank locations will be closed Monday, January 15th, as we celebrate and honor Martin Luther King Jr. Day.

We know that running a business is challenging. That's where we come in. We are experienced commercial bankers who understand the nuances of running a business. We're here to listen, advise and advance your business. Let's talk. https://inbank.com/switch/

Here's to a new year! And new opportunities. At InBank, we’re focused on delivering a personalized banking experience with real insight and local decision-making from bankers who know you and your business. If you'd like to learn more, visit: www.InBank.com Let’s make the most of 2024. We’re In this Together.

Ringing in the New Year! All InBank locations will be closed Monday, January 1. Cheers to a bright 2024!

All InBank locations will be closed Monday, December 25th so that our Associates may spend time with family and friends. Happy Holidays from all of us at InBank!

Keep your business safe this holiday season. At InBank, we’re committed to helping to protect your business from fraud, especially during this time of the year. Check out our insights and tips on how to protect your business from fraud: https://lnkd.in/eRz-U5qB

Seasons Greetings! We're officially kicking off the holiday season. Look for our teams in and around our communities this month. This week's spotlight: Team InBank at the Pueblo Parade of Lights.

	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23
average inventory						-11.88M -
average payables		204K -	250.50K 22.79%	128.50K 48.70%	217.50K 69.26%	182K 16.32%
average receivables		1.35M -	1.88M 38.43%	2.17M 15.73%	3.69M 69.88%	2.73M 25.89%
book value per share	9.06 -	9.10 0.41%	10.11 11.07%	9.71 3.92%	10.33 6.35%
capex per share	-0.11 -	-0.23 110.73%	-0.06 73.73%	-0.03 53.63%	-0.05 76.55%
capex to depreciation	-1.13 -	-1.23 9.06%	-0.28 77.46%	-0.15 44.42%	-0.22 44.84%
capex to operating cash flow	-1.25 -	-1.29 3.31%	0.11 108.16%	-0.02 116.19%	-0.03 64.90%
capex to revenue	-0.10 -	-0.11 7.70%	-0.02 82.61%	-0.01 56.80%	-0.01 42.61%
cash per share	19.50 -	19.29 1.11%	23.54 22.06%	35.99 52.89%	18.57 48.40%
days of inventory on hand
days payables outstanding
days sales outstanding	65.50 -	31.77 51.50%	38.53 21.30%	25.22 34.56%	43.32 71.78%
debt to assets	0.08 -	0.03 59.85%	0.01 75.32%	0.03 309.83%	0.04 28.65%	0.04 1.45%
debt to equity	0.45 -	0.20 55.60%	0.07 66.06%	0.32 367.09%	0.48 50.18%	0.47 1.78%
dividend yield
earnings yield	-176.75 -	-192.78 9.07%	0.02 100.01%	0.04 58.65%	0.10 194.31%
enterprise value	15.87M -	-22.38M 241.05%	22.40M 200.07%	45.37M 102.59%	118.40M 160.96%	69.39M 41.40%
enterprise value over ebitda	-14.48 -	35.03 341.93%	6.97 80.11%	9.15 31.31%	8.76 4.28%	40.18 358.85%
ev to operating cash flow	25.27 -	-17.47 169.15%	-5.40 69.10%	3.42 163.29%	6.19 81.11%	20.09 224.63%
ev to sales	2.05 -	-1.48 172.09%	0.97 165.86%	1.64 68.82%	2.57 56.62%	1.02 60.23%
free cash flow per share	-0.02 -	-0.05 138.06%	-0.64 1,134.89%	1.64 354.70%	1.74 5.86%
free cash flow yield	-18.26 -	-43.48 138.06%	-0.08 99.81%	0.17 309.84%	0.22 30.78%
graham net net	-21.74 -	-27.49 26.46%	-51.66 87.94%	-47.82 7.44%	-87.05 82.05%
graham number	6.58 -	6.88 4.65%	6.39 7.17%	8.69 36.02%	13.83 59.17%
income quality	-0.42 -	-0.78 87.02%	-3.25 314.84%	4.83 248.70%	2.17 55.06%	0.39 81.94%
intangibles to total assets	0.03 -	0.03 15.77%	0.02 38.96%	0.01 23.07%	0.02 60.71%	0.01 35.21%
interest coverage	-2.02 -	-0.75 63.11%	0.78 204.15%	2.17 179.98%	3.15 44.89%
interest debt per share	4.20 -	2.19 47.81%	0.98 55.19%	3.28 233.47%	5.24 59.93%
inventory turnover
invested capital	0.45 -	0.20 55.60%	0.07 66.06%	0.32 367.09%	0.48 50.18%	0.47 1.78%
market cap	8.49K -	8.49K 0%	56.91M 670,554.32%	77.23M 35.69%	84.13M 8.94%
net current asset value	-153.37M -	-194.06M 26.53%	-366.91M 89.07%	-379.81M 3.52%	-930.37M 144.96%	-1.12B 20.63%
net debt to ebitda	-14.47 -	35.04 342.15%	-10.74 130.64%	-6.42 40.18%	2.53 139.47%	40.18 1,485.26%
net income per share	-0.21 -	-0.23 9.07%	0.18 177.59%	0.35 92.56%	0.82 138.23%
operating cash flow per share	0.09 -	0.18 103.98%	-0.58 421.88%	1.67 386.34%	1.79 7.07%
payables turnover
receivables turnover	5.57 -	11.49 106.19%	9.47 17.56%	14.48 52.81%	8.43 41.79%
research and ddevelopement to revenue
return on tangible assets	-0.00 -	-0.00 2.31%	0.00 150.22%	0.00 75.13%	0.01 93.48%	0.01 7.90%
revenue per share	1.10 -	2.14 95.66%	3.24 51.04%	3.47 7.34%	4.30 23.80%
roe	-0.02 -	-0.03 8.63%	0.02 169.86%	0.04 100.41%	0.08 124.01%	0.07 7.49%
roic	-0.02 -	-0.02 31.27%	0.02 178.49%	0.03 62.53%	0.05 99.89%
sales general and administrative to revenue	0.62 -	0.69 11.18%	0.55 20.58%	0.52 4.87%	0.38 27.42%
shareholders equity per share	9.06 -	9.10 0.41%	10.11 11.07%	9.71 3.92%	10.33 6.35%
stock based compensation to revenue	0.07 -	0.07 4.06%	0.05 33.82%	0.03 43.54%	0.02 23.15%
tangible asset value	52.04M -	53.08M 2.00%	61.33M 15.54%	67.28M 9.70%	83.81M 24.57%	100.80M 20.27%
tangible book value per share	7.36 -	7.51 2.00%	8.62 14.86%	8.46 1.87%	7.83 7.44%
working capital	115.22M -	129.41M 12.31%	169.74M 31.17%	288.11M 69.74%	178.92M 37.90%	-327.58M 283.09%

COM:INBANK

Inbank

Last Close

7.75

22/11 20:29

Market Cap

91.63M

Beta: -

Volume Today

3.44K

Avg: -

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