ING Groep N.V., a financial institution, provides various banking products and services in the Netherlands, Belgium, Germany, Poland, Rest of Europe, North America, Latin America, Asia, and Australia. It operates in six segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking, and Corporate Line Banking. The company accepts various deposits, such as current and savings accounts; and offers business lending products, as well as consumer lending products, such as residential mortgage loans, term loans, and revolver and personal loans. It also provides debt capital market, working capital, export finance, daily banking, treasury and risk, and corporate finance solutions; and specialized lending, equity market, finance, payments and cash management, and trade services and solutions, as well as savings, investment, insurance, mortgage, and digital banking services. The company serves customers, corporate clients, and financial institutions, including small and medium-sized, and mid-corporates. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.

Nynke Postma

Adriana Venter

Herve Francois

ING Groep N.V.

ING Belgium provides banking and insurance services for private individuals and businesses.

ING Belgium

G-EMx Technologies provides multi-currency global accounts and facilitates international transfers, borderless cards, and foreign exchange conversions. The company focuses on simplifying payments for cross-border businesses trading in multiple currencies.

G-EMx Technologies

Global Financial Lab provides financial services and investment portfolio management.

Global Financial Lab

ING Luxembourg

ING Australia

ING Hubs Romania

ING France

ING Romania

ING Deutschland

ING Türkiye

ING Hubs Slovakia

ING Hubs Poland

ING Poland

ING Hubs Türkiye

ING España&Portugal

ING Italia

ING Česká republika

ING Nederland

ING Wholesale Banking

ING is a pioneer in digital banking and on the forefront being one of the most innovative banks in the world. As ING we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or to tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realize their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers 

Metric
Company Name	ING Groep N.V.	ING Belgium	G-EMx Technologies	Global Financial Lab
Symbol	INGA
MSH ID	COM:ING	BE:ING	COM:G-EMX	COM:GLOBALFINLAB
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector		Financial Services & Finance	Financial Services & Finance	Financial Services & Finance
Industry		Banking and Insurance	Fintech	Finance
Country	NL	BE	SG	US
Stage
Employee Count	60K
Website	ing.com	ing.be	g-emx.com	globalfinlab.com/home
LinkedIn	ing		gemx-technologies
Founders

Metric
Market Cap	47.41B
Enterprise Value
Monthly Web Traffic	2.10M
Web Traffic Growth	0.26
Valuation
Raised Capital

Metric
Revenue	23.66B
Revenue (LTM)
Revenue (NTM)
Gross Profit	23.66B
EBITDA	11.55B
Operating Income	10.83B
Net Income	7.70B
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.45
EBITDA Margin	0.49
Net Profit Margin	0.32
Return on Equity	0.14
Return on Assets	0.01
Return on Capital Employed	0.01

COM:ING

ING Group

Last Close

11.28

28/06 10:43

Market Cap

47.41B

Beta: -

Volume Today

10

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	8.07
P/B Ratio	0.92
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.39
EV Multiple	3.22

Metric
Days Sales Outstanding	5.02
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.02

Metric
Operating Cash Flow	-11.98B
Free Cash Flow	-12.24B
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents	94.95B
Accounts Receivable
Inventory
Goodwill	495.37M
Debt to Capitalization	0.75
Debt to Assets	0.13
Current Ratio
Quick Ratio	96.24

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue