Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

Intact Financial Corporation

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We are here to help people, businesses and society prosper in good times and be resilient in bad times. This is our purpose and the foundation of our company – it drives everything we do and gives meaning to our work.-Nous sommes là pour aider les gens, les entreprises et la société à aller de l'avant dans les bons moments et à être résilients dans les moments difficiles. C'est notre raison d'être et l'essence même de notre entreprise.

Voyage

Metromile

Ischyros New York

Intact

Metric
Company Name	Intact Financial Corporation
Symbol	IFC
MSH ID	COM:INTACTFC
Market	STOCKS
Sector	Financial Services
Industry	Insurance - Property & Casualty
Country	CA
Stage
Employee Count	30K
Website	intactfc.com
LinkedIn	intact
Founders

Metric
Market Cap	29.88B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	15.63B
Revenue (LTM)
Revenue (NTM)
Gross Profit	15.63B
EBITDA	1.67B
Operating Income	1.25B
Net Income	930.91M
EPS	4.94
Diluted EPS	4.94
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.09
EBITDA Margin	0.11
Net Profit Margin	0.08
Return on Equity	0.13
Return on Assets	0.04
Return on Capital Employed	0.04

COM:INTACTFC

Intact Financial Corporation

Last Close

272.71

22/11 21:00

Market Cap

42.24B

Beta: -

Volume Today

189.26K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	30.40
P/B Ratio	2.38
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.87
EV Multiple	33.83

Metric
Days Sales Outstanding	11.05
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.47

Metric
Operating Cash Flow	1.31B
Free Cash Flow	981.84M
Cash Flow to Debt	0.61
Operating Cash Flow/Sales	0.11
Free Cash Flow Yield	0.05

Metric
Cash & Equivalents	828.34M
Accounts Receivable
Inventory	-1.44B
Goodwill	2.89B
Debt to Capitalization	0.26
Debt to Assets	0.10
Current Ratio	1.35
Quick Ratio	30.86

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue