Jana Small Finance Bank Limited provides various banking products and services to individuals and enterprises in India. It operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. The company was founded in 1999 and is based in Bengaluru, India.

Metric
Company Name	Jana Small Finance Bank Limited
Symbol	JSFB
MSH ID	COM:JANABANK
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	IN
Stage
Employee Count	21.80K
Website	janabank.com
LinkedIn
Founders

Metric
Market Cap	852.69M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	309.89M
Revenue (LTM)
Revenue (NTM)
Gross Profit	309.89M
EBITDA	68.03M
Operating Income	60.72M
Net Income	79.05M
EPS	1.07
Diluted EPS	1.07
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.18
EBITDA Margin	0.22
Net Profit Margin	0.27
Return on Equity	0.24
Return on Assets	0.01
Return on Capital Employed	0.01

JSFB

COM:JANABANK

Jana Small Finance Bank

Last Close

411.15

25/11 09:40

Market Cap

72.22B

Beta: -

Volume Today

265.05K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	29.53
P/B Ratio	1.76
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	4.82
EV Multiple	18.50

Metric
Days Sales Outstanding	151.88
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.06

Metric
Operating Cash Flow	83.46M
Free Cash Flow	74.38M
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents	239.45M
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization	0.55
Debt to Assets	0.13
Current Ratio	5.70
Quick Ratio	5.70

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue