Jiayin Group Inc. is a fintech platform in China that facilitates connections between individual borrowers and financial institutions using advanced risk assessment models.

Jiayin Group Inc.

ZhongAn Online P & C Insurance Co., Ltd., an Internet-based Insurtech company, provides internet insurance and insurance information technology services in the People's Republic of China. The company operates through Insurance, Technology, Banking, and Others segments. It offers property and casualty insurance products, including accident, bond, health, liability, credit, cargo, household property, motor, and other insurance, as well as shipping return insurance. The company also provides technology development and consulting, asset management, IT consulting, medical examination, Internet hospital, biotechnology, pharmacy, technology training, Fintech, digital asset, medical, life insurance, online banking, and insurance broking services. ZhongAn Online P & C Insurance Co., Ltd. was incorporated in 2013 and is headquartered in Shanghai, China.

Metric
Company Name	Jiayin Group Inc.	ZhongAn Online P & C Insurance Co., Ltd.
Symbol		6.06K
MSH ID	COM:JIAYIN-FINTECH:IR	COM:ZHONGAN
Market	PRIVATE	STOCKS
Sector	Financial Services & Finance	Financial Services
Industry	Fintech	Insurance - Property & Casualty
Country	CN	CN
Stage
Employee Count		2.68K
Website	ir.jiayin-fintech.com	zhongan.com
LinkedIn
Founders

Metric
Market Cap		2.39B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue		4.04B
Revenue (LTM)
Revenue (NTM)
Gross Profit		4.04B
EBITDA		462.73M
Operating Income		120.81M
Net Income		560.89M
EPS		0.38
Diluted EPS		0.38
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		2.67
Operating Profit Margin		0.63
EBITDA Margin		0.11
Net Profit Margin		0.18
Return on Equity		0.23
Return on Assets		0.10
Return on Capital Employed		0.44

JIAY

COM:JIAYIN-FINTECH:IR

Jiayin Group Inc.

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		-9.75
P/B Ratio		1.05
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		1.18
EV Multiple		5.97

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle		1.38
Asset Turnover		0.72

Metric
Operating Cash Flow		303.73M
Free Cash Flow		263.71M
Cash Flow to Debt		0.31
Operating Cash Flow/Sales		0.08
Free Cash Flow Yield		-0.07

Metric
Cash & Equivalents		216.83M
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization		0.31
Debt to Assets		0.13
Current Ratio		17.73
Quick Ratio		495.67

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.00
R&D to Revenue
SG&A to Revenue		0.14