J. Safra Sarasin is a global private bank and asset manager that focuses on identifying, exploring, and materialising growth opportunities for clients. self-described as one of the best capitalised banks in the world.

J. Safra Sarasin

Hypothekarbank Lenzburg AG provides various banking services and products to private customers and companies in Switzerland. The company offers savings accounts; real estate financing and mortgages; credit, debit, and travel cards; investment products; pension products; financial planning solutions; and tax services. It operates through a network of 13 branches and 2 advisory offices in 12 municipalities in Aargau, Switzerland. The company was founded in 1868 and is headquartered in Lenzburg, Switzerland.

Hypothekarbank Lenzburg AG

Migros Bank provides banking services primarily for individuals, including accounts, mortgages, loans, and investment options, self-described as focusing on customer needs.

Metric
Company Name	J. Safra Sarasin	Hypothekarbank Lenzburg AG	Migros Bank
Symbol		HBLN
MSH ID	COM:JSAFRASARASIN	CH:HBL	CH:MIGROSBANK
Market	PRIVATE	STOCKS	PRIVATE
Sector	Financial Services & Finance		Financial Services & Finance
Industry	Banking		Banking
Country	CH	CH	CH
Stage
Employee Count	1.00K	343
Website	jsafrasarasin.com	hbl.ch	migrosbank.ch
LinkedIn
Founders

Metric
Market Cap		352.17M
Enterprise Value
Monthly Web Traffic	51.17K		9.02K
Web Traffic Growth	-0.38		-0.16
Valuation
Raised Capital

Metric
Revenue		159.55M
Revenue (LTM)
Revenue (NTM)
Gross Profit		159.55M
EBITDA		7.88M
Operating Income		29.09M
Net Income		24.11M
EPS		335.21
Diluted EPS		335.98
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		1.24
Operating Profit Margin		0.21
EBITDA Margin		0.05
Net Profit Margin		0.17
Return on Equity		0.05
Return on Assets		0.00
Return on Capital Employed		0.00

COM:JSAFRASARASIN

J. Safra Sarasin

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		16.88
P/B Ratio		0.61
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		2.36
EV Multiple		52.82

Metric
Days Sales Outstanding		63.18
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover		0.02

Metric
Operating Cash Flow		15.77M
Free Cash Flow		15.77M
Cash Flow to Debt		0.01
Operating Cash Flow/Sales		0.10
Free Cash Flow Yield		0.47

Metric
Cash & Equivalents		1.18B
Accounts Receivable
Inventory		-1.20B
Goodwill
Debt to Capitalization		0.73
Debt to Assets		0.13
Current Ratio
Quick Ratio		62.87

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue		0.22