Klarna Engineering

We make shopping smoooth. Our aim is to become the world’s favorite way to shop and bring flexible healthy financial services to consumers. 

Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances.

Since 2005 Klarna has been on a mission to accelerate commerce with consumer needs at the heart of it. With over 150 million global active users and 2 million transactions per day, Klarna’s fair, sustainable and AI-powered payment and shopping solutions are revolutionizing the way people shop and pay online, empowering consumers to shop smarter with greater confidence and convenience.

More than 500,000 global retailers integrate Klarna’s innovative technology and marketing solutions to drive growth and loyalty, including H&M, Saks, Sephora, Macy’s, Ikea, Expedia Group, and Nike. For more information, visit Klarna.com.

If you're as excited about this as we are: join us! It’s a hell of a ride.

Wrapp

Mindrock Capital

Arctic Ventures

Crowdcube

Raison Asset Management

WestCap

HoneyComb Ventures

Adit Ventures

Alma Mundi Ventures

SoftBank Vision Fund

Disruptive Ventures

Sequoia Capital

Silver Lake

Mubadala

Bestseller Group

Canada Pension Plan Investment Board

Commonwealth Bank of Australia

Axevil Capital

Spring St. Group

Vika Ventures

Niklas Adalberth

Sebastian Siemiatkowski

Victor Jacobsson

Vijay Shankar

Klarna

The credit market is broken. 

At Klarna we’re determined to fix it. 🔧

To do that, first we need to ensure discussions are based on facts, not opinions. That’s why this week we have expanded our industry-first data hubs across three new markets, revealing consumer usage behavior for our BNPL products in the US, UK and The Netherlands. 

On each Wikipink page, anyone can dive into our data to discover repayment rates, late fee rates, consumer age demographics, and more while highlighting our commitment to fair and sustainable credit solutions.

We’re challenging the big banks to do the same, and publish their equivalent consumer outcomes. 

Dive in here
🇺🇲 https://lnkd.in/eBDqsf5D  
🇬🇧 https://lnkd.in/eguUTmdk 
🇳🇱 https://lnkd.in/eyG25VJJ 


🎉 Big news! Klarna's flexible payment options are now live on boots.com and the Boots app in the UK and Ireland! 🎉 

Now, you can enjoy the smooth Klarna payments experience while shopping for your health and beauty products. 💄 💅 

Pay instantly, pay in 30 days, or split the cost over three interest-free instalments. Plus, you can track your orders from checkout to your front door in the Klarna app. 📦 🛍 
 
Raji Behal, our Head of Western and Southern Europe, says, “We're excited to bring Klarna's flexible payment options to Boots, offering shoppers the freedom to manage their purchases, from everyday essentials to special treats.” 🎁 

Read more about it here: https://lnkd.in/emTfJHyp

#klarna #Boots #FlexiblePayments #Ecommerce

Exciting news from Klarna! 📢 

We're rolling out open banking-powered settlements in the UK! 🚀 

This means you can pay Klarna directly from your bank account, bypassing card networks and isa major milestone in our ambition to build the payment network of the future!  🚀 🚀 

Already launched for our Pay Now option, and coming soon for Pay in 30 and Pay in 3, the launch gives a significant boost to open banking in the UK, where approximately 5m Brits use open banking payments each month. 📈 

For consumers, it's simple, secure, and instant:  just click on ‘Pay by bank’, complete the payment in your mobile banking app, and you're done! ✅ 

Plus, linking your bank account to Klarna gives you insights into your spending and access to budgeting tools. 

Share your thoughts below! 👇 

https://lnkd.in/eM7DkJ7a

✨ Spotlight on Klarna's Head of AI Martin Elwin at #dcongress  ✨

A huge thanks to everyone who joined us as Martin took the stage to dive into Klarna's AI journey 🙌

Martin shared fascinating insights on how AI is reshaping operations at Klarna, both internally and in our customer-facing services. He highlighted the collaboration with OpenAI, revealing the daily wonders of working with such innovative tech and brilliant minds 🌟 

Importantly, Martin stressed how setting up strong guardrails has been crucial. These guardrails don't just ensure the responsible use of AI—they actively foster an environment where innovation is encouraged at every level. This approach allows everyone at Klarna, no matter their role or experience, to contribute to our growth and innovation  🚀

Klarna | Shop now. Pay later.

Store App–Klarna for Business

Klarna | Point of sale

Wavy by Klarna: Mobile Cash

Viewport Meta

IPhone / Mobile Compatible

Domain Not Resolving

SSL by Default

Apple Mobile Web Clips Icon

Google Font API

DNSSEC

Content Delivery Network

LetsEncrypt

Mobile Non Scaleable Content

Owner Voordorp Fitness www.voordorpfitness.nl

Adriaan Hietink

Director - CCO Finance & Analytics

Alexander Olsson

Finance and Administration

Amit Agnihotri

Head of Compliance - UK Compliance (Group Compliance: Legal, CEO Teams)

Colin Ngan

Marketing and Product

David Fock

Chief Marketing Officer

David Sandstrom

Chief Commercial Officer

David Sykes

VC, Investor, Founder

Elina Laakys

Business Operations Manager - CTO Office

Gabriela Guerra

General Member Board

Han Nah

Michael Moritz

Lise Kaae

Sarah E. Smith

Omid Kordestani

Roger Ferguson

Andrew Reed

Jens Saltin

Co-Founder & CEO

Niclas Neglén

Camilla Giesecke

CPO & CDO

Yaron Shaer

Co-Founder & Owner

Wrapp is The New Standard for rewarding purchases and customer loyalty.

European Union (EU) Companies With More Than 10 Employees (Top 10K)

European Union (EU) Companies With More Than $1M in Revenue (Top 10K)

Companies With More Than $1M in Revenue (Top 10K)

Europe, Middle East, and Africa (EMEA) Companies With More Than $100M in Revenue (Top 10K)

Klarna is an ecommerce payment solutions platform for merchants and shoppers.

The platform gives customers the freedom to choose how and when to pay. The company also offers direct payments, pay-after-delivery options, and instalment plans. Klarna is a regulated bank known for its “buy now, pay later” model that offers shoppers interest-free financing on retail purchases over a period of instalments.

Venture Round - Klarna

Secondary Market - Klarna

Stockholm

Stockholms Lan

Sweden

Europe

Klarna’s US listing is a sad reflection of Europe’s failings

Klarna to Launch on Google Pay

Google Pay to Add BNPL Options From Afterpay and Klarna

Consumer Research Finds 15% Of UK Consumers To “Buy Christmas Now, Pay Later” This Holiday Season

Trump's FDIC has work cut out for it in repairing culture

PayPal revives its money-pooling feature

Buy Now Pay Later Business Report 2024-2029: Key Mergers and Acquisitions, Global BNPL Trends, Product Launches, Regulatory and Government Policy Developments - ResearchAndMarkets.com

Why AI could be the best thing to happen to creativity

Klarna's IPO tests the strength of BNPL

Klarna Moves Forward with U.S. IPO Filing

A payment option allowing users to split their purchase into four interest-free payments, available through the Klarna app or anywhere Visa is accepted.

A service that lets customers receive their order and decide to pay within 30 days, with no interest or additional fees if paid on time.

An option for immediate payment using direct bank transfer without additional fees, providing purchase protection.

A service offering installment payments over 6 to 24 months, allowing customers to spread the cost of their purchases.

An application providing an overview of purchases and payments, with features for managing returns and customer support access.

A service integrated with Klarna to provide seamless payment solutions for merchants and shoppers.

Germany

United States

North America

United Kingdom

The Netherlands

HTML5

Facebook

Google Tag Manager

Vimeo

Oracle Eloqua

Google Drive

F5 NGINX

Google Fonts

Apache Server

Google Maps API

Sezzle is a payment solution that allows consumers to split their purchases into interest-free installments.

Sezzle

PayPal Credit offers consumers a revolving line of credit for online purchases, allowing them to pay over time.

PayPal Credit

Affirm is a financial technology company that offers installment loans for online purchases, allowing consumers to pay over time.

Affirm

Stripe is a technology company that specializes in online payment processing, providing a platform for e-commerce businesses to accept payments.

Stripe

Monkee is a competitor in the financial technology industry, providing payment solutions for e-commerce businesses.

Monkee

Bumper is a company that competes with Klarna in the financial technology sector, offering payment solutions for e-commerce.

Bumper

Shopify Pay is a payment solution integrated with the Shopify platform, allowing customers to save their payment information for faster checkout.

Shopify Pay

Amazon Payments is a payment processing service offered by Amazon, allowing customers to use their Amazon account to make payments on external websites.

Amazon Payments

CardinalCommerce provides payment authentication solutions for e-commerce merchants, ensuring secure and seamless transactions.

CardinalCommerce

Payoneer is a financial services company that provides online money transfer and digital payment services.

Payoneer

Square Payments is a payment processing service offered by Square, allowing businesses to accept card payments.

Square Payments

Google Pay is a digital wallet platform and online payment system developed by Google, allowing users to make payments using their mobile devices.

Google Pay

Square Point of Sale is a point-of-sale system offered by Square, providing businesses with a platform for accepting payments and managing sales.

Square Point of Sale

Mercado Pago is a payment platform offered by MercadoLibre, providing online and offline payment solutions for businesses and consumers.

Mercado Pago

PicPay is a Brazilian digital wallet and payment platform, allowing users to make payments, transfers, and purchases.

PicPay

Klarna is a financial technology company that provides online financial services such as payment solutions for e-commerce, direct payments, and post-purchase payments. It allows consumers to make purchases and pay for them at a later date or through installment plans, offering a smooth and flexible shopping experience.

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COM:KLARNA

Klarna