Klarna is a financial technology company that provides online financial services such as payment solutions for e-commerce, direct payments, and post-purchase payments. It allows consumers to make purchases and pay for them at a later date or through installment plans, offering a smooth and flexible shopping experience.

Klarna

Klarna Engineering

We make shopping smoooth. Our aim is to become the world’s favorite way to shop and bring flexible healthy financial services to consumers. 

Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances.

Since 2005 Klarna has been on a mission to accelerate commerce with consumer needs at the heart of it. With over 150 million global active users and 2 million transactions per day, Klarna’s fair, sustainable and AI-powered payment and shopping solutions are revolutionizing the way people shop and pay online, empowering consumers to shop smarter with greater confidence and convenience.

More than 500,000 global retailers integrate Klarna’s innovative technology and marketing solutions to drive growth and loyalty, including H&M, Saks, Sephora, Macy’s, Ikea, Expedia Group, and Nike. For more information, visit Klarna.com.

If you're as excited about this as we are: join us! It’s a hell of a ride.

Wrapp

Mindrock Capital

Arctic Ventures

Crowdcube

Raison Asset Management

WestCap

HoneyComb Ventures

Adit Ventures

Alma Mundi Ventures

SoftBank Vision Fund

Disruptive Ventures

Sequoia Capital

Silver Lake

Mubadala

Bestseller Group

Canada Pension Plan Investment Board

Commonwealth Bank of Australia

Axevil Capital

Spring St. Group

Vika Ventures

Niklas Adalberth

Sebastian Siemiatkowski

Victor Jacobsson

Vijay Shankar

The credit market is broken. 

At Klarna we’re determined to fix it. 🔧

To do that, first we need to ensure discussions are based on facts, not opinions. That’s why this week we have expanded our industry-first data hubs across three new markets, revealing consumer usage behavior for our BNPL products in the US, UK and The Netherlands. 

On each Wikipink page, anyone can dive into our data to discover repayment rates, late fee rates, consumer age demographics, and more while highlighting our commitment to fair and sustainable credit solutions.

We’re challenging the big banks to do the same, and publish their equivalent consumer outcomes. 

Dive in here
🇺🇲 https://lnkd.in/eBDqsf5D  
🇬🇧 https://lnkd.in/eguUTmdk 
🇳🇱 https://lnkd.in/eyG25VJJ 


🎉 Big news! Klarna's flexible payment options are now live on boots.com and the Boots app in the UK and Ireland! 🎉 

Now, you can enjoy the smooth Klarna payments experience while shopping for your health and beauty products. 💄 💅 

Pay instantly, pay in 30 days, or split the cost over three interest-free instalments. Plus, you can track your orders from checkout to your front door in the Klarna app. 📦 🛍 
 
Raji Behal, our Head of Western and Southern Europe, says, “We're excited to bring Klarna's flexible payment options to Boots, offering shoppers the freedom to manage their purchases, from everyday essentials to special treats.” 🎁 

Read more about it here: https://lnkd.in/emTfJHyp

#klarna #Boots #FlexiblePayments #Ecommerce

Exciting news from Klarna! 📢 

We're rolling out open banking-powered settlements in the UK! 🚀 

This means you can pay Klarna directly from your bank account, bypassing card networks and isa major milestone in our ambition to build the payment network of the future!  🚀 🚀 

Already launched for our Pay Now option, and coming soon for Pay in 30 and Pay in 3, the launch gives a significant boost to open banking in the UK, where approximately 5m Brits use open banking payments each month. 📈 

For consumers, it's simple, secure, and instant:  just click on ‘Pay by bank’, complete the payment in your mobile banking app, and you're done! ✅ 

Plus, linking your bank account to Klarna gives you insights into your spending and access to budgeting tools. 

Share your thoughts below! 👇 

https://lnkd.in/eM7DkJ7a

✨ Spotlight on Klarna's Head of AI Martin Elwin at #dcongress  ✨

A huge thanks to everyone who joined us as Martin took the stage to dive into Klarna's AI journey 🙌

Martin shared fascinating insights on how AI is reshaping operations at Klarna, both internally and in our customer-facing services. He highlighted the collaboration with OpenAI, revealing the daily wonders of working with such innovative tech and brilliant minds 🌟 

Importantly, Martin stressed how setting up strong guardrails has been crucial. These guardrails don't just ensure the responsible use of AI—they actively foster an environment where innovation is encouraged at every level. This approach allows everyone at Klarna, no matter their role or experience, to contribute to our growth and innovation  🚀

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