Knife & Fork Inn is a steak and seafood restaurant located in Atlantic City, NJ.

Knife & Fork Inn

American Bar provides continental cuisine in the West Village of New York City, self-described as timeless.

American Bar

Atlantic City NJ provides information about attractions, dining, nightlife, and events in Atlantic City. The site is self-described as a hub for tourism and travel information.

Atlantic City NJ

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio.

Metric
Company Name	Knife & Fork Inn	American Bar	Atlantic City NJ	Bread Financial Holdings, Inc.
Symbol				BFH
MSH ID	COM:KNIFEANDFORKINN	COM:AMERICANBARNYC	COM:ATLANTICCITYNJ	COM:BREADFINANCIAL
Market	PRIVATE	PRIVATE	PRIVATE	STOCKS
Sector	Consumer Services	Consumer Services	Consumer Services	Financial Services
Industry	Food & Beverage	Food and Beverage	Travel & Tourism	Financial - Credit Services
Country	US	US	US	US
Stage
Employee Count		1.00K		7K
Website	knifeandforkinn.com	americanbarnyc.com	atlanticcitynj.com	breadfinancial.com
LinkedIn				bread-financial
Founders

Metric
Market Cap		2.29B
Enterprise Value
Monthly Web Traffic	1.39M
Web Traffic Growth	-0.10
Valuation
Raised Capital

Metric
Revenue				4.29B
Revenue (LTM)
Revenue (NTM)
Gross Profit				4.29B
EBITDA				1.94B
Operating Income				737M
Net Income				718M
EPS				14.79
Diluted EPS				14.74
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin				1
Operating Profit Margin				0.17
EBITDA Margin				0.45
Net Profit Margin				0.17
Return on Equity				0.26
Return on Assets				0.03
Return on Capital Employed				0.03

COM:KNIFEANDFORKINN

Knife & Fork Inn

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio				3.18
P/B Ratio				0.60
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio				0.65
EV Multiple				3.07

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover				0.20

Metric
Operating Cash Flow				1.99B
Free Cash Flow				1.94B
Cash Flow to Debt				1.57
Operating Cash Flow/Sales				0.55
Free Cash Flow Yield				1.09

Metric
Cash & Equivalents				3.59B
Accounts Receivable
Inventory				-974M
Goodwill				634M
Debt to Capitalization				0.66
Debt to Assets				0.20
Current Ratio
Quick Ratio				9.25

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue				0.01
R&D to Revenue
SG&A to Revenue				0.20