Bank of Ayudhya Public Company Limited, together with its subsidiaries, provides commercial banking services to individuals, corporates, small and medium-sized businesses, and financial institutions. Its Retail segment offers a range of banking and related financial services, including current and savings accounts, fixed deposits, bills of exchange, housing loans, credit cards, personal loans and sale finance loans, hire-purchase and leasing, wealth management, and bancassurance products. The company's Commercial segment provides financial services and products comprising the range of credit facilities, which include short-term working capital, cash management, trade finance, transactional banking, advisory services, and treasury and money markets products. It also provides refinancing and venture capital services; car rental, collection, and personnel services; mutual funds and private fund management services; factoring and information technology services; and microfinance, real estate lease, and securities services, as well as operates as a life, non-life, and general insurance broker. The company was founded in 1945 and is headquartered in Bangkok, Thailand. Bank of Ayudhya Public Company Limited is a subsidiary of MUFG Bank, Ltd.

Bank of Ayudhya Public Company Limited

Krungsri is a bank that provides services related to personal banking and financial solutions.

Metric
Company Name	Bank of Ayudhya Public Company Limited
Symbol	BAY
MSH ID	COM:KRUNGSRI
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	TH
Stage
Employee Count
Website	krungsri.com
LinkedIn
Founders

Metric
Market Cap	5.38B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	5.23B
Revenue (LTM)
Revenue (NTM)
Gross Profit	5.23B
EBITDA	40.54M
Operating Income	40.54M
Net Income	967.18M
EPS	0.13
Diluted EPS	0.13
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.25
EBITDA Margin	0.01
Net Profit Margin	0.22
Return on Equity	0.09
Return on Assets	0.01
Return on Capital Employed	0.03

COM:KRUNGSRI

Krungsri

Last Close

25.00

25/11 09:10

Market Cap

183.16B

Beta: -

Volume Today

168.74K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	6.04
P/B Ratio	0.54
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.30
EV Multiple	16.92

Metric
Days Sales Outstanding	2.36K
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.07

Metric
Operating Cash Flow	2.88B
Free Cash Flow	2.74B
Cash Flow to Debt	0.15
Operating Cash Flow/Sales	0.36
Free Cash Flow Yield	0.15

Metric
Cash & Equivalents	827.37M
Accounts Receivable
Inventory	-23.00B
Goodwill	742.18M
Debt to Capitalization	0.58
Debt to Assets	0.18
Current Ratio
Quick Ratio	1.16

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.27