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Welcome to Leadrilla Learning! We'll cover some concepts for new or learning Insurance Agents. This week, we're covering the differences between Term Life and Whole Life policies!

 🌟 Term Life Insurance 🌟
🕒 Duration: Covers for a set period, like 10, 20, or 30 years.
🎯 Purpose: Maximum coverage at a low initial cost.
💰 Payout: Death benefit paid if insured passes during the term. No payout if outlived.
💸 Premiums: Generally cheaper than whole life; can stay same or increase.
💼 Cash Value: No cash value accumulation - simple and straightforward.

🌟 Whole Life Insurance 🌟
🕒 Duration: Lifelong coverage with consistent premium payments.
🎯 Purpose: Death benefit + savings component for financial growth.
💰 Payout: Death benefit for beneficiaries; cash value if surrendered.
💸 Premiums: Slightly pricier; remain level for life - no surprises.
💼 Cash Value: Part of the premium grows as cash value; can be borrowed against.

Looking for insurance insights tailored to independent agents? Trust Leadrilla for expert content. We've got you covered! #InsuranceExperts #LifeInsuranceInsights #LeadrillaMagic

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