Legacy Bank and Trust provides banking services including personal and business banking, loans, and retirement accounts.

Legacy Bank and Trust

Grasshopper is a client-first digital bank serving small businesses, startups, and investors across the innovation economy. Their digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms, SBA lending, commercial real estate lending, and yacht financing.

Judith Erwin

Grasshopper Bank

Axos Bank is an American federally chartered savings and loan association and direct bank that empowers consumers and businesses to easily manage their financial lives through a blend of human insight and digital expertise. It offers online banking, mortgages, checking accounts, money market accounts, and certificate of deposit services.

Jerry F Englert

Gary Lewis Evans

Axos Bank

Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.

Metric
Company Name	Legacy Bank and Trust	Grasshopper Bank	Axos Bank	Bank of America Corporation
Symbol				BAC
MSH ID	COM:LEGACYBANKANDTRUST	BANK:GRASSHOPPER	COM:AXOSBANK	COM:BANKOFAMERICA
Market	PRIVATE	PRIVATE	PRIVATE	STOCKS
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance	Financial Services
Industry	Banking	Banking	Banking	Banks - Diversified
Country	US	US		US
Stage		Venture Round
Employee Count		120	1.00K	212K
Website	legacybankandtrust.com	grasshopper.bank	axosbank.com	bankofamerica.com
LinkedIn		grasshopperbank		bank-of-america
Founders

Metric
Market Cap			326.42B
Enterprise Value
Monthly Web Traffic	2.19K	72.92K
Web Traffic Growth	1.23	-0.30
Valuation
Raised Capital		10.56M

Metric
Revenue				94.19B
Revenue (LTM)
Revenue (NTM)
Gross Profit				94.19B
EBITDA				30.37B
Operating Income				28.34B
Net Income				26.52B
EPS				3.08
Diluted EPS				3.08
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin				0.78
Operating Profit Margin				0.52
EBITDA Margin				0.32
Net Profit Margin				0.28
Return on Equity				0.09
Return on Assets				0.01
Return on Capital Employed				0.03

LEGA

COM:LEGACYBANKANDTRUST

Legacy Bank and Trust

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio				8.67
P/B Ratio				0.92
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio				3.49
EV Multiple				17.84

Metric
Days Sales Outstanding				318.28
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover				0.04

Metric
Operating Cash Flow				44.98B
Free Cash Flow				44.98B
Cash Flow to Debt				0.13
Operating Cash Flow/Sales				0.48
Free Cash Flow Yield				0.17

Metric
Cash & Equivalents				341.42B
Accounts Receivable
Inventory				-68.81B
Goodwill				69.02B
Debt to Capitalization				0.71
Debt to Assets				0.10
Current Ratio				15.26
Quick Ratio				1.41

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue				0.03
R&D to Revenue
SG&A to Revenue				0.42