LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.

Soul Htite

John Donovan

Joaquin Delgado

Renaud Laplanche

LendingClub Corporation

BPI (BullsPower Invest LLC) offers investment capabilities in areas such as themes, emerging markets, alternatives, and multi-asset investments. The company also provides real estate investment strategies.

BPI (BullsPower Invest LLC)

Allvue provides alternative investment software and investment support for private capital managers, focusing on streamlining fund operations throughout the fund lifecycle.

Allvue

Auto Lenders is involved in the sale of used cars in New Jersey, Pennsylvania, and Florida, offering a range of services such as car buying, trading, financing, and servicing. Self-described as providing a car shopping experience that people love.

Auto Lenders

LendingClub Patient Solutions

Since our founding in 2006, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since. We are one of the first fintechs to acquire a national bank charter, which has transformed our business economics and introduced all new capabilities, and now others are following our lead, validating the strength of our model. We are one of America’s largest providers of unsecured personal loans, originating more than $70 billion in loans to our over 4 million high-FICO, high-income members and helping them save millions on their cost of credit. And we’re just getting started. 

The Problem We Are Solving:
More than 50% of Americans are living paycheck to paycheck – and that includes people making over $100K annually. We’re able to provide cost-effective ways for our members to bridge cash flow gaps and better ways to lend, spend, and save. 

A Culture that Delivers

Impact: We’re tackling big problems, but we’re a small enough organization for each individual to make a real difference 

People: We’re a group of smart, kind, low-ego, and values-driven people from a wide variety of industries and backgrounds who are committed to our mission

Ideas: We seek out the best ideas – no matter where they come from – to look beyond what is possible today

Values: It’s not just what you accomplish, it’s also how you accomplish it that matters

Even Financial

Two Sigma

Employee Stock Option Fund

FinSight Ventures

T. Rowe Price

BlackRock

Sands Capital Ventures

DST Global

Coatue

Flint Capital

Panorama Point Partners

LendingClub

Thank you for all the love ❤️

We're grateful to share that we were just named one of America's 100 Most Loved Workplaces by Newsweek once again!

Why our employees love us: https://lnkd.in/e3fcWP6t

This month, we examine the financial lifestyles of U.S. consumers and explore how they use credit cards to manage their cash flows.

A key finding: Nearly 60% of credit cardholders in the U.S. live paycheck to paycheck and revolving on credit cards has increased in 2023 relative to 2022.

Check out our Paycheck-to-Paycheck research series, in partnership with PYMNTS to see the most recent findings: https://rb.gy/ae46y4

4 in 10 consumers plan to tap into savings to cover holiday expenses. Dive into more data in the latest Paycheck-to-Paycheck Report, a PYMNTS Intelligence & LendingClub collaboration: https://lnkd.in/e2sY-mhf

This month, we examine U.S. consumers' financial lifestyles and spending choices going into the 2023 holiday shopping season. 

A few key findings: while 77% of consumers plan to participate in the 2023 holiday shopping season, 66% cite access to fewer resources as a reason to spend less overall, and more than 1/3 of consumers plan to use savings to cover the cost.

Check out our Paycheck-to-Paycheck research series, in partnership with PYMNTS to see the most recent findings: https://ow.ly/gsKc50Q9who

Today, LendingClub Bank announced it crossed $1 Billion personal loans sold through its Structured Loan Certificates Program.  

We welcome Davidson Kempner Capital Management LP, Atalaya Capital Management, Nelnet, Inc. and Värde Partners, who join a growing list of marketplace loan investors seeking competitive yield from a provider of choice in the asset class.
   
Check out the news here: https://ow.ly/CcQK50Q5WRB

New data from PYMNTS Intelligence finds consumers deplete two-thirds of their savings every four years. Dive into the data with the latest Paycheck-to-Paycheck Report, our collaboration w/ LendingClub: https://lnkd.in/empQsnci

This month, we take a deep dive into consumers' ability to preserve their savings in the current economic environment, especially when faced with major expenditures.

A key finding: consumers deplete an average of 67% of all available savings once every four years, with Generation Z doing so as often as every two years.
 
Check out our Paycheck-to-Paycheck research series, in partnership with PYMNTS, to see the most recent findings: https://ow.ly/lGkv50Q2i4o

Hello, Fall 🍂 Start growing your money this new season.

Apply for our High-Yield Savings account to earn 4.50% APY on your entire balance: https://bit.ly/3DttvEi

Looking to handle your finances in a 🔆 smart, simple, and rewarding way? We've got you covered. Browse our offers and see how we can help: https://bit.ly/3PwSEEe

📢 This just in! We're honored to be named one of the Best Online Banks and Best Neobanks of 2023 by GOBankingRates!

Explore our award-winning products to make the most of your money: https://bit.ly/45kKgMz

Metric
Company Name	LendingClub Corporation	BPI (BullsPower Invest LLC)	Allvue	Auto Lenders
Symbol	LC
MSH ID	COM:LENDINGCLUB	CH:BPINVEST	COM:ALLVUESYSTEMS	COM:AUTOLENDERS
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services	Financial Services & Finance	Financial Services & Finance	Consumer Goods
Industry	Financial - Credit Services	Investment Management	Financial Technology	Automotive
Country	US	CH	US	US
Stage
Employee Count	1.02K
Website	lendingclub.com	bpinvest.ch	allvuesystems.com	autolenders.com
LinkedIn	lending-club
Founders

Metric
Market Cap	961.19M
Enterprise Value
Monthly Web Traffic	2.64M	19.72K	142.46K
Web Traffic Growth	-0.08	-0.58	0.44
Valuation
Raised Capital

Metric
Revenue	1.27B
Revenue (LTM)
Revenue (NTM)
Gross Profit	956.77M
EBITDA	350.61M
Operating Income	303.42M
Net Income	38.94M
EPS	0.36
Diluted EPS	0.36
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.68
Operating Profit Margin	0.18
EBITDA Margin	0.28
Net Profit Margin	0.04
Return on Equity	0.03
Return on Assets	0.00
Return on Capital Employed	0.02

COM:LENDINGCLUB

LendingClub Corp

Last Close

15.90

22/11 21:00

Market Cap

961.19M

Beta: -

Volume Today

1.92M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	18.31
P/B Ratio	0.79
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.35
EV Multiple	15.46

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle	13.26
Cash Conversion Cycle	12.49
Asset Turnover	0.12

Metric
Operating Cash Flow	-1.14B
Free Cash Flow	-1.20B
Cash Flow to Debt	-7.71
Operating Cash Flow/Sales	-1.15
Free Cash Flow Yield	-0.36

Metric
Cash & Equivalents	1.29B
Accounts Receivable	54.89M
Inventory
Goodwill	75.72M
Debt to Capitalization	0.18
Debt to Assets	0.01
Current Ratio	38.82
Quick Ratio	439.91

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.06
R&D to Revenue
SG&A to Revenue	0.31