LendingFront provides lending solutions for small businesses, including alternatives for banks and credit unions. The company offers a range of financial products and services aimed at streamlining the lending process. Self-described as simplifying small business lending.

LendingFront

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, which digitizes, automates, and streamlines complex processes and workflow; and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable banks and credit unions to onboard new clients, make loans and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The company's nCino IQ, an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a suite of products that enables loan officers, borrowers, real estate agents, settlement agents, and others to engage in the homeownership process from internet-enabled device. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through sales team comprising business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

nCino, Inc.

Floify provides digital mortgage origination software, enabling lenders and brokers to enhance operational efficiency and borrower experience. The company claims to offer customizable solutions for various challenges within the mortgage process and emphasizes strong customer support.

Floify

International FinTech is a platform that provides news and insights related to the financial technology sector.

Metric
Company Name	LendingFront	nCino, Inc.	Floify	International FinTech
Symbol		NCNO
MSH ID	COM:LENDINGFRONT	COM:NCINO	COM:FLOIFY	COM:INTERNATIONALFINTECH
Market	PRIVATE	STOCKS	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Technology	Financial Services & Finance	Commercial & Professional Services
Industry	Financial Technology	Software - Application	Mortgage Technology	Financial Services
Country	US	US	US	US
Stage	Non Equity Assistance
Employee Count		1.65K
Website	lendingfront.com	ncino.com	floify.com	internationalfintech.com
LinkedIn
Founders

Metric
Market Cap		3.52B
Enterprise Value
Monthly Web Traffic	422		481.34K
Web Traffic Growth	-0.65		0.42
Valuation
Raised Capital

Metric
Revenue		476.54M
Revenue (LTM)
Revenue (NTM)
Gross Profit		285.07M
EBITDA		-39.51M
Operating Income		-39.51M
Net Income		-42.35M
EPS		-0.38
Diluted EPS		-0.38
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		0.59
Operating Profit Margin		-0.04
EBITDA Margin		-0.08
Net Profit Margin		-0.06
Return on Equity		-0.03
Return on Assets		-0.02
Return on Capital Employed		-0.02

COM:LENDINGFRONT

LendingFront

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		-45.34
P/B Ratio		3.36
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		8.51
EV Multiple		2.26K

Metric
Days Sales Outstanding		50.93
Days Payables Outstanding		25.35
Days Inventory Outstanding		19.66
Operating Cycle		89.85
Cash Conversion Cycle		66.87
Asset Turnover		0.36

Metric
Operating Cash Flow		57.28M
Free Cash Flow		53.41M
Cash Flow to Debt		4.26
Operating Cash Flow/Sales		0.16
Free Cash Flow Yield		0.00

Metric
Cash & Equivalents		112.08M
Accounts Receivable		-14.32M
Inventory		1
Goodwill		838.87M
Debt to Capitalization		0.07
Debt to Assets		0.05
Current Ratio		1.10
Quick Ratio		1.08

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.12
R&D to Revenue		0.27
SG&A to Revenue		0.18