LightStream offers fixed rate, simple interest fully amortizing installment loans without fees or prepayment penalties. They serve customers with good-to-excellent credit profiles.

LightStream

Auto Lenders is involved in the sale of used cars in New Jersey, Pennsylvania, and Florida, offering a range of services such as car buying, trading, financing, and servicing. Self-described as providing a car shopping experience that people love.

Auto Lenders

Cash Link USA provides personal cash loans as an alternative to payday loans. The company operates as a state-licensed direct lender in several states, offering quick online loan approval and various types of loan products.

Cash Link USA

Emerald Creek Capital provides short-term loans secured by real estate nationwide. Self-described as an alternative to conventional financing.

Metric
Company Name	LightStream	Auto Lenders	Cash Link USA	Emerald Creek Capital
Symbol
MSH ID	COM:LIGHTSTREAM	COM:AUTOLENDERS	COM:CASHLINKUSA	COM:EMERALDCREEKCAPITAL
Market	PRIVATE	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Consumer Goods	Financial Services & Finance	Financial Services & Finance
Industry	Consumer Services	Automotive	Consumer Finance	Real Estate Financing
Country	US	US	US	US
Stage			Series A
Employee Count
Website	lightstream.com	autolenders.com	cashlinkusa.com	emeraldcreekcapital.com
LinkedIn
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic	647.39K	142.46K	3.91K
Web Traffic Growth	-0.10	0.44	9.35
Valuation
Raised Capital			7.67M

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:LIGHTSTREAM

LightStream

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue