Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

Live Oak Bancshares, Inc.

Loans for Service Contractors

Live Oak Bank has had the privilege of helping thousands of passionate, driven people turn their dreams into reality. These everyday heroes aren’t in it for the fortune or the fame. They’re in it to make a difference, just like we are. 

As one of the last banks to get a charter before the start of the Great Recession, Live Oak emerged out of the rubble of 2008 as the first bank to keep the customer at the center of the business model. We put a groundbreaking spin on what banking could be, focused on service and technology to redefine banking. 

Live Oak is a digital, cloud-based bank serving small business owners in all 50 states. We are the #1 SBA 7(a) lender by dollar volume* in the country and our mission is to be America’s small business bank. We aim to fulfill that mission through banking products that help business owners buy, build and expand, along with FDIC-insured high-yield savings and CDs to grow their hard-earned money. Our family of companies under the holding and parent company Live Oak Bancshares (NYSE: LOB), and our subsidiaries, partner with businesses who share a groundbreaking focus on service and technology to redefine banking.

Our mantra is to treat every customer like the only customer and our mission is to be America’s small business bank.

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Live Oak Bank

Financial statements provide insight into the overall health of a company. Download our guide to help you understand the key components of financial statements so you can make strategic business decisions as well as identify challenges and opportunities within the business: https://bit.ly/4b0Ljpj

Curious about the difference between a joint owner and a beneficiary? Our blog helps you decipher between the two to make the best decision for your financial situation. Read more: https://bit.ly/3Se8vJe

Hey entrepreneurs, do you have a business checking account yet? Learn why opening an account is an essential step for your small business. https://bit.ly/4aR6iuz

"Love the personalized approach! I appreciate the personal meetings and knowledge share on the industry and within the banking sector. Keeping me abreast of new products and industry trends." - Live Oak Bank Customer

Looking to open a business bank account? In our newest video, we unpack the features and benefits you’ll want in your account. Learn about the importance of FDIC insurance, great customer service and more: https://lnkd.in/eqrzXycP

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