L&T Finance Holdings Limited, a non-banking financial company, provides various financial solutions in India. The company operates through Rural Finance, Housing Finance, Infrastructure Finance, Defocused Business, and Others segments. The Rural Finance segment offers farm equipment finance, two-wheeler finance, and consumer finance services, as well as micro loans. The Housing Finance segment provides home loans, loans against property, and real estate finance services. The Infrastructure Finance segment offers infra finance services. The Defocused Business segment provides structured corporate loans, debt capital market, commercial vehicle finance, construction equipment finance, SME term loans, and leasing services. The Others segment offers asset management services, etc. The company was formerly known as L&T Capital Holdings Limited. L&T Finance Holdings Limited was incorporated in 2008 and is headquartered in Mumbai, India. L&T Finance Holdings Limited is a subsidiary of Larsen & Toubro Limited.

L&T Finance Holdings Limited

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L&T Finance Limited offers non-banking financial services including personal loans, housing finance, two-wheeler finance, farm equipment finance, and SME loans, as self-described.

Metric
Company Name	L&T Finance Holdings Limited	HDFC Securities	HDFC Securities	ICICI Securities
Symbol	L&TFH
MSH ID	COM:LTFS	COM:HDFCSEC	COM:HDFCSECURITIES	COM:ICICISECURITIES
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector		Financial Services & Finance	Financial Services & Finance	Financial Services & Finance
Industry		Investment Services	Financial Services	Financial Services
Country	US	IN	IN
Stage
Employee Count	27.51K	1.00K		1.00K
Website	ltfs.com	hdfcsec.com	hdfcsecurities.com	icicisecurities.com
LinkedIn
Founders

Metric
Market Cap	4.75B
Enterprise Value
Monthly Web Traffic		3.22M
Web Traffic Growth		0.01
Valuation
Raised Capital

Metric
Revenue	930.38M
Revenue (LTM)
Revenue (NTM)
Gross Profit	930.38M
EBITDA	372.51M
Operating Income	358.93M
Net Income	274.65M
EPS	0.11
Diluted EPS	0.11
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	8.86
EBITDA Margin	0.40
Net Profit Margin	9.04
Return on Equity	0.21
Return on Assets	0.04
Return on Capital Employed	0.04

COM:LTFS

L&T Finance Limited

Last Close

163.75

22/04 10:00

Market Cap

401.12B

Beta: -

Volume Today

3.01M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	9.51
P/B Ratio	1.94
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	81.22
EV Multiple	-5.78

Metric
Days Sales Outstanding	190.17
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.07

Metric
Operating Cash Flow	79.73M
Free Cash Flow	65.67M
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents	553.55M
Accounts Receivable
Inventory
Goodwill	1.59M
Debt to Capitalization	0.78
Debt to Assets	0.76
Current Ratio	10.32
Quick Ratio	10.32

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue