PT Mandala Multifinance Tbk engages in the consumer financing activities in Java, Sumatera, Sulawesi, and Kalimantan in Indonesia. It provides motorcycle consumer financing services based on conventional and sharia financing, as well as electronic and furniture, and multipurpose financing services. The company was formerly known as PT Gracia Dinamika Multifinance and changed its name to PT Mandala Multifinance Tbk in March 1997. The company was founded in 1983 and is based in Central Jakarta, Indonesia. PT Mandala Multifinance Tbk is a subsidiary of PT Jayamandiri Gemasejati.

PT Mandala Multifinance Tbk

Mandala Finance provides financing solutions for various needs. Self-described as a companion in every step of life.

Metric
Company Name	PT Mandala Multifinance Tbk
Symbol	MFIN
MSH ID	COM:MANDALAFINANCE
Market	STOCKS
Sector	Financial Services
Industry	Financial - Credit Services
Country	ID
Stage
Employee Count	5.90K
Website	mandalafinance.com
LinkedIn
Founders

Metric
Market Cap	519.89M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	137.39M
Revenue (LTM)
Revenue (NTM)
Gross Profit	133.83M
EBITDA	81.78M
Operating Income	78.22M
Net Income	26.68M
EPS	0.01
Diluted EPS	0.01
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.81
Operating Profit Margin	0.41
EBITDA Margin	0.60
Net Profit Margin	0.23
Return on Equity	0.15
Return on Assets	0.07
Return on Capital Employed	0.20

MFIN

COM:MANDALAFINANCE

Mandala Finance

Last Close

3,680.00

14/02 09:00

Market Cap

8.24T

Beta: -

Volume Today

14.70K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	16.69
P/B Ratio	2.49
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	6.91
EV Multiple	13.87

Metric
Days Sales Outstanding
Days Payables Outstanding	29.12
Days Inventory Outstanding
Operating Cycle	892.11
Cash Conversion Cycle	892.11
Asset Turnover	0.35

Metric
Operating Cash Flow	20.42M
Free Cash Flow	13.17M
Cash Flow to Debt	0.15
Operating Cash Flow/Sales	0.20
Free Cash Flow Yield	0.04

Metric
Cash & Equivalents	42.33M
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization	0.49
Debt to Assets	0.47
Current Ratio	3.72
Quick Ratio	7.19

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.07