Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Wells Fargo

Mastercard Incorporated

Verve Wine is involved in the sale and distribution of wines, offering services such as free local delivery and flat rate shipping.

Verve Wine

Interac provides digital payment solutions and verification services, helping individuals and businesses facilitate secure transactions and identity verification.

Interac

Fifth Third Bancorp operates as a diversified financial services company in the United States. The company's Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. Its Branch Banking segment provides a range of deposit and loan products to individuals and small businesses. This segment offers checking and savings accounts, home equity loans and lines of credit, credit cards, and loans for automobiles and personal financing needs, as well as cash management services for small businesses. The company's Consumer Lending segment engages in direct lending activities that include origination, retention, and servicing of residential mortgage and home equity loans or lines of credit; and indirect lending activities, including loans to consumers through correspondent lenders and automobile dealers. Fifth Third Bancorp's Wealth & Asset Management segment provides various investment alternatives for individuals, companies, and not-for-profit organizations. It offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance, and trust and estate services; and advisory services for institutional clients comprising middle market businesses, non-profits, states, and municipalities. As of December 31, 2021, the company operated 1,117 full-service banking centers and 2,322 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina. Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio.

William W. Scarborough

Fifth Third Bancorp

Mastercard is a global technology company in the payments industry, self-described as operating in this sector.

Mastercard

Mastercard Data & Services

Mastercard Gateway

Mastercard Center for Inclusive Growth

New Payment Platforms - Mastercard

Dynamic Yield by Mastercard

Mastercard Academy Europe

Mastercard Enterprise Partnerships

Mastercard for Government

Mastercard Academy LAC

Mastercard Cyber and Intelligence

Trūata

Betalingsservice

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

IfOnly

AvidXchange

iZettle

BILL

Nymi

FS Card

Trust Stamp

Jumia Group

Marqeta

mFoundry

SecureKey Technologies

Mobeewave

Monitise

Our Chief Marketing and Communications Officer Raja Rajamannar talks about the evolving role of marketing and CMOs and the need to embrace emerging tech and AI in his recent article in Business Insider. 
🔗 Read the full article here: https://lnkd.in/eu7zpRr3

#Mastercard #CMOInsights #MarketingStrategies #BusinessLeadership

Happy Lunar New Year! Wishing you good health, prosperity and fortune in the Year of the Dragon.

Today Mastercard announced it is joining the United States Department of Commerce to establish the U.S. AI Safety Institute Consortium (AISIC) to create new trustworthy AI standards. The goal of the group will be to develop safe, trustworthy AI systems and underpin future standards and policies. Our experts and leaders will join a collection of AI developers, users, researchers, Fortune 500 companies, academic teams, nonprofit organizations and other U.S. government agencies.  
 
We look forward to bringing our point of view and expertise on artificial intelligence to shape foundational practices that respect and protect individual rights and society. 
 
Read more: https://lnkd.in/e84NSgC4 
 
#AI #responsibleAI #technology

When Chef LaToya Larkin, MBA, CCE starting making soul food tamales, even with orders pouring in from across the country, it still took her two years to gain enough confidence to leave her day job and dedicate herself to Black Girl Tamales full-time.
 
With help from Strive USA, a set of programs led by the Mastercard Center for Inclusive Growth designed to provide entrepreneurs with tools and resources to get capital, go digital and grow their networks, as well as being chosen to receive a Priceless Surprise from Mastercard, LaToya is answering her calling and serving her purpose, and loving every minute of it. 

Read more here: https://lnkd.in/ednCu7Ys
 
#SmallBusiness #Priceless

During my years working in Africa, I saw how technology created new opportunities for local shops and consumers.
 
We can keep up this trend, helping millions more people tap into the digital economy.
 
Our partnership with MTN and its fintech business will do that – innovating for Africa by delivering the right technology and experiences right in people’s phones.
 
Story here: https://lnkd.in/eVs3Jpbz

#africa #fintech #digitaleconomy #mobilemoney

As the threat of fraudsters grows, we're relentlessly using technology to protect banks and consumers.

The fight against fraud in the digital age gains a new ally with the ability to analyze one trillion data points in under 50 milliseconds and enhances real-time risk assessment.          
                           
Explore the future of digital safety for banks and consumers: https://lnkd.in/dg6GmGbS

#GenerativeAI #FraudProtection #Innovation

The number of freelancers and gig workers in the global workforce is on the rise – a trend that currently shows no sign of slowing.

Alan Marquard discusses how faster, more flexible payments can make online marketplaces work for their freelancers and sellers. 

Read more here: https://lnkd.in/ecRvXujr

#workforce #freelancers #payments

One of the most compelling aspect of emerging technology trends is their intersection, as they amplify each other’s impact. AI, computation and data analytics are not isolated domains but interconnected components, collectively driving innovation across a wide range of sectors. Read more in the latest Mastercard Signals report on Emerging Technology Trends in 2024: https://lnkd.in/e3WQ4cBP

#AI #techtrends #MastercardSignals #data

In today’s evolving technological landscape, businesses must adapt swiftly to harness new opportunities and remain relevant. Advances in three areas — artificial intelligence, computational power and data technologies — are converging to propel emerging tech trends forward. Our latest issue of Mastercard Signals explores how intuitive, interactive, immersive and embedded technology will reshape commerce over the next three to five years. Read more: https://lnkd.in/e3WQ4cBP

#technology #innovation #AI #commerce

Enchanted by SZA at the Grammy House presented by Mastercard, where passion met purpose. Her performance was more than just entertainment - it was a transformative experience where as part of the Priceless Planet Coalition, we encouraged fans and viewers to join our mission of restoring 100 million trees globally.
 
Hear more from Rustom Dastoor, head of marketing and communications at Mastercard North America, on how we’re “turning passive viewers into passionate advocates."
 
https://lnkd.in/dWdH-Etq
 
#PricelessPlanetCoalition #sustainability #GRAMMYs #SZA

Metric
Company Name	Mastercard Incorporated	Verve Wine	Interac	Fifth Third Bancorp
Symbol	MA			FITB
MSH ID	COM:MASTERCARD	COM:VERVEWINE	CA:INTERAC	COM:53
Market	STOCKS	PRIVATE	PRIVATE	STOCKS
Sector	Financial Services	Consumer Goods	Financial Services & Finance	Financial Services
Industry	Financial - Credit Services	Alcoholic Beverages	Financial Technology	Banks - Regional
Country	US	US	CA	US
Stage
Employee Count	33.40K	11		18.66K
Website	mastercard.com	vervewine.com	interac.ca	53.com
LinkedIn	mastercard	verve-wine		fifth-third-bank
Founders

Metric
Market Cap	400.02B		25.21B
Enterprise Value
Monthly Web Traffic	14.01M	13.58K
Web Traffic Growth	-0.08	-0.49
Valuation
Raised Capital

Metric
Revenue	25.10B	12.69B
Revenue (LTM)
Revenue (NTM)
Gross Profit	25.10B	12.64B
EBITDA	13.86B	481M
Operating Income	14.01B	10.61B
Net Income	11.20B	2.35B
EPS	11.86	3.23
Diluted EPS	11.83	3.22
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.87	1.00
Operating Profit Margin	0.58	0.62
EBITDA Margin	0.55	0.04
Net Profit Margin	0.46	0.24
Return on Equity	1.86	0.13
Return on Assets	0.29	0.01
Return on Capital Employed	0.58	0.06

COM:MASTERCARD

Mastercard

Last Close

515.10

22/11 21:00

Market Cap

400.02B

Beta: -

Volume Today

2.02M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	38.16	8.92
P/B Ratio	61.66	1.38
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	17.94	2.55
EV Multiple	28.85	14.78

Metric
Days Sales Outstanding	59.04	109.76
Days Payables Outstanding	67.74
Days Inventory Outstanding	111.83	55.82K
Operating Cycle	170.87	55.91K
Cash Conversion Cycle	120.32	55.91K
Asset Turnover	0.62	0.06

Metric
Operating Cash Flow	11.98B	4.01B
Free Cash Flow	11.61B	3.49B
Cash Flow to Debt	0.78	0.22
Operating Cash Flow/Sales	0.48	0.43
Free Cash Flow Yield	0.03	0.18

Metric
Cash & Equivalents	8.59B	3.14B
Accounts Receivable	-506M
Inventory		-2.44B
Goodwill	7.66B	4.92B
Debt to Capitalization	0.69	0.51
Debt to Assets	0.37	0.10
Current Ratio	1.17	11.86
Quick Ratio	1.14	0.80

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02	0.02
R&D to Revenue
SG&A to Revenue	0.36	0.32