MBIA Inc. provides financial guarantee insurance services to public finance markets. It operates through United States (U.S.) Public Finance Insurance, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions and territories, as well as utilities, airports, health care institutions, higher educational facilities, student loan issuers, housing authorities, and other similar agencies and obligations issued by private entities. It also insures the non-U.S. public finance and global structured finance, including asset-backed obligations; and sovereign-related and sub-sovereign bonds, utilities, and privately issued bonds used for the financing of projects that include toll roads, bridges, airports, public transportation facilities, and other types of infrastructure projects, as well as offers third-party reinsurance services. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.

MBIA Inc.

Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.

Synovus Financial Corp.

MBIA Inc. is a holding company whose subsidiaries provide financial guarantee insurance and other specialized financial services.

Metric
Company Name	MBIA Inc.	Synovus Financial Corp.
Symbol	MBI	SNV
MSH ID	COM:MBIA	COM:SYNOVUS
Market	STOCKS	STOCKS
Sector	Financial Services	Financial Services
Industry	Insurance - Specialty	Banks - Regional
Country	US	US
Stage		Post-IPO Debt
Employee Count	61	4.73K
Website	mbia.com	synovus.com
LinkedIn
Founders

Metric
Market Cap	266.13M	5.96B
Enterprise Value
Monthly Web Traffic		930.25K
Web Traffic Growth		-0.11
Valuation
Raised Capital		500M

Metric
Revenue	6M	2.03B
Revenue (LTM)
Revenue (NTM)
Gross Profit	6M	1.71B
EBITDA	-7M	2.69B
Operating Income	-7M	858.67M
Net Income	-491M	543.71M
EPS	-10.19	3.46
Diluted EPS	-10.19	3.46
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.13	0.93
Operating Profit Margin	12.29	0.42
EBITDA Margin	-1.17	1.33
Net Profit Margin	13.81	0.27
Return on Equity	0.41	0.11
Return on Assets	-0.18	0.01
Return on Capital Employed	-0.16	0.02

COM:MBIA

MBIA Inc.

Last Close

6.58

22/11 21:00

Market Cap

266.13M

Beta: -

Volume Today

1.23M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-0.81	7.65
P/B Ratio	-0.23	1.14
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	57.43	2.94
EV Multiple	8.31	8.97

Metric
Days Sales Outstanding	1.27K
Days Payables Outstanding
Days Inventory Outstanding	240.17K
Operating Cycle	247.56K
Cash Conversion Cycle	247.74K
Asset Turnover	0.01	0.04

Metric
Operating Cash Flow	-195M	937.35M
Free Cash Flow	-193M	905.14M
Cash Flow to Debt	-0.05	0.65
Operating Cash Flow/Sales	3.27	0.62
Free Cash Flow Yield	-2.38	0.33

Metric
Cash & Equivalents	107M	2.41B
Accounts Receivable	-32M
Inventory	-2.03B	-1.21B
Goodwill		480.44M
Debt to Capitalization	3.98	0.32
Debt to Assets	1.04	0.05
Current Ratio	7.40	4.80K
Quick Ratio	6.04	3.62K

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.01
R&D to Revenue
SG&A to Revenue		0.34