MIC Global is an embedded micro insurance company that delivers loss of income insurance products distributed through platform companies.

MIC Global

Allianz Trade is the global leader in trade credit insurance and credit management, offering tailored solutions to mitigate the risks associated with bad debt, thereby ensuring the financial stability of businesses. Their products and services help companies with risk management, cash flow management, accounts receivables protection, surety bonds, business fraud insurance, debt collection processes, and e-commerce credit insurance, ensuring the financial resilience for their client’s businesses.

Allianz Trade

Aon plc, a professional services firm, provides advice and solutions to clients focused on risk, retirement, and health worldwide. It offers commercial risk solutions, including retail brokerage, cyber, and global risk consulting solutions, as well as acts as a captives management; and health solutions, such as health and benefits brokerages, and health care exchanges. The company also provides treaty and facultative reinsurance, as well as insurance-linked securities, capital raising, strategic advice, restructuring, and mergers and acquisitions services; and corporate finance advisory services and capital markets solutions products. In addition, it offers strategic design consulting services on their retirement programs, actuarial services, and risk management services; advice services on developing and maintaining investment programs across a range of plan types, including defined benefit plans, defined contribution plans, endowments, and foundations for public and private companies, and other institutions; and advice and solutions that help clients in risk, health, and wealth through commercial risk, reinsurance, health, and wealth solutions. Further, the company offers CoverWallet; Affinity; Aon Inpoint; CoverWallet; and ReView services. Aon plc was founded in 1919 and is headquartered in Dublin, Ireland.

Aon plc

Iris Powered by Generali provides identity protection services, including monitoring and alerts for identity theft, credit monitoring, and personal cyber protection. This service aims to assist businesses in offering their clientele protection against identity-related risks.

Iris Powered by Generali

Insurance

MiIdentity Monitoring and Insurance Platform

MiIncome Digital Reinsurance

MIC Global | 24,405 followers on LinkedIn. Protecting loss of income. Globally. Embedded micro insurance for emerging risks, distributed via platform partners. | We are on a mission to solve short-term loss of income for individuals, globally. We are a b2b2c company with a razor focus on embedded parametric micro insurance triggers that look after micro entrepreneurs, gig workers and individuals’ short-term income loss - effectively helping them stay on their feet when events cause income loss or take money out of their pocket.

Our MiIncome digital reinsurance solution is embedded into platform companies, carriers, and brokers – supporting simple and relevant insurance products that protect specific needs unserved by traditional insurance.

Co-Founder, President & COO - MIC Global | On a mission to make insurance accessible globally!

Harry Croydon

COO for vertical AI growth stage company / Former CRO in public and private software companies and PwC Partner / Corporate Board Experience / Mom

Sheela Zemlin

Active Underwriter Lloyds Syndicate 5183 and Innovation Underwriting Director

Mark C.

Crazy about Micro & Inclusive Insurance - Reinsurance Solutions; Certified Expert in MicroInsurance @ Frankfurt School of Finance & Management;…

Erik Jarrin Peters

What will the Indian insurtech ecosystem will look like in 20 years' time? Let's find out together! We'll be at India Insurtech Association 's Annual Event 2024 – "Pathways to Inclusive Insurance: A Vision for 2047" – to share our insights across two exciting topics. 🎤 Join Suguna Jayaraj and the 'AI in Insurance' Working Group for their Vision Paper launch. ➡ Demo and Presentation Stage, Ballroom 1, 11:50 IST 🎤 Hear Harry Croydon share his expertise on the Panel Discussion "Lloyd’s & Indian InsurTech: Collaborating For Growth". ➡ Track 4 Stage, Ballroom 2, 18:20 IST Want to talk to us at the event? Message us via LinkedIn to arrange a chat! -- 🇮🇳 IIA Annual Event 2024 ➡️ Date: November 20, 2024 ➡️ Location: Jio World Centre, Mumbai ➡️ Register and Latest Agenda: https://lnkd.in/echRWWkJ #Insurtech #IndiaInsurtech #GlobalSpeakersAtIIA #IIAnnualEvent #IIAAnnualEvent2024 #NetworkingAtIIA #MICGlobal

🛍️ Sponsored ad listings aren’t always what they seem. Scammers are using search engine ad campaigns to defraud shoppers. In today’s MiIdentity ScamSafe, we help you stay safe when shopping online. – ➡ Double check an Ad’s URL for spelling errors, missing https, and uncommon top-level domains. ➡ Visiting websites directly reduces the chance of ending up on a fraudulent website. ➡ Make purchases using cards with ‘chargeback’ protection, in case your item does not arrive. – ✅ Be proactive in protecting your financial and identity data. MiIdentity is here to help. https://miidentity.in/ #CyberSecurity #CyberSecurityAwarenessMonth #AdCampaigns #Scam #MiIdentity #ScamSafe #MICGlobal

🌟 Exciting new partnership announcement! 🚙 We are partnering with leading InsurTech VOOM Insurance to reinsure VOOM’s rideshare business and support its innovative insurance solutions for the future of mobility. This strategic collaboration marks a significant step forward in the evolution of rideshare insurance, combining the strengths of both companies to deliver exceptional value and service to customers. Together, we are poised to lead the way in the future of mobility insurance. Read the full announcement: https://lnkd.in/epA3UrZH Harry Croydon – MIC Global Tomer Kashi – VOOM Insurance #EmbeddedMicroInsurance #Partnership #Announcement #Insurtech #Ridesharing #GigWorker #MICGlobal

👩💻 “If you are posting everything about your life to the world, hackers and cyber criminals can use those pictures and information against you.” Are you keeping your personal identities and information safe? Cyber security consultant 👨🏼💻Smit Kotadiya offered his suggestions for personal and business cyber security during our insightful conversation. ➡ Sharing online ➡ Document intent ➡ Cyber security awareness ➡ Ethical hacking ➡ Shared responsibility Read the full article here: https://lnkd.in/eeCeWT8K #CyberSecurity #CyberSecurityAwarenessMonth #CyberAttack #India #MiIdentity #MICGlobal

✨ Engaging discussion, insightful sessions, and meeting friends old and new. Thanks to Microinsurance Network and Munich Re Foundation for inviting Erik Jarrin Peters to #ICII2024 . #InclusiveInsurance #Microinsurance #ProtectionGap #EmbeddedMicroInsurance #LossOfIncome #MICGlobal

The future of insurance is here – and it's embedded! Harry Croydon joined Surya Narayan Saha on the latest Insurtech Story Podcast – exploring embedded micro insurance solutions reshaping the way people access protection, driven by innovative AI, IoT, and blockchain technologies. The result: affordable, on-demand insurance solutions that empower consumers in markets globally. Listen now: https://lnkd.in/eh9uuEyd #Insurtech #Insurance #Podcast #EmbeddedMicroInsurance #LossOfIncome #MICGlobal

📨 You receive an email saying you need to reset your password. Chances are, it’s a scam. Today, MiIdentity ScamSafe looks at password phishing, a common type of scam that attempts to access your personal accounts, for example your email account. 🎣 Here’s what to do if you suspect password phishing. – ➡ Ignore it. If you didn’t request a password reset link, don’t click it. ➡ Analyse the email. Often there are telltale signs such as spelling mistakes or unusual characters used within the From address. ➡ Visit your account directly to update your password. Regularly updating your strong password helps keep your account safer. – ✅ Be proactive in protecting your financial and identity data. MiIdentity is here to help. https://miidentity.in/ #CyberSecurity #CyberSecurityAwarenessMonth #Phishing #Scam #MiIdentity #ScamSafe #MICGlobal

What happens in Vegas... could turn into an innovative insurance partnership! Our Senior Vice President and General Manager – USA, Leon L. Peng , will be attending Money20/20 USA in Las Vegas, from Sunday afternoon, October 27th through Wednesday morning, October 30th. Contact Leon via his email: leon.peng@micglobal.com for a meet and greet to learn about our innovative and leading Loss of Income embedded micro insurance product. #Money2020 #Networking #Insurtech #EmbeddedMicroInsurance #LossOfIncome #MICGlobal

👋 We've arrived at #ICII2024 and would love to talk to you! Don't miss your chance to talk to Erik Jarrin Peters , our SVP – Americas, to discover more about embedded micro insurance and how MIC Global can help you support your customers in their time of need. Look out for him this week, or connect on LinkedIn to arrange a meeting. 🎤 Panel: The Landscape of Microinsurance: Bridging Gaps, Building Futures ➡️ When: Tuesday October 22, 2024, 11:00 NPT Erik will be joining industry experts to discuss the 2024 Landscape of Microinsurance Study, emerging trends in inclusive insurance, and closing the people protection gap. Erik looks forward to addressing the Latin America region as part of the panel. #InclusiveInsurance #Microinsurance #ProtectionGap #EmbeddedMicroInsurance #LossOfIncome #MICGlobal

🔍 Looking for the next step in your financial career? Join our growing finance team in Bengaluru as our Financial Controller. 🇮🇳 🔗 Apply today: https://lnkd.in/ezihwmx7 If you are an experienced financial professional that can drive results within finance departments, we want to hear from you! Why join us? ➡ Drive Financial Strategy: Lead the development of financial reports, implement controls, and collaborate with consultants to ensure regulatory compliance across all operational territories. ➡ Optimize Financial Operations: Manage cash flow, oversee financial transactions, and suggest system improvements to enhance accounting processes and internal controls. ➡ Lead and Develop the Finance Team: Supervise financial staff, collaborate with HR on recruitment and performance monitoring, and work closely with senior leaders to support company growth. Ready to bring your expertise to a fast-growing company and make your mark on our finance operations? Take the next step in your career today: 🔗 https://lnkd.in/ezihwmx7 MIC Global is a full stack embedded micro insurance company focused on closing global insurance protection gaps through innovative loss of income solutions. #FinanceJobs #JoinOurTeam #CareerOpportunity #Hiring #India #EmbeddedMicroInsurance #MICGlobal

Metric
Company Name	MIC Global	Allianz Trade	Aon plc	Iris Powered by Generali
Symbol			AON
MSH ID	COM:MICGLOBAL	COM:ALLIANZ-TRADE	COM:AON	COM:IRISIDENTITYPROTECTION
Market	PRIVATE	PRIVATE	STOCKS	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services	Financial Services & Finance
Industry	Insurance	Financial Services	Insurance - Brokers	Financial Technology
Country	GB		IE	US
Stage
Employee Count		5.00K	50K
Website	micglobal.com	allianz-trade.com	aon.com	irisidentityprotection.com
LinkedIn	micglobal		aon
Founders

Metric
Market Cap			64.23B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue			13.38B
Revenue (LTM)
Revenue (NTM)
Gross Profit			6.47B
EBITDA			3.79B
Operating Income			3.79B
Net Income			2.56B
EPS			12.60
Diluted EPS			12.51
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin			0.82
Operating Profit Margin			0.30
EBITDA Margin			0.28
Net Profit Margin			0.19
Return on Equity			2.36
Return on Assets			0.08
Return on Capital Employed			0.32

MICG

COM:MICGLOBAL

MIC Global

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio			23.15
P/B Ratio			-71.87
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio			5.48
EV Multiple			13.72

Metric
Days Sales Outstanding			88.79
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle			115.28
Cash Conversion Cycle			115.28
Asset Turnover			0.39

Metric
Operating Cash Flow			3.44B
Free Cash Flow			3.18B
Cash Flow to Debt			0.30
Operating Cash Flow/Sales			0.26
Free Cash Flow Yield			0.03

Metric
Cash & Equivalents			778M
Accounts Receivable			-188M
Inventory
Goodwill			8.41B
Debt to Capitalization			1.08
Debt to Assets			0.35
Current Ratio			1.00
Quick Ratio			1.31

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue			0.02
R&D to Revenue
SG&A to Revenue			0.10