Monzo is a British online bank based in London, England, offering full current accounts and financial services through a mobile app.

Gary Dolman

Jason Bates

Paul Rippon

Tom Blomfield

Jonas Huckestein

Monzo Bank Limited

Buxfer provides tools for personal finance, money management, expense tracking, and budgeting.

Buxfer

Emma provides financial management tools to help users manage their expenses, savings, and investments. The service allows users to track their finances, budget, and make payments, as self-described.

Emma

Finceler8 provides business development and sales acceleration services for Fintech companies aiming to engage with financial markets and institutions. It facilitates introductions and connections with key decision-makers while optimizing sales strategies.

Finceler8

At Monzo, we’re building a new kind of bank. One that lives on your smartphone and built for the way you live today. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better.



Y Combinator

Accel

Stripe

General Catalyst

Goodwater Capital

Thrive Capital

Octahedron Capital

Orange

Passion Capital

Abu Dhabi Growth Fund

Alanda Capital Management

Alpha Wave Ventures

Coatue

Tencent

Inshal Qamar

Monzo Bank

Not sure what’s felt longer, the wait for January payday or the next Traitors episode 😫

OFFICE BEHAVIOURS THAT ARE TRAITOR-ISH 

-asking “can we chat??” without saying why 
-not telling someone they're on mute and watching them silently talk 
-microwaving fish in the kitchen

How to tell if your colleague is obsessed with The Traitors:

- they get suspicious when you hand them a drink 
- they’re wearing heavy eye makeup and got a fringe 
- they say things like “that’s traitor-ish behaviour” 
- they’re obsessed with fizzy rosé

"Sorry I'm late, I was trying to find my wheelie bin" is a valid excuse today.

Sparing a thought for everyone with a January birthday 🫶

If Cousin Richie can get through service then you can get through to January Payday.

Metric
Company Name	Monzo Bank Limited	Buxfer	Emma	Finceler8
Symbol
MSH ID	COM:MONZO	COM:BUXFER	COM:EMMA-APP	COM:FINCELER8
Market	PRIVATE	PRIVATE	PRIVATE	PRIVATE
Sector	Banking	Financial Services & Finance	Financial Services & Finance	Commercial & Professional Services
Industry	Financial services	Finance	Financial Technology	Financial Services
Country	GB	US	GB	GB
Stage			Equity Crowdfunding
Employee Count	2.72K	1
Website	monzo.com	buxfer.com	emma-app.com	finceler8.com
LinkedIn	monzo-bank
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic	4.54M	125.11K	118.76K
Web Traffic Growth	-0.07	-0.07	0.74
Valuation
Raised Capital			4.37M

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:MONZO

Monzo Bank Limited

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue