N26 is a German neobank that provides mobile banking services. It offers a free basic current account and a debit card, with additional products and premium accounts available for a fee. N26 operates in various European countries and is known for its transparency, simplicity, and innovative features.

N26 Bank AG

Scalable Capital is a leading investment platform in Europe, providing access to the capital market through smart technologies, ease of use, and low costs. They offer digital asset management services through Scalable Wealth and independent trading through Scalable Broker, making investing and trading easy and convenient for a wide range of investors.

Erik Podzuweit

Simon Miller

Florian Prucker

Stefan Mittnik

Scalable Capital

Berlin Startup Jobs is a job platform that connects startups and established tech companies in Berlin with job seekers. The platform offers job listings in various categories including IT, marketing, sales, and internships.

Berlin Startup Jobs

Climate Impact Capital (CIC) is an impact investing firm focused on the mitigation and adaptation to climate change through an innovation model for the advancement of energy, food, and water solutions.

Climate Impact Capital

N26 Brasil

N26 AG is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. To date, it has welcomed more than 8 million customers in 24 markets, and processes over 100bn EUR in transactions a year. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.Social media imprint and privacy policy: https://n26.com/en-de/social-media-imprint-and-privacy-policy

Metric
Company Name	N26 Bank AG	Scalable Capital	Berlin Startup Jobs	Climate Impact Capital
Symbol
MSH ID	COM:N26	CAPITAL:SCALABLE	COM:BERLINSTARTUPJOBS	COM:CLIMATEIMPACTCAPITAL
Market	PRIVATE	PRIVATE	PRIVATE	PRIVATE
Sector	Banking	Financial Services & Finance	Commercial & Professional Services	Financial Services & Finance
Industry	Financial services	Financial Services	Employment Services	Investment Management
Country	DE	DE	DE	US
Stage
Employee Count	1.00K	483
Website	n26.com	scalable.capital	berlinstartupjobs.com	climateimpactcapital.com
LinkedIn	n26	scalable-capital
Founders

Metric
Market Cap	10.78B
Enterprise Value
Monthly Web Traffic	5.57M
Web Traffic Growth	-0.05
Valuation
Raised Capital

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score	50.26
28-Day Growth Score	83.73
90-Day Growth Score	86.58
365-Day Growth Score	71.26

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:N26

N26 Bank AG

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue