Nelnet, Inc. engages in loan servicing, communications, education technology, services, and payment processing businesses worldwide. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer service, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also provides student loan servicing software; business process outsourcing services specialized in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels. The Education Technology, Services, and Payment Processing segment offers financial management services; school information system software; website design and cost effective admissions software; FACTS Giving, a donation platform; and customized professional development and coaching services, educational instruction services, and technology products that aid in teacher and student evaluations. It also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; faith community engagement, giving management, and learning management services and technologies; and an integrated commerce payment platform, financial management, and tuition payment plan services, as well as a school management platform that provides administrative, information management, financial management, and communication functions for K-12 schools. The Communications segment provides fiber optic service to homes and businesses for internet, television, and telephone services. The Asset Generation and Management segment acquires, manages, and owns loan assets. The Nelnet Bank segment operates internet industrial banks. The company was founded in 1978 and is headquartered in Lincoln, Nebraska.

Nelnet, Inc.

Vanco provides payment processing and financial technology solutions for educational institutions, focusing on school payments, cafeteria services, and administrative tools.

Vanco

Nelnet provides student loan servicing for federal and commercial student loans.

Metric
Company Name	Nelnet, Inc.	Vanco
Symbol	NNI
MSH ID	COM:NELNET	COM:CONNEXEO
Market	STOCKS	PRIVATE
Sector	Financial Services	Financial Services & Finance
Industry	Financial - Credit Services	Financial Technology
Country	US	US
Stage
Employee Count	7.55K
Website	nelnet.com	connexeo.com
LinkedIn
Founders

Metric
Market Cap	3.72B
Enterprise Value
Monthly Web Traffic	2.22M
Web Traffic Growth	-0.04
Valuation
Raised Capital

Metric
Revenue	2.13B
Revenue (LTM)
Revenue (NTM)
Gross Profit	1.83B
EBITDA	1.09B
Operating Income	1.01B
Net Income	91.53M
EPS	2.39
Diluted EPS	2.39
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.80
Operating Profit Margin	0.36
EBITDA Margin	0.51
Net Profit Margin	0.11
Return on Equity	0.05
Return on Assets	0.01
Return on Capital Employed	0.05

COM:NELNET

Nelnet

Last Close

105.92

22/11 21:00

Market Cap

3.72B

Beta: -

Volume Today

45.99K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	25.37
P/B Ratio	1.01
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.81
EV Multiple	3.33

Metric
Days Sales Outstanding	65.64
Days Payables Outstanding	30.28
Days Inventory Outstanding
Operating Cycle	6.49K
Cash Conversion Cycle	6.49K
Asset Turnover	0.13

Metric
Operating Cash Flow	432.90M
Free Cash Flow	358.85M
Cash Flow to Debt	0.06
Operating Cash Flow/Sales	0.33
Free Cash Flow Yield	0.09

Metric
Cash & Equivalents	1.03B
Accounts Receivable	45.86M
Inventory
Goodwill	158.03M
Debt to Capitalization	0.78
Debt to Assets	0.70
Current Ratio	17.06
Quick Ratio	21.29

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02
R&D to Revenue
SG&A to Revenue	0.58