Newtek Business Services Corp. is a business development company specializing in providing financial and business services to the small-and medium-sized business market in the United States. The firm also seeks to invest in early stage businesses. The firm seeks to makes both debt and equity investments. Under debt investments, it focuses on first lien loans, which have terms of 1 to 25 years; second lien loans, which have terms of 5 to 25 years, and unsecured loans, which are provided to meet short-term funding needs and are repaid within 6 to 12 months. It operates through Electronic Payment Processing, Managed Technology Solutions, Small Business Finance, and Capcos segments. The company originates small business administration loans for the purpose of acquiring commercial real estate, machinery, equipment, and inventory, as well as to refinance debt and fund franchises, working capital, and business acquisitions; and offers small business loan servicing and consulting services to the Federal Deposit Insurance Corporation and various other financial institutions, as well as provides management services. Its electronic payment processing services include credit and debit card processing, check approval, ancillary processing equipment and software to merchants, eCommerce, electronic solutions to accept non-cash payments, check conversion, remote deposit capture, ACH processing, and electronic gift and loyalty card programs. The company also provides Website hosting, dedicated server, and cloud hosting services; Web design and development; Internet marketing; data storage and backup and other related services; and ecommerce services, such as payment processing, online shopping cart tools, Website design and Web related services; Accounts Receivable Financing, and The Secure Gateway. In addition, it offers Newtek Advantage, a mobile, real-time operating platform enabling a business to access data on a smartphone, tablet, laptop, or PC for eCommerce, credit/debit transactions, Website statistics, payroll, insurance, and business loans. Further, the company sells personal, commercial, and health/benefits lines of insurance products; and payroll management processing and employee tax filing services. It has strategic alliances with American International Group, CTAA, Navy Federal Credit Union, Credit Union National Association, Pershing, and others to provide agent services to small business clients. The firm seeks to invest in New York and Louisiana area. The firm seeks to invest $0.3 million to $3 million in businesses. It provides small business terms loans ranging from $0.05 million to $10 million. The firm also provides account receivable financing ranging from $0.05 million to $1.5 million. It also provides $0.05 million to $10 million financing to owner occupied real estate businesses whose average net income over the last 2 years must not exceed $2.5 million. Newtek Business Services Corp.,was founded in 1998 and converted to a BDC company in 2014 and is headquartered in Boca Raton, Florida with additional offices in Lake Success, New York, Garden City, New York; Miami, Florida; Milwaukee, Wisconsin; New Orleans, Louisiana; and New York, New York.

Newtek Business Services Corp.

NewtekOne provides a range of business solutions including lending, payment processing, insurance, payroll, and technology services. The company assists businesses from small to enterprise in achieving growth and efficiency.

Metric
Company Name	Newtek Business Services Corp.
Symbol	NEWT
MSH ID	COM:NEWTEKONE
Market	STOCKS
Sector	Financial Services
Industry	Asset Management
Country	US
Stage
Employee Count	559
Website	newtekone.com
LinkedIn
Founders

Metric
Market Cap	324.75M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	188.13M
Revenue (LTM)
Revenue (NTM)
Gross Profit	175.81M
EBITDA	131.31M
Operating Income	128.43M
Net Income	42.97M
EPS	1.71
Diluted EPS	1.71
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.82
Operating Profit Margin	0.50
EBITDA Margin	0.70
Net Profit Margin	0.23
Return on Equity	0.18
Return on Assets	0.03
Return on Capital Employed	0.07

COM:NEWTEKONE

NewtekOne

Last Close

14.08

22/11 21:00

Market Cap

324.75M

Beta: -

Volume Today

118.02K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	11.33
P/B Ratio	1.31
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.62
EV Multiple	-6.15

Metric
Days Sales Outstanding	145.97
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle	121.99
Cash Conversion Cycle	121.99
Asset Turnover	0.17

Metric
Operating Cash Flow	-169.22M
Free Cash Flow	-169.22M
Cash Flow to Debt	0.08
Operating Cash Flow/Sales	0.37
Free Cash Flow Yield	-0.18

Metric
Cash & Equivalents	184.01M
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization	0.82
Debt to Assets	0.48
Current Ratio	1.26
Quick Ratio	26.40

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	-0.04
R&D to Revenue
SG&A to Revenue	0.45