Payactiv offers a Financial Wellness platform that provides Earned Wage Access and various financial tools to help employees manage their finances. The platform aims to help users access wages as they earn them and mitigate financial vulnerability.

Payactiv

Computop is a payment service provider that offers solutions for various sales channels, including E-commerce, mobile commerce, and point of sale transactions. It enables businesses to handle payments across multiple platforms efficiently.

Computop

Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.

Metric
Company Name	Payactiv	Computop	Dave Inc.
Symbol			DAVE
MSH ID	COM:PAYACTIV	COM:COMPUTOP	COM:DAVE
Market	PRIVATE	PRIVATE	STOCKS
Sector	Financial Services & Finance	Financial Services & Finance	Technology
Industry	Fintech	Financial Technology	Software - Application
Country	US	DE	US
Stage
Employee Count	251	51	285
Website	payactiv.com	computop.com	dave.com
LinkedIn		computop
Founders

Metric
Market Cap			429.68M
Enterprise Value
Monthly Web Traffic	329.07K	10.06K	1.97M
Web Traffic Growth	-0.20	-0.49	0.45
Valuation
Raised Capital			50M

Metric
Revenue			259.09M
Revenue (LTM)
Revenue (NTM)
Gross Profit			135.26M
EBITDA			-36.66M
Operating Income			-42.20M
Net Income			-48.52M
EPS			-4.07
Diluted EPS			-4.07
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin			0.80
Operating Profit Margin			-0.37
EBITDA Margin			-0.14
Net Profit Margin			0.10
Return on Equity			0.26
Return on Assets			0.12
Return on Capital Employed			-0.50

COM:PAYACTIV

Payactiv

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio			-3.77
P/B Ratio			3.34
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio			2.50
EV Multiple			58.09

Metric
Days Sales Outstanding			144.37
Days Payables Outstanding			111.74
Days Inventory Outstanding
Operating Cycle			159.53
Cash Conversion Cycle			126.40
Asset Turnover			1.18

Metric
Operating Cash Flow			33.75M
Free Cash Flow			25.17M
Cash Flow to Debt			56.16
Operating Cash Flow/Sales			0.26
Free Cash Flow Yield			0.02

Metric
Cash & Equivalents			41.76M
Accounts Receivable			-4.08M
Inventory
Goodwill
Debt to Capitalization			0.67
Debt to Assets			0.61
Current Ratio			7.98
Quick Ratio			10.50

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue			0.11
R&D to Revenue
SG&A to Revenue			0.38