PhonePe is an Indian digital payments and financial services company that provides a mobile payment app. It was launched in August 2016 and is headquartered in Bengaluru, Karnataka.

Rahul Chari

Sameer Nigam

Burzin Engineer

PhonePe

Paytm mLoyal offers customer loyalty program solutions, including CRM tools and data-driven technology for managing customer engagement and loyalty rewards. It enables brands to create and host loyalty programs integrated with various channels.

Paytm mLoyal

Digital Payments Group provides a card issuing platform that includes secure transaction processing, tokenized payments, and white labeled account servicing. self-described as working with market players to create innovative payment solutions.

Digital Payments Group

Finin is a digital banking platform that provides financial services and products to customers in India.

Finin

PhonePe Support

PhonePe Insurance Broking

PhonePe was founded in December 2015 and has emerged as India’s largest payments app, enabling digital inclusion for consumers and merchants alike. With 48 crore (480 Million) registered users, one in four Indians are now on PhonePe. The company has also successfully digitized 3.6 crore (36 Million) offline merchants spread across Tier 2,3,4 and beyond, covering 99% of the postal codes across India. PhonePe is also the leader in Bharat Bill Pay System (BBPS), processing over 45% of the transactions on the BBPS platform. PhonePe forayed into financial services in 2017, providing users with safe and convenient investing options on its platform. Since then, the company has introduced several Mutual Funds and Insurance products that offer every Indian an equal opportunity to unlock the flow of money and access to services. PhonePe was recently recognized as the Most Trusted Brand for Digital Payments as per the Brand Trust Report 2023 by Trust Research Advisory (TRA).

Metric
Company Name	PhonePe	Paytm mLoyal	Digital Payments Group	Finin
Symbol
MSH ID	COM:PHONEPE	COM:PAYTMMLOYAL	GROUP:DIGITALPAYMENTS	IN:FININ
Market	PRIVATE	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Commercial & Professional Services	Financial Services & Finance	Financial Services & Finance
Industry	Financial Technology	Marketing and Advertising	Financial Technology	Digital Banking
Country	IN	IN	GB	IN
Stage	Private Equity Round			Seed
Employee Count	12.38K
Website	phonepe.com	paytmmloyal.com	digitalpayments.group	finin.in
LinkedIn	phonepe-internet	mobiquest-mobile-technologies-pvt-ltd
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic	18.19M	426	497
Web Traffic Growth	-0.26	0.61	-0.31
Valuation
Raised Capital	100M

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Revenue
Revenue (LTM)
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Revenue 2026

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Revenue Growth (NTM)
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EBITDA Growth (LTM)
Net Income Growth (LTM)
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365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:PHONEPE

PhonePe

Company Overview

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Rule of 40 (LTM)
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Stock Comp to Revenue
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SG&A to Revenue