Pivot Financial is The Entrepreneur's Bank!   We are a leading provider of cash flow solutions to small and medium-sized businesses and we pride ourselves on our ability to quickly assess your situation and provide a fast, flexible solution to meet your individual needs.

Today many good businesses do not meet the stringent lending criteria of chartered banks, or cannot wait for lengthy approvals. Crises may force growing businesses to focus on their cash problems and settle for unsatisfactory short-term solutions including the sale of equity, loss of ownership and/or control, unwanted obligations or debt, or even stymied growth. In these and other situations we can provide a fast, debt free solution, acting as a financial bridge between your current position and where you could be, with the right support. 

Pivot Financial's services include Factoring, Purchase Order Financing, Supplier Credit Financing, Leasing and other creative solutions. Our philosophy is simple; 100% transparency. There will never be any minimum contract terms, sales requirements, hidden charges, or extra fees!

Pivot Financial

We’re pleased to have Steven Matheson join us as Senior Vice President at Pivot Financial. Steve brings over 35 years of experience in the financial services industry to the role, including 24 years in executive leadership roles at HSBC Bank Canada. Welcome Steve, we’re delighted to have you join our growing team! 

TIMIA Capital Corporation is a leading innovator in specialty private credit, focusing on providing creative financing solutions for small and medium-sized businesses. The company has recently acquired Pivot Financial, a Canadian-based private lender, to expand its lending profile and accelerate its growth.

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TIMIA Capital Corporation

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