Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit, as well as provides credit cards for consumers and businesses. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance agency services primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. It serves individuals, small to medium-sized businesses, and professional entities. As of December 31, 2020, the company operated 114 offices, including 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.

Pinnacle Financial Partners, Inc.

Pinnacle Financial Partners offers financial services including personal and business finance, wealth management, and related products and services.

Metric
Company Name	Pinnacle Financial Partners, Inc.
Symbol	PNFP
MSH ID	COM:PNFP
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	3.39K
Website	pnfp.com
LinkedIn
Founders

Metric
Market Cap	6.19B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	2.62B
Revenue (LTM)
Revenue (NTM)
Gross Profit	2.61B
EBITDA	7.09M
Operating Income	-33.50M
Net Income	562.15M
EPS	7.20
Diluted EPS	7.14
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.11
Operating Profit Margin	0.40
EBITDA Margin	0.00
Net Profit Margin	0.29
Return on Equity	0.10
Return on Assets	0.01
Return on Capital Employed	0.03

COM:PNFP

Pinnacle Financial Partners

Last Close

122.46

22/11 21:00

Market Cap

6.19B

Beta: -

Volume Today

465.21K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	10.28
P/B Ratio	1.07
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	3.31
EV Multiple	49.37

Metric
Days Sales Outstanding	40.25
Days Payables Outstanding
Days Inventory Outstanding	4.08K
Operating Cycle	4.11K
Cash Conversion Cycle	4.19K
Asset Turnover	0.06

Metric
Operating Cash Flow	521.41M
Free Cash Flow	199.16M
Cash Flow to Debt	0.21
Operating Cash Flow/Sales	0.23
Free Cash Flow Yield	0.05

Metric
Cash & Equivalents	2.14B
Accounts Receivable
Inventory	98.00M
Goodwill	1.85B
Debt to Capitalization	0.32
Debt to Assets	0.05
Current Ratio	106.40
Quick Ratio	0.88

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02
R&D to Revenue
SG&A to Revenue	0.33