Prism Data provides financial data analysis services, transforming raw transaction data into categorized insights for financial institutions.

Prism Data

Prism Data translates raw deposit data into actionable insights and scores, powering cash flow underwriting, fraud detection, income verification, and more. 

Prism’s advanced open banking infrastructure and innovative suite of products, including the market-leading CashScore®, makes it easy for clients to get the most out of financial transaction data, accelerating roadmaps, reducing risk, and enabling new opportunities. 

Prism Data was developed over the course of nearly a decade and $2B in credit originations, resulting in maturity, reliability, compliance, and predictive-power unrivaled in the market today. 

We’re excited to be partnering with ideas42 on this great initiative to grow our work in helping millions of consumers build and protect their credit so that they can access wealth building opportunities and improve their financial health. Thanks to JPMorganChase for their support of the C:EO Project.

Full announcement:
https://lnkd.in/g_i9ufCD

We could not be more excited to partner with the team at Stratyfy to enable smarter, more inclusive credit decisioning using cash flow. Check out our press release to learn more!

When implemented correctly, cash flow underwriting produces a significant ROI for lenders while also advancing regulatory priorities and complying with all applicable laws and regulations.

Around this time last year Prism Data spun out of Petal to form an independent company. With U.S. open banking around the corner, and adoption of cash flow underwriting happening everywhere you look, we could not be more excited about what we've accomplished in Year 1 and what's in store for the years to come!

Cash flow underwriting is the future of credit scoring - and adoption is happening quickly. If you're looking for reasons to jump on the bandwagon, here's five!

If you're at #FintechMeetup, join us TODAY @ 11 AM PT for an insightful panel discussion featuring our very own President, Erin Allard, alongside a lineup of industry experts. 

The topic? The crucial role of cash flow underwriting in revolutionizing the lending landscape. You'll gain valuable insights on how leveraging cash flow data can help you:

✅ Expand approvals
✅ Reduce losses
✅ Streamline your lending process
✅ And much more!

Don't miss this opportunity to stay ahead of the curve and discover how cash flow underwriting can transform your lending strategies. 🔍💡

#CashFlowUnderwriting #riskmanagement  #fintechmeetup2024

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Prism Data