Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

John F. Dryden

Prudential Financial, Inc.

BNP Paribas is a European banking group that provides corporate and institutional banking, commercial and personal banking services, as well as investment and protection services.

BNP Paribas

Crédit Agricole Personal Finance & Mobility is a consumer finance and mobility provider, self-described as working every day in the interest of its customers, business partners, and society.

Crédit Agricole Personal Finance & Mobility

Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.

Synovus Financial Corp.

Prudential provides insurance, investment, and retirement solutions to individuals and businesses.

Prudential

PGIM Ireland

Prudential Seguros S.A.

PGIM

Prudential Financial (NYSE:PRU) was founded on the belief that financial security should be within reach for everyone, and for over 140 years, we have helped our customers reach their potential and tackle life's challenges for now and future generations to come. Today, we are one of the world’s largest financial services institutions, offering individual and institutional clients a wide array of financial products and services. With operations in the United States, Asia, Europe and Latin America, we are known for delivering on our promises to our customers, and are recognized as a trusted brand and one of the world’s most admired companies. We also have one of the most recognized and trusted brand symbols: The Rock®, an icon of strength, stability, expertise and innovation.  We measure our long-term success on our ability to deliver value for shareholders, meet customer needs, and attract and develop the best talent in our industry. We offer an inclusive work environment where employees can develop to their full potential, and give back to the communities where we live and work. (Pru.us/disclaimer)

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Alexforbes

Prudential Financial

🏀 It was a great day for all who took part in our Rutgers University Youth Basketball Clinic! 🏀  
 
These young athletes had an incredible time learning new skills, making friends, and having a blast on the court with members of the Rutgers men’s and women’s basketball team.
 
We’re proud to return as the presenting partner of Rutgers Basketball. Looking forward to a great season. #futurestars #community #TheKnighthood  Rutgers University  Rutgers University - Newark

Life stages as we know them will be radically redefined for younger generations. Gen Z is expected to live to be 100. How can we support the younger generation today to help ensure they live a better life longer?  
https://on.pru/3yy0PdE

Prudential is proud to sponsor the 2024 ALPFA Convention & Expo in Las Vegas! If you are attending the convention, we look forward to networking with you and discussing how we can support you in your career journey.
At Prudential and PGIM, you can.

#Prudential #PGIM #atprudentialyoucan #atpgimyoucan

Prudential Financial, Inc. Prudential is an equal opportunity employer (veterans/disability). EEO is the law.

Interested in interning for a company that is purpose-driven and focused on igniting change? This summer, our return interns shared one word to describe what excited them the most about returning with us. Search our internships today at https://on.pru/4dayGZp

Today we reported our second quarter 2024 results. Learn more: 

https://lnkd.in/esUEYnkk

 

Alt: Q2 Highlights, Prudential Financial, updated August 2024

Key Financials

$3.39 after-tax adjusted earnings per share (see note 1)

$1.2 billion after-tax adjusted operating income (see note 1)

$1.2 billion net income

$1.5 trillion assets under management (see note 2)

$98.42 adjusted book value per share (see note 1)

$4.4 billion highly liquid assets

 

Note 1: This metric is not calculated based on accounting principles accepted in the U.S. (GAAP). For additional information about these non-GAAP measures and the comparable GAAP measures, including reconciliation between the comparable measures, please visit our website at https://lnkd.in/ePyaHaGj.

Note 2: As of June 30, 2024.

30% of people who are 65 today will live until at least 90. Retirees today are living longer than ever before. It’s never too early to start protecting your life’s work. https://lnkd.in/ehzDEdu6

Metric
Company Name	Prudential Financial, Inc.	BNP Paribas	Crédit Agricole Personal Finance & Mobility	Synovus Financial Corp.
Symbol	PRU			SNV
MSH ID	COM:PRUDENTIAL	BNPPARIBAS:GROUP	COM:CA-PERSONALFINANCEMOBILITY	COM:SYNOVUS
Market	STOCKS	PRIVATE	PRIVATE	STOCKS
Sector	Financial Services	Financial Services & Finance	Financial Services & Finance	Financial Services
Industry	Insurance - Life	Banking	Consumer Finance	Banks - Regional
Country	US	FR	FR	US
Stage				Post-IPO Debt
Employee Count	40.37K			4.73K
Website	prudential.com	group.bnpparibas	ca-personalfinancemobility.com/en	synovus.com
LinkedIn	prudential-financial		credit-agricole-personal-finance-mobility
Founders

Metric
Market Cap	43.22B			5.96B
Enterprise Value
Monthly Web Traffic		606.06K	106	930.25K
Web Traffic Growth		0.04		-0.11
Valuation
Raised Capital				500M

Metric
Revenue	54.27B	2.03B
Revenue (LTM)
Revenue (NTM)
Gross Profit	54.27B	1.71B
EBITDA	-116M	2.69B
Operating Income	-116M	858.67M
Net Income	2.49B	543.71M
EPS	6.76	3.46
Diluted EPS	6.74	3.46
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.02	0.93
Operating Profit Margin	0.04	0.42
EBITDA Margin	-0.00	1.33
Net Profit Margin	0.05	0.27
Return on Equity	0.10	0.11
Return on Assets	0.00	0.01
Return on Capital Employed	0.00	0.02

COM:PRUDENTIAL

Prudential

Last Close

126.26

22/11 21:00

Market Cap

43.22B

Beta: -

Volume Today

1.03M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	60.48	7.65
P/B Ratio	1.45	1.14
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	0.79	2.94
EV Multiple	24.11	8.97

Metric
Days Sales Outstanding	7.99
Days Payables Outstanding
Days Inventory Outstanding	11.10K
Operating Cycle	11.27K
Cash Conversion Cycle	16.25K
Asset Turnover	0.09	0.04

Metric
Operating Cash Flow	6.51B	937.35M
Free Cash Flow	6.51B	905.14M
Cash Flow to Debt	0.38	0.65
Operating Cash Flow/Sales	0.18	0.62
Free Cash Flow Yield	0.13	0.33

Metric
Cash & Equivalents	19.42B	2.41B
Accounts Receivable
Inventory	-396.67B	-1.21B
Goodwill	1.07B	480.44M
Debt to Capitalization	0.50	0.32
Debt to Assets	0.03	0.05
Current Ratio	3.52	4.80K
Quick Ratio	22.23	3.62K

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.01
R&D to Revenue
SG&A to Revenue	0.25	0.34