Sallie Mae provides education loans and college planning resources, as well as online banking services. It offers various types of student loans for undergraduate and graduate studies.

Sallie Mae

Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.

Synovus Financial Corp.

CHANCEN eG provides a fair and solidarity-based financing model for studies, where repayments depend on income after graduation. It also supports investors in a sustainable education financing approach.

Metric
Company Name	Sallie Mae	Synovus Financial Corp.	CHANCEN eG
Symbol		SNV
MSH ID	COM:SALLIEMAE	COM:SYNOVUS	DE:CHANCEN-EG
Market	PRIVATE	STOCKS	PRIVATE
Sector	Financial Services & Finance	Financial Services	Consumer Services
Industry	Education Finance	Banks - Regional	Education Financing
Country	US	US	DE
Stage		Post-IPO Debt
Employee Count	1.00K	4.73K
Website	salliemae.com	synovus.com	chancen-eg.de
LinkedIn			chancen-eg
Founders

Metric
Market Cap		5.96B
Enterprise Value
Monthly Web Traffic	2.68M	930.25K
Web Traffic Growth	0.25	-0.11
Valuation
Raised Capital		500M

Metric
Revenue		2.03B
Revenue (LTM)
Revenue (NTM)
Gross Profit		1.71B
EBITDA		2.69B
Operating Income		858.67M
Net Income		543.71M
EPS		3.46
Diluted EPS		3.46
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		0.93
Operating Profit Margin		0.42
EBITDA Margin		1.33
Net Profit Margin		0.27
Return on Equity		0.11
Return on Assets		0.01
Return on Capital Employed		0.02

COM:SALLIEMAE

Sallie Mae

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		7.65
P/B Ratio		1.14
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		2.94
EV Multiple		8.97

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover		0.04

Metric
Operating Cash Flow		937.35M
Free Cash Flow		905.14M
Cash Flow to Debt		0.65
Operating Cash Flow/Sales		0.62
Free Cash Flow Yield		0.33

Metric
Cash & Equivalents		2.41B
Accounts Receivable
Inventory		-1.21B
Goodwill		480.44M
Debt to Capitalization		0.32
Debt to Assets		0.05
Current Ratio		4.80K
Quick Ratio		3.62K

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.01
R&D to Revenue
SG&A to Revenue		0.34