Santander Digital Services is involved in providing digital solutions and services; self-described as making a positive impact in the tech space.

Santander Digital Services

Itaú Unibanco Holding S.A. offers a range of financial products and services to individuals and corporate customers in Brazil and internationally. The company operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market and Corporation. It offers various deposit products, as well as loans and credit cards; investment and commercial banking services; real estate lending services; financing and investment services; and leasing and foreign exchange services. The company also provides property and casualty insurance products covering loss, damage, or liabilities for assets or persons, as well as life insurance products covering death and personal accident; and reinsurance products. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

Itaú Unibanco Holding S.A.

Crédit Mutuel is a cooperative bank that offers a range of financial services including retail banking, insurance, asset management, and investment banking. It serves millions of clients, providing financial expertise and support.

Metric
Company Name	Santander Digital Services	Itaú Unibanco Holding S.A.	Crédit Mutuel
Symbol		ITUB
MSH ID	COM:SANTANDERDIGITALSERVICES	BR:COM:ITAU	COM:CREDITMUTUEL
Market	PRIVATE	STOCKS	PRIVATE
Sector	Technology	Financial Services	Financial Services & Finance
Industry	Financial Services	Banks - Regional	Banking
Country	ES	BR	FR
Stage
Employee Count		99.60K
Website	santanderdigitalservices.com	itau.com.br	creditmutuel.com
LinkedIn		itau
Founders

Metric
Market Cap		60.77B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue		56.83B
Revenue (LTM)
Revenue (NTM)
Gross Profit		56.83B
EBITDA		1.10B
Operating Income		24.40M
Net Income		5.46B
EPS		0.56
Diluted EPS		0.55
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		1
Operating Profit Margin		0.40
EBITDA Margin		0.02
Net Profit Margin		0.18
Return on Equity		0.20
Return on Assets		0.01
Return on Capital Employed		0.05

COM:SANTANDERDIGITALSERVICES

Santander Digital Services

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		10.20
P/B Ratio		1.77
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		1.72
EV Multiple		4.46

Metric
Days Sales Outstanding		211.68
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover		0.09

Metric
Operating Cash Flow		19.28B
Free Cash Flow		17.76B
Cash Flow to Debt		0.51
Operating Cash Flow/Sales		0.81
Free Cash Flow Yield		0.29

Metric
Cash & Equivalents		-29.25B
Accounts Receivable
Inventory
Goodwill		1.29B
Debt to Capitalization		0.82
Debt to Assets		0.18
Current Ratio		2.42
Quick Ratio		30.45

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.00
R&D to Revenue
SG&A to Revenue		0.35