SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. It serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

SBFC Finance Limited

SBFC is a financial services company that provides loans to entrepreneurs and owners of micro, small and medium-sized enterprises in India.

SBFC

SBFC Finance Limited headquartered in Mumbai, is a new-age financial services institution focused on providing credit to small businesses and consumers.  Founded in 2017, SBFC acquired the retail lending book along with the existing infrastructure, branch network and employee team of Karvy Financial Services Limited. Backed by an equity infusion of ₹ 845 crores ($ 130 million) from PE investors Lyra Partners and Arpwood Partners, SBFC aims grab the unique opportunity of financing 50 million small business through technology adoption.

The company is led by former HDFC Bank senior executive Aseem Dhru as CEO and former Kotak Mahindra Bank senior executive Mahesh Dayani as Chief Business Officer. The company would leverage their experience in ramping up the retail loan book, maintaining strong underwriting practices and in technology adoption.

Amansa Capital

Lyra Growth Partners

Clermont Group

Arpwood Capital

SBFC Finance Limited 

In need of quick funds? Visit your nearest SBFC branch or click on the link to avail gold loans instantly!
https://lnkd.in/d39-cCTm

#SBFC #LoansMadeEasy #GoldLoans

Have you been dreaming of taking your business to new heights? Worry not, SBFC will help you turn your dreams to reality.
Click on the link to apply now.
https://lnkd.in/dTt96b47

#SBFC #LoansMadeEasy

As promised, SBFC did a beach clean up drive today. We at SBFC are determined to make the world a better place one day at a time! 
Here are a few moments of today! More to follow..

#SBFC #LoansMadeEasy #BeachCleanUpDrive

Mancherial is a city and headquarters of the Mancherial district of the state of Telangana. It is both the district and administrative headquarters of Mancherial mandal in the Mancherial revenue division. It is located on the north banks of the Godavari River. We have opened a new branch here to support businesses and individuals by providing Gold and MSME loans. Mancherial, known for its historical charm and modern development, boasts a robust economy driven by diverse enterprises, educational institutions, and healthcare facilities. The town benefits from essential infrastructure, connectivity, and various government initiatives promoting growth. Renowned for its agricultural output, Mancherial supplies essential produce to the region, with lush green spaces enhancing its eco-friendly environment. Join us at our branch to explore how SBFC can help you achieve your financial goals.
Mancherial is SBFC’s 181st branch and 21st in the state of Telangana.
Thank you, Mancherial, for welcoming us into your vibrant community. Let's grow together!
 
#SBFC #LoansMadeEasy

Wishing you a divine and blissful Jagannath Puri Rath Yatra. May the Lord's chariot of happiness roll into your life!

#SBFC #LoansMadeEasy #RathYatra

Looking for an MSME loan? SBFC offers quick approvals with flexible terms. Get the funding you need today!
Click on the link to apply now!
https://lnkd.in/dTt96b47

#SBFC #LoansMadeEasy #MSME

Metric
Company Name	SBFC Finance Limited
Symbol	SBFC
MSH ID	COM:SBFC
Market	STOCKS
Sector	Financial Services
Industry	Financial - Credit Services
Country	IN
Stage
Employee Count	3.76K
Website	sbfc.com
LinkedIn	sbfc-india
Founders

Metric
Market Cap	1.04B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	79.02M
Revenue (LTM)
Revenue (NTM)
Gross Profit	79.02M
EBITDA	-5.55M
Operating Income	42.88M
Net Income	27.99M
EPS	0.03
Diluted EPS	0.03
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.55
Operating Profit Margin	0.39
EBITDA Margin	-0.07
Net Profit Margin	0.25
Return on Equity	0.11
Return on Assets	0.04
Return on Capital Employed	0.06

SBFC

COM:SBFC

SBFC

Last Close

84.86

14/02 09:59

Market Cap

87.93B

Beta: -

Volume Today

141.99K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	41.74
P/B Ratio	3.21
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	10.24
EV Multiple	16.94

Metric
Days Sales Outstanding	8.10
Days Payables Outstanding
Days Inventory Outstanding	4.94K
Operating Cycle	4.94K
Cash Conversion Cycle	4.93K
Asset Turnover	0.15

Metric
Operating Cash Flow	-136.38M
Free Cash Flow	-137.78M
Cash Flow to Debt	0.04
Operating Cash Flow/Sales	0.16
Free Cash Flow Yield	-0.01

Metric
Cash & Equivalents	57.49M
Accounts Receivable	-910.02K
Inventory
Goodwill	30.74M
Debt to Capitalization	0.60
Debt to Assets	0.55
Current Ratio
Quick Ratio	86.93

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.00
R&D to Revenue
SG&A to Revenue	0.01