Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; annuity products comprising single and flexible premium deferred annuities, and immediate annuities; and diver's accident policies. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its Cemetery and Mortuary segment operates eleven mortuaries and five cemeteries in Utah; one cemetery in California; and four mortuaries and one cemetery in New Mexico. This segment also offers plots, interment vaults, mausoleum crypts, markers, caskets, urns, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing. The company's Mortgages segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Nevada, Texas, and Utah. It offers residential mortgage lending services to real estate brokers and builders, as well as directly with consumers. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.

Security National Financial Corporation

NorthStar Memorial Group provides funeral, cemetery, cremation and memorialization services. The company is self-described as comprising the nation’s finest such locations.

NorthStar Memorial Group

Security National Financial Corporation is involved in life insurance, funeral service, and mortgage loans. The services are separate yet interconnected, contributing to the company's values and goals.

Financial Services

SecurityNational Mortgage Company

Insurance

Security National Life Insurance Company

Technology, Information and Internet

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SNLHardMoney.com

Security National Financial Corporation | 1,974 followers on LinkedIn. Security National Financial Corporation and its wholly owned subsidiaries operate in three main business segments: life insurance, cemetery and mortuary, and mortgage loans. More info at www.securitynational.com.

The design and structure of our company is that each segment is related to the others, and contributes to the profitability of the whole.

Manager at Mellow Mushroom Franklin TN

Dewayne Stone

Rodney Mather

CEO | Public Company Board Director | Venture Scout | Fintech

Alexandra Mysoor

Warren Little

We are glad to have you here Jennaba Clarkson ! 😊 #snf #snfccares #togethersnfc

Welcome to the team Bette Moody ! 🎉 😊 #snf #snfccares #togethersnfc

"Extreme gratitude is an understatement for what I feel for SNMC. This company took me in as an assistant straight out of college, and has since blossomed into a promising lifelong career. My fellow colleagues, the executives in charge and the general love you feel from SNMC as a whole, are what make this company such an incredible company to work for. I am forever grateful to SNMC. Here’s to many more years!" Thank you for your 5 years of service, Colton Mannella ! #snfcfamily #snfccares #snfc #wearesnfc #togethersnfc

"My time at Security National has flown by in the blink of an eye. When I started with SNMC it didn’t take me long to realize I was home. In an industry of constant change I was able to find stability and a mentor that is irreplaceable. The leadership of Joel Harward and Dave Pettit challenged me and gave me every opportunity to grow. Having leaders that want to watch you succeed is something I will be forever grateful for. Today I am fortunate to oversee Underwriting for two of the top producing regions in the company. My teams and I get to work with some of the most amazing people in the industry and learn something new every day. Security National is more than a place to work. It is truly a family that has embraced my family as its own. I am excited to continue to be a part of such a great company and look forward to what's next!" Thank you for your 5 years of service, Tim! #snfcfamily #snfccares #snfc #wearesnfc #togethersnfc

We are happy to have you back, kimberly R. 🎉 #snf #snfccares #togethersnfc

🌟 Celebrating Success! 🌟 SNFC shines bright as we proudly accept the Arizona Central Top Workplaces Award! This recognition reflects the unwavering commitment and effort of our exceptional team. Together, we prove that "It's Better Here." Huge thanks to all who contribute to making SNFC an outstanding workplace! 👏🏆

Please help us celebrate the amazing career of former SNMC Executive Regional Manager David Christensen of the Las Vegas Region. David retired last week from our Mortgage Company. Congratulations, David! You will be missed!

This month's SNFC Woman in Leadership is Diana Olson, Vice President/Controller of Security National Life! It has been an honor to watch Diana's career grow within Security National. Thank you Diana! "I started my career at Security National Life a few years ago while I was still in high school. I am currently the Vice President/Controller of the life companies. Who would have thought that a part time job while in high school would turn into a lifetime career. I love the company and the people I work with and I am grateful I am a part of the Security National family and made Security National Life my lifetime career. I had the pleasure of knowing the founders of the company, George R. Quist and William C.Sargent. My husband and I have been married for 35 years and have 2 sons, one daughter-in-law, 2 granddaughters and one spoiled miniature schnauzer. We’ll be adding a new grandson in June. I love spending time with our family. I especially love the outdoors and enjoy weekends in the mountains at the family cabin. My favorite thing is seeing all of the wildlife up there. I love traveling, doing crafts(especially scrapbooking/paper crafting), I love sharing the paper crafting treats I make with my co-workers, having game nights and of course puzzles. I’ve even surprised my family by bottling fruit in the fall and making candy at Christmas time. My son was shocked that I even knew how. Fun fact, in 2021 my husband and I were in charge of making a float for the Days of 47 parade in Salt Lake City. We won the Daughters of the Utah Pioneers award. I can check float builder off my bucket list".

Thank you for your 15 years of service, Angelina! We are so lucky to have you here in Security National. 😊 #snfcfamily #snfccares #snfc #wearesnfc #togethersnfc

With all the options out there. Why did you choose to join Security National? Take a look at what our newest employee said. 😊 #snf #snfccares #togethersnfc

Metric
Company Name	Security National Financial Corporation	NorthStar Memorial Group
Symbol	SNFCA
MSH ID	COM:SECURITYNATIONAL	COM:NSMG
Market	STOCKS	PRIVATE
Sector	Financial Services	Consumer Services
Industry	Financial - Mortgages	Funeral and Cemetery Services
Country	US	US
Stage
Employee Count	1.23K
Website	securitynational.com	nsmg.com
LinkedIn	snfca	northstar-memorial-group
Founders

Metric
Market Cap	178.78M
Enterprise Value
Monthly Web Traffic		7.90K
Web Traffic Growth		1.27
Valuation
Raised Capital

Metric
Revenue	318.50M
Revenue (LTM)
Revenue (NTM)
Gross Profit	318.50M
EBITDA	-4.87M
Operating Income	21.17M
Net Income	14.50M
EPS	0.66
Diluted EPS	0.64
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	267.27
Operating Profit Margin	21.65
EBITDA Margin	-0.02
Net Profit Margin	0.09
Return on Equity	0.11
Return on Assets	0.02
Return on Capital Employed	5.17

COM:SECURITYNATIONAL

Security National Financial Corporation

Last Close

12.62

22/11 21:00

Market Cap

178.78M

Beta: -

Volume Today

58.35K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	5.11
P/B Ratio	0.56
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	0.74
EV Multiple	0.05

Metric
Days Sales Outstanding	31.44
Days Payables Outstanding	0.23
Days Inventory Outstanding	0.99
Operating Cycle	33.20
Cash Conversion Cycle	33.22
Asset Turnover	0.25

Metric
Operating Cash Flow	53.88M
Free Cash Flow	52.77M
Cash Flow to Debt	0.50
Operating Cash Flow/Sales	0.30
Free Cash Flow Yield	0.22

Metric
Cash & Equivalents	126.94M
Accounts Receivable
Inventory	-193.55M
Goodwill	5.25M
Debt to Capitalization	1.02
Debt to Assets	0.08
Current Ratio	66.92
Quick Ratio	66.92

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.00
R&D to Revenue
SG&A to Revenue	0.36